OFG Bancorp/$OFG
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About OFG Bancorp
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
Ticker
$OFG
Sector
Primary listing
NYSE
Employees
2,217
Headquarters
Website
OFG Bancorp Metrics
BasicAdvanced
$1.8B
9.01
$4.40
0.81
$1.15
3.03%
Price and volume
Market cap
$1.8B
Beta
0.81
52-week high
$46.11
52-week low
$33.15
Average daily volume
240K
Dividend rate
$1.15
Financial strength
Profitability
Net profit margin (TTM)
31.98%
Operating margin (TTM)
40.60%
Effective tax rate (TTM)
16.67%
Revenue per employee (TTM)
$280,000
Management effectiveness
Return on assets (TTM)
1.68%
Return on equity (TTM)
14.82%
Valuation
Price to earnings (TTM)
9.006
Price to revenue (TTM)
2.866
Price to book
1.28
Price to tangible book (TTM)
1.37
Dividend yield (TTM)
2.90%
Forward dividend yield
3.03%
Growth
Revenue change (TTM)
-2.42%
Earnings per share change (TTM)
6.55%
3-year revenue growth (CAGR)
3.28%
3-year earnings per share growth (CAGR)
12.09%
10-year earnings per share growth (CAGR)
43.71%
3-year dividend per share growth (CAGR)
22.87%
10-year dividend per share growth (CAGR)
11.14%
Bulls say / Bears say
Board approved a new $100 million share repurchase authorization plan on April 30, 2025, underscoring OFG’s strong capital generation and commitment to returning capital to shareholders. (Business Wire)
Loans held for investment reached a record $8.18 billion in 2Q25, up 7.08% year-over-year and 4.2% sequentially, supporting net interest income growth through expanded lending volume. (Business Wire)
Diluted EPS of $1.15 in 2Q25 rose 6.5% year-over-year and beat 1Q25’s $1.00, reflecting stronger profitability driven by revenue growth and disciplined expense management. (Business Wire)
Provision for credit losses rose to $21.7 million in 2Q25, up 39% year-over-year from $15.6 million, driven by specific reserves on four commercial loans and indicating elevated credit cost risk. (Business Wire)
Net interest margin narrowed to 5.31% in 2Q25 from 5.42% in 1Q25, suggesting pressure on lending spreads amid higher funding costs. (Business Wire)
Total non-interest expense increased to $94.8 million in 2Q25, up 1.4% sequentially, leading to an efficiency ratio of 52.04% which may constrain future profitability if expense growth persists. (Business Wire)
Data summarised monthly by Lightyear AI. Last updated on 2 Oct 2025.
OFG Bancorp News
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FAQs
What’s the current market cap for OFG Bancorp stock?
OFG Bancorp (OFG) has a market cap of $1.8B as of October 26, 2025.
What is the P/E ratio for OFG Bancorp stock?
The price to earnings (P/E) ratio for OFG Bancorp (OFG) stock is 9.01 as of October 26, 2025.
Does OFG Bancorp stock pay dividends?
Yes, the OFG Bancorp (OFG) stock pays dividends to shareholders. As of October 26, 2025, the dividend rate is $1.15 and the yield is 3.03%. OFG Bancorp has a payout ratio of 0% on a trailing twelve-month basis.
When is the next OFG Bancorp dividend payment date?
The next OFG Bancorp (OFG) dividend payment date is unconfirmed.
What is the beta indicator for OFG Bancorp?
OFG Bancorp (OFG) has a beta rating of 0.81. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.