NewtekOne/$NEWT
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Capital at risk
About NewtekOne
NewtekOne Inc provides business and financial solutions under the Newtek and NewtekOne brands to the independent business owner (SMB) market. Its services are offered online and in some cases delivered by staff via video and voice calls. The company offers lending products, FDIC insured deposit products and services, payments processing, payroll services and insurance brokerage services. Loan products include SBA 7(a), ALP, SBA 504, and traditional C&I and CRE bank loans, while deposit products include consumer high yield savings accounts, high yield certificates of deposit, zero-fee business checking and business money market accounts. The company operates through four reportable segments Banking, Alternative Lending, NSBF and Payments.
- Ticker
- $NEWT
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 572
- Headquarters
- Boca Raton, United States
- Website
- www.newtekone.com
NewtekOne Metrics
BasicAdvanced
$337M
5.34
$2.19
1.38
$0.76
6.51%
Price and volume
Market cap
$337M
Beta
1.38
52-week high
$15.69
52-week low
$9.59
Average daily volume
250K
Dividend rate
$0.76
Financial strength
Current ratio
63.292
Quick ratio
2.491
Long term debt to equity
1.225
Total debt to equity
1.347
Dividend payout ratio (TTM)
46.65%
Interest coverage (TTM)
1.96%
Profitability
EBITDA (TTM)
237.717
Gross margin (TTM)
86.29%
Net profit margin (TTM)
16.10%
Operating margin (TTM)
54.17%
Effective tax rate (TTM)
23.71%
Revenue per employee (TTM)
$710,000
Management effectiveness
Return on assets (TTM)
5.18%
Return on equity (TTM)
18.04%
Valuation
Price to earnings (TTM)
5.343
Price to revenue (TTM)
0.802
Price to book
0.92
Price to tangible book (TTM)
1.13
Price to free cash flow (TTM)
-0.441
Free cash flow yield (TTM)
-226.92%
Free cash flow per share (TTM)
-26.504
Dividend yield (TTM)
6.51%
Forward dividend yield
6.51%
Growth
Revenue change (TTM)
11.71%
Earnings per share change (TTM)
8.63%
3-year revenue growth (CAGR)
27.69%
10-year revenue growth (CAGR)
29.90%
3-year earnings per share growth (CAGR)
15.89%
10-year earnings per share growth (CAGR)
-1.19%
3-year dividend per share growth (CAGR)
-23.69%
10-year dividend per share growth (CAGR)
-7.17%
What the Analysts think about NewtekOne
Analyst ratings (Buy, Hold, Sell) for NewtekOne stock.
Analyst projections of the future price of NewtekOne stock.
Bulls say / Bears say
Deposit gathering is scaling quickly, with core consumer deposits up 124% year on year and business deposits up 47%. This gives NewtekOne cheaper funding to retain more SBA loans, while management expects net interest income to rise to at least 30% of revenue through late 2026 and 2027. (GlobeNewswire, NewtekOne)
The business is showing operating leverage: assets grew by almost 50% year on year, while second-quarter operating expenses rose only 3.6%. The efficiency ratio improved to 58.4% from 60.3%, and tangible book value per share increased 15.0% year on year. (GlobeNewswire, SEC filing)
NewtekOne is broadening beyond its legacy SBA exposure, with growth in C&I long-amortisation, SBA 504, commercial real estate and traditional C&I lending. Moving more activity into the bank and using its digital lending, payments and deposit platform could create a more diversified and scalable small-business franchise. (GlobeNewswire, Nasdaq)
NewtekOne cut 2026 EPS guidance to $1.70-$1.80 from $2.15-$2.55 after deciding to retain more SBA loans. The move should build interest income over time, but it reduces near-term gain-on-sale income and makes the earnings transition harder to execute. (NewtekOne, GlobeNewswire)
Credit risk is becoming more important as more loans stay on the balance sheet: 30-day past-due loans increased, while the year-to-date provision for credit losses reached $21.7 million and the allowance rose to $52.7 million. A younger, rapidly growing loan book may produce further losses as it seasons. (The Motley Fool, SEC filing)
Reported earnings remain exposed to volatile fair-value and securitisation outcomes: NewtekOne recorded a year-to-date net loss on loans under the fair-value option, compared with a gain a year earlier. Retaining loans also increases dependence on deposit costs, loan performance and successful future securitisations. (SEC filing, The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 20 Sept 2026.
NewtekOne Financial Performance
Revenues and expenses
NewtekOne Earnings Performance
Company profitability
Upcoming events
NewtekOne News
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Funds containing NewtekOne
Fund name | Fund size | $NEWT weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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