OptimumBank/$OPHC
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About OptimumBank
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
Ticker
$OPHC
Sector
Primary listing
AMEX
Employees
98
Headquarters
Website
OptimumBank Metrics
BasicAdvanced
$64M
7.41
$0.71
0.27
-
Price and volume
Market cap
$64M
Beta
0.27
52-week high
$5.59
52-week low
$3.68
Average daily volume
26K
Financial strength
Profitability
Net profit margin (TTM)
35.18%
Operating margin (TTM)
48.36%
Effective tax rate (TTM)
24.91%
Revenue per employee (TTM)
$480,000
Management effectiveness
Return on assets (TTM)
1.63%
Return on equity (TTM)
14.79%
Valuation
Price to earnings (TTM)
7.408
Price to revenue (TTM)
1.305
Price to book
0.5
Price to tangible book (TTM)
0.5
Price to free cash flow (TTM)
3.631
Free cash flow yield (TTM)
27.54%
Free cash flow per share (TTM)
1.449
Growth
Revenue change (TTM)
27.45%
Earnings per share change (TTM)
-46.62%
3-year revenue growth (CAGR)
45.61%
3-year earnings per share growth (CAGR)
1.67%
10-year earnings per share growth (CAGR)
15.31%
OptimumBank News
AllArticlesVideos
OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Tuesday, April 28, 2026 at its Headquarters in Ft. Lauderdale, Florida
Newsfile Corp·3 days ago
OptimumBank Ranked #49 by S&P Global Market Intelligence Among Top U.S. Community Banks
Newsfile Corp·2 weeks ago
Dream Chasers Responds to Carver Attempt to Block Bank Turnaround Expert Moishe Gubin
Business Wire·4 weeks ago
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for OptimumBank stock?
OptimumBank (OPHC) has a market cap of $64M as of April 09, 2026.
What is the P/E ratio for OptimumBank stock?
The price to earnings (P/E) ratio for OptimumBank (OPHC) stock is 7.41 as of April 09, 2026.
Does OptimumBank stock pay dividends?
No, OptimumBank (OPHC) stock does not pay dividends to its shareholders as of April 09, 2026.
When is the next OptimumBank dividend payment date?
OptimumBank (OPHC) stock does not pay dividends to its shareholders.
What is the beta indicator for OptimumBank?
OptimumBank (OPHC) has a beta rating of 0.27. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.