NorthEast Community Bank/$NECB

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About NorthEast Community Bank

NorthEast Community Bancorp Inc operates as a community-oriented financial institution. It is principally engaged in the business of attracting deposits and investing those funds into mortgage and commercial loans. It conducts activities throughout the Northeastern United States, including New York, Massachusetts, New Jersey, and Connecticut. The company offers a comprehensive line of banking products and services, including mobile banking as well as commercial real estate loans, commercial construction financing, lines of credit, and term loans. It also offers investment advisory and financial planning services.
Ticker
$NECB
Sector
Finance
Primary listing
NASDAQ
Employees
140
Headquarters
White Plains, United States
Website
www.necb.com

NECB Metrics

BasicAdvanced
$331M
8.63
$3.11
0.36
$1.05
3.73%

Bulls say / Bears say

Construction lending is providing a clear growth pipeline. Construction commitments and loans-in-process rose 38.9% year on year, while unfunded commitments exceeded $883 million, giving NECB room to grow interest income as projects draw down. (NorthEast Community Bancorp)
Credit quality and capital remain unusually strong for a construction-focused bank. NECB reported no non-performing loans or assets at 30 June, while the bank’s Tier 1 leverage ratio was 17.32% and its total risk-based capital ratio was 15.31%. (NorthEast Community Bancorp, StockTitan)
Shareholder returns are improving despite the weaker quarter. The board raised the quarterly dividend by $0.05 to $0.25, and NECB had repurchased 239,894 shares under its 10% buyback programme by 30 June. (MarketChameleon, NorthEast Community Bancorp)
Profitability is moving in the wrong direction. Second-quarter net income fell to $9.8 million from $11.2 million a year earlier, while diluted EPS dropped to $0.72 from $0.82 and the net interest margin narrowed to 5.14% from 5.35%. (NorthEast Community Bancorp, TradingView)
Funding is becoming more demanding. Deposits fell 5.0% to $1.54 billion during the first half, driven by a $190.8 million decline in certificates of deposit, while borrowings rose by $120 million to $190 million. (NorthEast Community Bancorp, StockTitan)
The growth strategy increases exposure to a concentrated and potentially volatile property market. Most new lending is construction-related, including $606.7 million of construction originations in the first half, and the bank recorded a $500,000 commercial and industrial loan charge-off in the second quarter. (NorthEast Community Bancorp, StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 23 Sept 2026.

Funds containing NECB

Funds
Fund name
Fund size
$NECB weighting
SPDR Russell 2000 US Small Cap€R2US
€4.8B0.01%
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