OFG Bancorp/$OFG
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Capital at risk
About OFG Bancorp
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
- Ticker
- $OFG
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 2,185
- Headquarters
- San Juan, United States
- Website
- www.ofgbancorp.com
OFG Bancorp Metrics
BasicAdvanced
$2.2B
10.35
$5.07
0.70
$1.30
2.67%
Price and volume
Market cap
$2.2B
Beta
0.7
52-week high
$54.47
52-week low
$35.71
Average daily volume
228K
Dividend rate
$1.30
Financial strength
Dividend payout ratio (TTM)
24.86%
Profitability
Net profit margin (TTM)
33.85%
Operating margin (TTM)
40.30%
Effective tax rate (TTM)
12.55%
Revenue per employee (TTM)
$300,000
Management effectiveness
Return on assets (TTM)
1.81%
Return on equity (TTM)
16.08%
Valuation
Price to earnings (TTM)
10.354
Price to revenue (TTM)
3.488
Price to book
1.58
Price to tangible book (TTM)
1.69
Price to free cash flow (TTM)
11.209
Free cash flow yield (TTM)
8.92%
Free cash flow per share (TTM)
4.683
Dividend yield (TTM)
2.48%
Forward dividend yield
2.67%
Growth
Revenue change (TTM)
5.12%
Earnings per share change (TTM)
19.31%
3-year revenue growth (CAGR)
1.66%
3-year earnings per share growth (CAGR)
10.64%
10-year earnings per share growth (CAGR)
28.42%
3-year dividend per share growth (CAGR)
15.67%
10-year dividend per share growth (CAGR)
16.59%
Bulls say / Bears say
Net interest income rose 3.5% year-over-year to $157.3 million in Q2 2026, reflecting strong loan yields and effective asset-liability management (Reuters).
OFG beat Q2 2026 estimates with diluted EPS of $1.39 and core revenue of $190.3 million, both topping forecasts and driving a 3.45% premarket rally (Investing.com).
Net interest margin expanded to 5.45% in Q2 2026 and management raised its H2 2026 margin outlook to 5.25%–5.35%, evidencing effective balance sheet management (Investing.com).
Net charge-offs climbed to 1.40% of average loans in Q2 2026, up from 1.05% in Q1 and 0.64% a year earlier, signaling emerging asset quality pressures (Reuters).
Despite revenue growth, the efficiency ratio remained elevated at 54.04% in Q2 2026, limiting operating leverage compared to larger peers (Business Wire).
Total non-interest expense surged to $102.8 million in Q2 2026, including $5.8 million of business-related operational charges, underscoring cost control challenges (Business Wire).
Data summarised monthly by Lightyear AI. Last updated on 5 Sept 2026.
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Funds containing OFG Bancorp
AllUSDGBPEUR
Fund name | Fund size | $OFG weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.13% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.13% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.08% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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