nCino/$NCNO
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About nCino
Ncino Inc is a provider of cloud-based software for financial institutions. Its software solution digitizes, automates, and streamlines inefficient and complex processes & workflows and utilizes data analytics & artificial intelligence that enables financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposits, and other accounts, and manage regulatory compliance. It also offers professional services, including configuration & implementation, training, and advisory services. The company generates the majority of its revenue from subscription services. The company caters to financial institutions, enterprise banks, regional banks, community banks, and credit unions. The vast majority of its revenue comes from the United States.
Ticker
$NCNO
Sector
Primary listing
Industry
Software
Headquarters
Employees
1,833
Website
nCino Metrics
BasicAdvanced
$3.6B
-
-$0.25
0.71
-
Price and volume
Market cap
$3.6B
Beta
0.71
52-week high
$43.20
52-week low
$18.75
Average daily volume
1.5M
Financial strength
Current ratio
1.05
Quick ratio
0.911
Long term debt to equity
25.122
Total debt to equity
25.75
Interest coverage (TTM)
-0.62%
Profitability
EBITDA (TTM)
31.509
Gross margin (TTM)
60.05%
Net profit margin (TTM)
-5.27%
Operating margin (TTM)
-1.30%
Effective tax rate (TTM)
-25.37%
Revenue per employee (TTM)
$300,000
Management effectiveness
Return on assets (TTM)
-0.29%
Return on equity (TTM)
-2.30%
Valuation
Price to revenue (TTM)
6.469
Price to book
3.34
Price to tangible book (TTM)
-21.12
Price to free cash flow (TTM)
69.809
Free cash flow yield (TTM)
1.43%
Free cash flow per share (TTM)
44.74%
Growth
Revenue change (TTM)
13.39%
Earnings per share change (TTM)
-15.47%
3-year revenue growth (CAGR)
22.11%
3-year earnings per share growth (CAGR)
-26.74%
Bulls say / Bears say
nCino reported a 13% year-over-year increase in total revenues to $144.1 million in Q1 FY2026, with subscription revenues rising 14% to $125.6 million, indicating strong demand for its cloud banking solutions. (globenewswire.com)
The company unveiled 16 new AI-powered banking tools at its nSight 2025 conference, enhancing its platform's capabilities and potentially driving future growth. (globenewswire.com)
nCino's partnership with Zions Bancorporation to implement its platform for loan origination demonstrates its ability to secure significant clients, potentially leading to increased market share. (globenewswire.com)
Bank of America downgraded nCino's stock to 'Neutral' in April 2025, suggesting potential concerns about the company's future performance. (americanbankingnews.com)
Insider selling activity, including CEO Sean Desmond selling 7,880 shares in April 2025, might indicate a lack of confidence in the company's short-term prospects. (americanbankingnews.com)
The company's stock price experienced a 20% decline over three months as of February 2025, raising questions about its market stability. (zacks.com)
Data summarised monthly by Lightyear AI. Last updated on 10 Jul 2025.
nCino News
AllArticlesVideos

AI Mortgage Innovator Tidalwave Bolsters Team with Key Industry Hires from ICE and nCino
Business Wire·3 days ago

nCino, Inc. Investigation Ongoing: Contact Levi & Korsinsky to Discuss Your Rights - NCNO
Accesswire·2 months ago

Shareholders that lost money on nCino, Inc.(NCNO) should contact Levi & Korsinsky about Securities Fraud Investigation - NCNO
Accesswire·2 months ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
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FAQs
What’s the current market cap for nCino stock?
nCino (NCNO) has a market cap of $3.6B as of July 24, 2025.
What is the P/E ratio for nCino stock?
The price to earnings (P/E) ratio for nCino (NCNO) stock is 0 as of July 24, 2025.
Does nCino stock pay dividends?
No, nCino (NCNO) stock does not pay dividends to its shareholders as of July 24, 2025.
When is the next nCino dividend payment date?
nCino (NCNO) stock does not pay dividends to its shareholders.
What is the beta indicator for nCino?
nCino (NCNO) has a beta rating of 0.71. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.