NN Group/€NN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About NN Group
NN Group is a financial services company headquartered in The Hague, Netherlands. It primarily operates in insurance and asset management sectors, offering life and non-life insurance solutions, pensions, and retirement services. The company also provides investment products through its asset management division. NN Group was formed as a spin-off from ING Group in 2014. Its operations span multiple European and Asian markets, leveraging a strong presence to cater to a diverse client base. The group's strategic focus includes customer-centric innovations and maintaining robust risk management practices.
- Ticker
- €NN
- Sector
- Finance
- Primary listing
- AEX
- Employees
- 14,791
- Headquarters
- The Hague, Netherlands
- Website
- www.nn-group.com
NN Group Metrics
BasicAdvanced
€21B
11.95
€6.79
0.54
€4.05
4.99%
Price and volume
Market cap
€21B
Beta
0.54
52-week high
€83.28
52-week low
€59.58
Average daily volume
534K
Dividend rate
€4.05
Financial strength
Current ratio
70.576
Quick ratio
65.511
Long term debt to equity
0.622
Total debt to equity
0.622
Dividend payout ratio (TTM)
60.98%
Interest coverage (TTM)
1.68%
Profitability
EBITDA (TTM)
5,029
Gross margin (TTM)
56.61%
Net profit margin (TTM)
13.28%
Operating margin (TTM)
35.38%
Effective tax rate (TTM)
19.60%
Revenue per employee (TTM)
€950,000
Management effectiveness
Return on assets (TTM)
1.50%
Return on equity (TTM)
8.75%
Valuation
Price to earnings (TTM)
11.949
Price to revenue (TTM)
1.518
Price to book
1.01
Price to tangible book (TTM)
1.07
Price to free cash flow (TTM)
-8.978
Free cash flow yield (TTM)
-11.14%
Free cash flow per share (TTM)
-9.038
Dividend yield (TTM)
4.99%
Growth
Revenue change (TTM)
-2.93%
Earnings per share change (TTM)
44.15%
3-year revenue growth (CAGR)
26.26%
10-year revenue growth (CAGR)
-0.50%
3-year earnings per share growth (CAGR)
65.67%
10-year earnings per share growth (CAGR)
5.96%
3-year dividend per share growth (CAGR)
11.65%
10-year dividend per share growth (CAGR)
14.45%
What the Analysts think about NN Group
Analyst ratings (Buy, Hold, Sell) for NN Group stock.
Analyst projections of the future price of NN Group stock.
Bulls say / Bears say
First-half operating capital generation rose 5% to €1.07 billion and free cash flow increased 7%, while the Solvency II ratio reached 224%. NN also raised its interim dividend by 12%, supporting its case as a strong capital-return story. (NN Group)
Growth in Europe is helping diversify earnings: first-half value of new business rose 14% there, while Dutch defined-contribution pension assets under management grew 13% to €48 billion. These gains provide a growing base for future fees and capital generation. (NN Group)
NN says its Future Ready programme has already delivered 65% of its targeted €200 million in annual benefits, with the programme still on track for 2027. Delivery would strengthen efficiency and help support future earnings. (NN Group)
Dutch pension buyouts may offer limited room for profitable expansion: NN says current quotes yield less than its double-digit return hurdle. The group is therefore cautious about deploying capital into this market. (Reuters)
Growth in two overseas channels faces pressure: Japanese value of new business fell as demand shifted towards shorter-duration products, and NN expects sales through its Greek Piraeus Bank partnership to be substantially lower from 2027. That could make its European growth targets harder to deliver. (NN Group, Stockopedia)
Elevated claims in NN’s group disability book have increased provisions and weighed on reported non-life capital generation. Although this is a small part of the overall non-life business, management says the claims have risen further and remain a watchpoint. (NN Group)
Data summarised monthly by Lightyear AI. Last updated on 4 Nov 2026.
NN Group Financial Performance
Revenues and expenses
NN Group Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing NN Group
AllEURUSD
Fund name | Fund size | €NN weighting |
|---|---|---|
iShares Euro Dividend€IDVY | €1.6B | 4.34% |
iShares EURO STOXX Select Dividend 30€EXSG | €625M | 4.33% |
SPDR S&P Euro Dividend Aristocrats€EUDV | €1.8B | 3.51% |
SPDR S&P Euro Dividend Aristocrats£EUDV | €1.8B | 3.51% |
iShares STOXX Europe Select Dividend 30€EXSH | €1.4B | 3.45% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.