OneMain/$OMF
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About OneMain
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
- Ticker
- $OMF
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 9,300
- Headquarters
- Evansville, United States
- Website
- www.onemainfinancial.com
OneMain Metrics
BasicAdvanced
$6.4B
8.55
$6.56
1.26
$4.20
7.49%
Price and volume
Market cap
$6.4B
Beta
1.26
52-week high
$71.93
52-week low
$45.78
Average daily volume
936K
Dividend rate
$4.20
Financial strength
Long term debt to equity
7.099
Total debt to equity
7.099
Dividend payout ratio (TTM)
39.63%
Profitability
Gross margin (TTM)
93.45%
Net profit margin (TTM)
25.75%
Operating margin (TTM)
32.94%
Effective tax rate (TTM)
21.25%
Revenue per employee (TTM)
$320,000
Management effectiveness
Return on assets (TTM)
2.75%
Return on equity (TTM)
22.66%
Valuation
Price to earnings (TTM)
8.547
Price to revenue (TTM)
2.186
Price to book
1.9
Price to tangible book (TTM)
3.92
Price to free cash flow (TTM)
2.028
Free cash flow yield (TTM)
49.32%
Free cash flow per share (TTM)
27.661
Dividend yield (TTM)
7.49%
Forward dividend yield
7.49%
Growth
Revenue change (TTM)
2.97%
Earnings per share change (TTM)
11.42%
3-year revenue growth (CAGR)
5.22%
10-year revenue growth (CAGR)
5.43%
3-year earnings per share growth (CAGR)
6.76%
10-year earnings per share growth (CAGR)
56.88%
3-year dividend per share growth (CAGR)
2.07%
What the Analysts think about OneMain
Analyst ratings (Buy, Hold, Sell) for OneMain stock.
Analyst projections of the future price of OneMain stock.
Bulls say / Bears say
Managed receivables grew 9% year on year to $28.1 billion, while originations rose 17% and revenue rose 7%. OneMain raised its 2026 receivables growth outlook to 9%, signalling continued lending momentum. (PR Newswire)
Early signs of credit improvement could support earnings recovery: consumer loan 30-plus delinquencies fell to 5.34% from 5.55% a year earlier, and 90-plus delinquencies also eased. Management expects lower year-on-year losses in 2027 as these trends continue. (PR Newswire, The Motley Fool)
OneMain is returning capital while investing in growth: it declared a $1.05 quarterly dividend and bought back $34 million of shares in the quarter. Its expanding auto and card businesses also offer additional sources of growth beyond personal loans. (PR Newswire, The Motley Fool)
Profitability weakened year on year: third-quarter net income fell to $185 million from $199 million, while adjusted earnings per share dropped to $1.51 from $1.90. The provision for loan losses rose to $615 million from $488 million. (PR Newswire)
Credit losses remain elevated despite sequential improvement: the consumer loan net charge-off ratio was 6.89%, up from 6.67% a year earlier. Management expects full-year C&I charge-offs near the high end of its 7.4%–7.9% guidance range. (PR Newswire, The Motley Fool)
Funding is becoming more expensive: interest expense increased 8% year on year to $345 million, with the company citing higher average debt and a higher average cost of funds. OneMain had $24.4 billion of principal debt outstanding at quarter-end, leaving earnings exposed to funding-market pressure. (PR Newswire)
Data summarised monthly by Lightyear AI. Last updated on 30 Oct 2026.
OneMain Financial Performance
Revenues and expenses
OneMain Earnings Performance
Company profitability
Upcoming events
OneMain News
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Funds containing OneMain
AllUSDEURGBP
Fund name | Fund size | $OMF weighting |
|---|---|---|
iShares USD Short Duration High Yield Corporate Bond£SDHG | $959M | 2.94% |
iShares USD High Yield Corporate Bond€IS0R | $2.3B | 2.73% |
iShares USD High Yield Corporate Bond£SHYU | $2.3B | 2.73% |
iShares Global High Yield Corporate Bond$HYLD | $963M | 1.01% |
iShares Global High Yield Corporate Bond£IGHY | $963M | 1.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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