Nu Holdings Ltd./$NU
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Nu Holdings Ltd.
Nubank is a Brazilian financial technology firm that offers digital banking services in Brazil, Mexico, and Colombia. Founded in 2013, it is best known for its credit cards and online savings accounts. However, Nubank has expanded its offerings to cover consumer loans, insurance, investments, and cryptocurrency through its mobile app. Thanks to its success in disrupting Brazil's concentrated and fee-heavy banking sector, the company now serves over 100 million customers across its three core markets. Brazil provides more than 90% of its revenue.
- Ticker
- $NU
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- -
- Headquarters
- Sao Paulo, Brazil
- Website
- nubank.com.br
Nu Holdings Ltd. Metrics
BasicAdvanced
$78B
21.96
$0.73
0.94
-
Price and volume
Market cap
$78B
Beta
0.94
52-week high
$18.98
52-week low
$11.20
Average daily volume
82M
Financial strength
Profitability
Net profit margin (TTM)
42.73%
Operating margin (TTM)
52.02%
Effective tax rate (TTM)
17.67%
Management effectiveness
Return on assets (TTM)
4.96%
Return on equity (TTM)
31.63%
Valuation
Price to earnings (TTM)
21.96
Price to revenue (TTM)
9.262
Price to book
5.88
Price to tangible book (TTM)
6.44
Price to free cash flow (TTM)
-7.381
Free cash flow yield (TTM)
-13.55%
Free cash flow per share (TTM)
-2.184
Growth
Revenue change (TTM)
44.33%
Earnings per share change (TTM)
56.33%
3-year revenue growth (CAGR)
47.56%
3-year earnings per share growth (CAGR)
257.92%
What the Analysts think about Nu Holdings Ltd.
Analyst ratings (Buy, Hold, Sell) for Nu Holdings Ltd. stock.
Analyst projections of the future price of Nu Holdings Ltd. stock.
Bulls say / Bears say
Q2 net profit reached $1.06 billion, up 49% year on year on a currency-neutral basis and above analysts’ estimates. That is strong earnings momentum, not just customer growth. (Reuters)
Revenue rose 39% to nearly $5.9 billion, while the activity rate reached 83.5% and average revenue per active customer rose to $17. A 20% efficiency ratio suggests Nu is converting deeper customer engagement into revenue without losing its low-cost edge. (FinancialContent)
Nu’s full banking authorisation in Mexico gives it scope to broaden its credit, payments and savings products. Its base of about 16 million customers gives those new services a substantial market to build on. (BNamericas, FinancialContent)
Over-90-day delinquencies rose to 6.9% in Q2, even as early delinquencies improved, while the credit portfolio grew 37% year on year. Rapid lending growth alongside rising late arrears could mean higher future credit costs. (Mexico Business News, FinancialContent)
Nu’s customer base remains concentrated in Brazil, with nearly 118 million of its 139 million customers there. This leaves the growth story reliant on successfully scaling Mexico and Colombia as well as continuing to deepen its Brazilian franchise. (FinancialContent)
At roughly 20 times earnings, the shares could be vulnerable to a de-rating if credit conditions weaken. A Seeking Alpha analysis argues the valuation assumes near-peak conditions and notes Nu’s unsecured consumer loan book has not been tested in a rising-unemployment environment. (Seeking Alpha)
Data summarised monthly by Lightyear AI. Last updated on 5 Oct 2026.
Nu Holdings Ltd. Financial Performance
Revenues and expenses
Nu Holdings Ltd. Earnings Performance
Company profitability
Upcoming events
No upcoming events
Nu Holdings Ltd. News
AllArticlesVideos
Funds containing Nu Holdings Ltd.
AllEURGBPUSD
Fund name | Fund size | $NU weighting |
|---|---|---|
iShares MSCI Brazil€IQQB | €461M | 9.82% |
iShares MSCI Brazil£IBZL | £396M | 9.82% |
iShares MSCI EM Latin America€LTAM | €1.8B | 5.56% |
iShares MSCI EM Latin America£LTAM | £1.5B | 5.56% |
Invesco CoinShares Global Blockchain£BCHS | £879M | 3.28% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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