OneMain/$OMF
1D1W1MYTD1Y5YMAX
Capital at risk
About OneMain
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
- Ticker
- $OMF
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 9,300
- Headquarters
- Evansville, United States
- Website
- www.onemainfinancial.com
OneMain Metrics
BasicAdvanced
$7B
9.17
$6.63
1.19
$4.20
6.91%
Price and volume
Market cap
$7B
Beta
1.19
52-week high
$71.93
52-week low
$45.78
Average daily volume
876K
Dividend rate
$4.20
Financial strength
Long term debt to equity
6.73
Total debt to equity
6.73
Dividend payout ratio (TTM)
39.44%
Profitability
Gross margin (TTM)
78.85%
Net profit margin (TTM)
25.86%
Operating margin (TTM)
34.74%
Effective tax rate (TTM)
22.21%
Revenue per employee (TTM)
$320,000
Management effectiveness
Return on assets (TTM)
2.89%
Return on equity (TTM)
23.28%
Valuation
Price to earnings (TTM)
9.169
Price to revenue (TTM)
2.358
Price to book
2.07
Price to tangible book (TTM)
4.29
Price to free cash flow (TTM)
2.203
Free cash flow yield (TTM)
45.39%
Free cash flow per share (TTM)
27.602
Dividend yield (TTM)
6.91%
Forward dividend yield
6.91%
Growth
Revenue change (TTM)
9.46%
Earnings per share change (TTM)
19.56%
3-year revenue growth (CAGR)
6.15%
10-year revenue growth (CAGR)
7.04%
3-year earnings per share growth (CAGR)
7.91%
10-year earnings per share growth (CAGR)
34.23%
3-year dividend per share growth (CAGR)
2.42%
What the Analysts think about OneMain
Analyst ratings (Buy, Hold, Sell) for OneMain stock.
Analyst projections of the future price of OneMain stock.
Bulls say / Bears say
Managed receivables grew 7% year-over-year to $26.9 billion in Q2 2026, with consumer loan originations up 10% to $4.3 billion, underscoring successful credit expansion strategies. (Nasdaq)
Total revenue in Q2 2026 rose 6% to $1.6 billion from $1.5 billion a year ago, driven by receivables growth and yield enhancement on its nonprime loan portfolio. (Nasdaq)
The company maintained a quarterly dividend of $1.05 per share and repurchased approximately $137 million of stock in H1 2026, reflecting strong cash flow and shareholder return commitment. (PR Newswire; Nasdaq)
Adjusted diluted EPS declined 9% in Q2 2026 to $1.31 from $1.45 in Q2 2025, indicating margin compression amid higher credit costs. (Nasdaq)
Provision for finance receivable losses increased 19% year-over-year to $610 million in Q2 2026, raising concerns over deteriorating credit performance among nonprime borrowers. (Nasdaq)
As of June 30 2026, OneMain had $23.1 billion in outstanding debt and carries BB/Ba2 credit ratings from S&P and Moody’s, exposing it to higher borrowing costs and downgrade risk. (Nasdaq; StreetInsider)
Data summarised monthly by Lightyear AI. Last updated on 5 Sept 2026.
OneMain Financial Performance
Revenues and expenses
OneMain Earnings Performance
Company profitability
Upcoming events
No upcoming events
OneMain News
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Funds containing OneMain
AllEURGBPUSD
Fund name | Fund size | $OMF weighting |
|---|---|---|
iShares Dow Jones U.S. Select Dividend€EXX5 | €412M | 0.66% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.23% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.23% |
iShares MSCI World Small Cap$WSML | $9B | 0.07% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.07% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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