OneMain/$OMF
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About OneMain
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company's reportable segment is Consumer and Insurance. The main source of revenue is net interest income.
Ticker
$OMF
Sector
Primary listing
NYSE
Employees
9,000
Headquarters
Website
OneMain Metrics
BasicAdvanced
$6.6B
10.06
$5.55
-
$4.16
7.45%
Price and volume
Market cap
$6.6B
52-week high
$63.25
52-week low
$38.00
Average daily volume
1.1M
Dividend rate
$4.16
Financial strength
Long term debt to equity
663.049
Total debt to equity
663.049
Dividend payout ratio (TTM)
47.74%
Profitability
Gross margin (TTM)
92.93%
Net profit margin (TTM)
24.07%
Operating margin (TTM)
32.85%
Effective tax rate (TTM)
22.91%
Revenue per employee (TTM)
$310,000
Management effectiveness
Return on assets (TTM)
2.56%
Return on equity (TTM)
20.47%
Valuation
Price to earnings (TTM)
10.064
Price to revenue (TTM)
2.416
Price to book
2
Price to tangible book (TTM)
4.24
Price to free cash flow (TTM)
2.324
Free cash flow yield (TTM)
43.03%
Free cash flow per share (TTM)
24.032
Dividend yield (TTM)
7.45%
Forward dividend yield
7.45%
Growth
Revenue change (TTM)
9.75%
Earnings per share change (TTM)
14.13%
3-year revenue growth (CAGR)
-3.99%
10-year revenue growth (CAGR)
6.17%
3-year earnings per share growth (CAGR)
-12.40%
10-year earnings per share growth (CAGR)
5.86%
3-year dividend per share growth (CAGR)
8.03%
What the Analysts think about OneMain
Analyst ratings (Buy, Hold, Sell) for OneMain stock.
Bulls say / Bears say
OneMain reported net income of $213 million for Q1 2025, up from $155 million a year earlier, and pretax income rose to $275 million, demonstrating robust profitability growth (PR Newswire)
OneMain reported net income of $167 million in Q2 2025, more than doubling from $71 million in Q2 2024, and pretax income reached $214 million, highlighting substantial bottom-line expansion (PR Newswire)
Managed receivables increased 12% year-over-year to $24.6 billion in Q1 2025, expanding the loan portfolio and supporting net interest income growth (GuruFocus)
Interest expense rose 13% year-over-year to $311 million in Q1 2025, squeezing net interest margins amid higher funding costs (GuruFocus)
As of June 30, 2025, OneMain had $22.4 billion of principal debt outstanding, with 43% unsecured, exposing the company to refinancing and rollover risks if credit markets tighten (Company Q2 Report)
Net charge-offs remained elevated at 7.19% in Q2 2025, reflecting persistent credit losses in the nonprime portfolio that could widen under economic stress (GuruFocus)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2025.
OneMain Financial Performance
Revenues and expenses
OneMain Earnings Performance
Company profitability
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for OneMain stock?
OneMain (OMF) has a market cap of $6.6B as of October 23, 2025.
What is the P/E ratio for OneMain stock?
The price to earnings (P/E) ratio for OneMain (OMF) stock is 10.06 as of October 23, 2025.
Does OneMain stock pay dividends?
Yes, the OneMain (OMF) stock pays dividends to shareholders. As of October 23, 2025, the dividend rate is $4.16 and the yield is 7.45%. OneMain has a payout ratio of 47.74% on a trailing twelve-month basis.
When is the next OneMain dividend payment date?
The next OneMain (OMF) dividend payment date is unconfirmed.
What is the beta indicator for OneMain?
OneMain (OMF) does not currently have a Beta indicator.