NMI Holdings/$NMIH
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About NMI Holdings
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
Ticker
$NMIH
Sector
Primary listing
Industry
Financial Services
Headquarters
Employees
230
ISIN
US6292093050
Website
NMI Holdings Metrics
BasicAdvanced
$3.3B
9.11
$4.63
0.55
-
Price and volume
Market cap
$3.3B
Beta
0.55
52-week high
$42.48
52-week low
$31.90
Average daily volume
576K
Financial strength
Current ratio
1.847
Quick ratio
0.643
Long term debt to equity
18.339
Total debt to equity
18.339
Interest coverage (TTM)
14.35%
Profitability
EBITDA (TTM)
528.101
Gross margin (TTM)
80.66%
Net profit margin (TTM)
55.93%
Operating margin (TTM)
77.28%
Effective tax rate (TTM)
22.20%
Revenue per employee (TTM)
$2,900,000
Management effectiveness
Return on assets (TTM)
9.98%
Return on equity (TTM)
17.38%
Valuation
Price to earnings (TTM)
9.115
Price to revenue (TTM)
5.006
Price to book
1.42
Price to tangible book (TTM)
1.43
Price to free cash flow (TTM)
8.876
Free cash flow yield (TTM)
11.27%
Free cash flow per share (TTM)
475.32%
Growth
Revenue change (TTM)
11.61%
Earnings per share change (TTM)
14.57%
3-year revenue growth (CAGR)
10.33%
10-year revenue growth (CAGR)
38.93%
3-year earnings per share growth (CAGR)
18.05%
10-year earnings per share growth (CAGR)
20.56%
What the Analysts think about NMI Holdings
Analyst ratings (Buy, Hold, Sell) for NMI Holdings stock.
Bulls say / Bears say
NMI Holdings reported a net income of $92.8 million in Q3 2024, up from $84.0 million in Q3 2023, indicating strong financial performance. (nationalmi.com)
The company announced new reinsurance agreements covering business from January 2025 to December 2027, enhancing risk management and financial stability. (nationalmi.com)
NMI Holdings' primary insurance-in-force reached $207.5 billion in Q3 2024, a 7% year-over-year increase, reflecting robust growth in its insured portfolio. (nationalmi.com)
In Q4 2024, NMI Holdings' earnings per share of $1.07 missed analyst estimates by 3.6%, indicating potential challenges in meeting market expectations. (nasdaq.com)
The company's loss ratio deteriorated by 580 basis points year-over-year to 12% in Q4 2024, suggesting increased claims expenses. (nasdaq.com)
Rising mortgage rates and affordability issues could dampen demand for mortgage insurance, posing a risk to NMI Holdings' growth prospects. (investing.com)
Data summarised monthly by Lightyear AI. Last updated on 8 Jun 2025.
NMI Holdings Financial Performance
Revenues and expenses
NMI Holdings Earnings Performance
Company profitability
NMI Holdings News
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FAQs
What’s the current market cap for NMI Holdings stock?
NMI Holdings (NMIH) has a market cap of $3.3B as of June 30, 2025.
What is the P/E ratio for NMI Holdings stock?
The price to earnings (P/E) ratio for NMI Holdings (NMIH) stock is 9.11 as of June 30, 2025.
Does NMI Holdings stock pay dividends?
No, NMI Holdings (NMIH) stock does not pay dividends to its shareholders as of June 30, 2025.
When is the next NMI Holdings dividend payment date?
NMI Holdings (NMIH) stock does not pay dividends to its shareholders.
What is the beta indicator for NMI Holdings?
NMI Holdings (NMIH) has a beta rating of 0.55. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.