OFG Bancorp/$OFG
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About OFG Bancorp
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
Ticker
$OFG
Sector
Primary listing
NYSE
Employees
2,222
Headquarters
Website
OFG Bancorp Metrics
BasicAdvanced
$1.9B
10.04
$4.25
-
$1.10
2.81%
Price and volume
Market cap
$1.9B
52-week high
$46.11
52-week low
$33.15
Average daily volume
226K
Dividend rate
$1.10
Financial strength
Dividend payout ratio (TTM)
24.84%
Profitability
Net profit margin (TTM)
31.43%
Operating margin (TTM)
41.25%
Effective tax rate (TTM)
18.83%
Revenue per employee (TTM)
$280,000
Management effectiveness
Return on assets (TTM)
1.66%
Return on equity (TTM)
15.20%
Valuation
Price to earnings (TTM)
10.037
Price to revenue (TTM)
3.144
Price to book
1.43
Price to tangible book (TTM)
1.54
Price to free cash flow (TTM)
9.911
Free cash flow yield (TTM)
10.09%
Free cash flow per share (TTM)
4.303
Dividend yield (TTM)
2.58%
Forward dividend yield
2.81%
Growth
Revenue change (TTM)
-3.53%
Earnings per share change (TTM)
4.40%
3-year revenue growth (CAGR)
3.63%
3-year earnings per share growth (CAGR)
11.70%
10-year earnings per share growth (CAGR)
25.15%
3-year dividend per share growth (CAGR)
26.77%
10-year dividend per share growth (CAGR)
11.21%
Bulls say / Bears say
Board approved a new $100 million share repurchase authorization plan on April 30, 2025, underscoring OFG’s strong capital generation and commitment to returning capital to shareholders. (Business Wire)
Loans held for investment reached a record $8.18 billion in 2Q25, up 7.08% year-over-year and 4.2% sequentially, supporting net interest income growth through expanded lending volume. (Business Wire)
Diluted EPS of $1.15 in 2Q25 rose 6.5% year-over-year and beat 1Q25’s $1.00, reflecting stronger profitability driven by revenue growth and disciplined expense management. (Business Wire)
Provision for credit losses rose to $21.7 million in 2Q25, up 39% year-over-year from $15.6 million, driven by specific reserves on four commercial loans and indicating elevated credit cost risk. (Business Wire)
Net interest margin narrowed to 5.31% in 2Q25 from 5.42% in 1Q25, suggesting pressure on lending spreads amid higher funding costs. (Business Wire)
Total non-interest expense increased to $94.8 million in 2Q25, up 1.4% sequentially, leading to an efficiency ratio of 52.04% which may constrain future profitability if expense growth persists. (Business Wire)
Data summarised monthly by Lightyear AI. Last updated on 2 Oct 2025.
OFG Bancorp News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
FAQs
What’s the current market cap for OFG Bancorp stock?
OFG Bancorp (OFG) has a market cap of $1.9B as of October 05, 2025.
What is the P/E ratio for OFG Bancorp stock?
The price to earnings (P/E) ratio for OFG Bancorp (OFG) stock is 10.04 as of October 05, 2025.
Does OFG Bancorp stock pay dividends?
Yes, the OFG Bancorp (OFG) stock pays dividends to shareholders. As of October 05, 2025, the dividend rate is $1.1 and the yield is 2.81%. OFG Bancorp has a payout ratio of 24.84% on a trailing twelve-month basis.
When is the next OFG Bancorp dividend payment date?
The next OFG Bancorp (OFG) dividend payment is scheduled for October 15, 2025.
What is the beta indicator for OFG Bancorp?
OFG Bancorp (OFG) does not currently have a Beta indicator.