Orange County Bank/$OBT
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About Orange County Bank
Orange County Bancorp Inc provides banking services. Its services include personal banking services such as personal loans, personal savings, business loans, business savings, and Internet banking among others. The company provides commercial and consumer banking services to individuals, small businesses, and local municipal governments as well as trust and investment services through the Bank and HVIA. Its segment includes banking and wealth management. The company generates maximum revenue from the banking segment.
Ticker
$OBT
Sector
Primary listing
Employees
225
Headquarters
Website
OBT Metrics
BasicAdvanced
$326M
9.48
$2.57
0.51
$0.64
2.13%
Price and volume
Market cap
$326M
Beta
0.51
52-week high
$28.83
52-week low
$20.97
Average daily volume
40K
Dividend rate
$0.64
Financial strength
Dividend payout ratio (TTM)
19.22%
Profitability
Net profit margin (TTM)
28.00%
Operating margin (TTM)
37.28%
Effective tax rate (TTM)
21.94%
Revenue per employee (TTM)
$470,000
Management effectiveness
Return on assets (TTM)
1.16%
Return on equity (TTM)
13.74%
Valuation
Price to earnings (TTM)
9.484
Price to revenue (TTM)
2.656
Price to book
1.29
Price to tangible book (TTM)
1.32
Price to free cash flow (TTM)
13.758
Free cash flow yield (TTM)
7.27%
Free cash flow per share (TTM)
1.771
Dividend yield (TTM)
2.63%
Forward dividend yield
2.13%
Growth
Revenue change (TTM)
2.48%
Earnings per share change (TTM)
-16.46%
3-year revenue growth (CAGR)
14.59%
3-year earnings per share growth (CAGR)
15.40%
10-year earnings per share growth (CAGR)
22.55%
3-year dividend per share growth (CAGR)
7.72%
Bulls say / Bears say
Net income jumped 27.4% year-over-year to $10.5 million in Q2 2025, setting a new quarterly profit record for the company. (Nasdaq)
Book value per share increased 15.6% to $18.90 as of June 30, 2025, demonstrating robust capital growth and a stronger balance sheet. (Nasdaq)
Total deposits climbed 5.7% year-over-year to $2.3 billion at June 30, 2025, highlighting ongoing growth in the funding base. (Nasdaq)
Net income fell 6.3% year-over-year to $8.7 million in Q1 2025, reflecting earnings volatility driven by one-time gains in the previous quarter. (Nasdaq)
Loan balances rose just 2.1% in Q1 2025, pointing to muted loan demand and suggesting potential challenges for lending growth. (Nasdaq)
Insiders reported six sales against two purchases in the past six months, which could indicate concerns about the stock’s valuation internally. (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 2 Oct 2025.
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FAQs
What’s the current market cap for Orange County Bank stock?
Orange County Bank (OBT) has a market cap of $326M as of October 12, 2025.
What is the P/E ratio for Orange County Bank stock?
The price to earnings (P/E) ratio for Orange County Bank (OBT) stock is 9.48 as of October 12, 2025.
Does Orange County Bank stock pay dividends?
Yes, the Orange County Bank (OBT) stock pays dividends to shareholders. As of October 12, 2025, the dividend rate is $0.64 and the yield is 2.13%. Orange County Bank has a payout ratio of 19.22% on a trailing twelve-month basis.
When is the next Orange County Bank dividend payment date?
The next Orange County Bank (OBT) dividend payment date is unconfirmed.
What is the beta indicator for Orange County Bank?
Orange County Bank (OBT) has a beta rating of 0.51. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.