nCino/$NCNO
1D1W1MYTD1Y5YMAX
Capital at risk
About nCino
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
- Ticker
- $NCNO
- Sector
- Software & Cloud Services
- Primary listing
- NASDAQ
- Employees
- 1,684
- Headquarters
- Wilmington, United States
- Website
- www.ncino.com
nCino Metrics
BasicAdvanced
$2.4B
74.93
$0.31
0.66
-
Price and volume
Market cap
$2.4B
Beta
0.66
52-week high
$31.93
52-week low
$13.80
Average daily volume
2.5M
Financial strength
Current ratio
0.847
Quick ratio
0.717
Long term debt to equity
34.355
Total debt to equity
35.825
Interest coverage (TTM)
2.79%
Profitability
EBITDA (TTM)
90.844
Gross margin (TTM)
62.24%
Net profit margin (TTM)
5.40%
Operating margin (TTM)
8.01%
Effective tax rate (TTM)
-16.64%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
2.00%
Return on equity (TTM)
3.86%
Valuation
Price to earnings (TTM)
74.932
Price to revenue (TTM)
4.003
Price to book
2.61
Price to tangible book (TTM)
-9.23
Price to free cash flow (TTM)
18.845
Free cash flow yield (TTM)
5.31%
Free cash flow per share (TTM)
1.227
Growth
Revenue change (TTM)
8.57%
Earnings per share change (TTM)
-205.87%
3-year revenue growth (CAGR)
11.79%
3-year earnings per share growth (CAGR)
-21.76%
Bulls say / Bears say
In Q2 FY27, free cash flow surged 170% year-over-year to $34.0 million, reflecting strong cash generation and operational leverage. (Nasdaq)
Total revenues for Q2 FY27 grew 8% year-over-year to $161.0 million, with subscription revenues up 10% to $143.5 million, demonstrating sustained demand across core solutions. (Nasdaq)
Management raised FY27 revenue guidance to $644.0 million–$647.0 million, signalling confidence in continued growth trajectory. (StreetInsider)
Q2 FY27 EPS of $0.05 missed the $0.27 consensus by over 80%, highlighting challenges in translating revenue growth into per-share earnings. (Investing.com)
Q3 FY27 revenue guidance of $161.25 million–$163.25 million came in slightly below the $162.70 million Street estimate, risking investor disappointment and stock volatility. (StreetInsider)
U.S. mortgage subscription revenue declined 1% year-over-year to $20.6 million in Q2, signalling persistent headwinds in the independent mortgage bank segment. (MarketBeat)
Data summarised monthly by Lightyear AI. Last updated on 27 Aug 2026.
Upcoming events
No upcoming events
nCino News
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Funds containing nCino
AllEURUSDGBP
Fund name | Fund size | $NCNO weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.08% |
iShares Digitalisation$DGTL | $793M | 0.08% |
iShares Digitalisation£DGIT | £587M | 0.08% |
iShares MSCI World Small Cap$WSML | $9B | 0.02% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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