OptimumBank/$OPHC
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About OptimumBank
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, money market deposit accounts, debit cards, and automated teller machines.
Ticker
$OPHC
Sector
Primary listing
AMEX
Industry
Banks
Headquarters
Employees
73
Website
OptimumBank Metrics
BasicAdvanced
$53M
3.38
$1.33
0.46
-
Price and volume
Market cap
$53M
Beta
0.46
52-week high
$4.78
52-week low
$3.53
Average daily volume
14K
Financial strength
Profitability
Net profit margin (TTM)
36.56%
Operating margin (TTM)
51.22%
Effective tax rate (TTM)
25.43%
Revenue per employee (TTM)
$550,000
Management effectiveness
Return on assets (TTM)
1.52%
Return on equity (TTM)
15.30%
Valuation
Price to earnings (TTM)
3.379
Price to revenue (TTM)
1.178
Price to book
0.49
Price to tangible book (TTM)
0.49
Price to free cash flow (TTM)
3.102
Free cash flow yield (TTM)
32.23%
Free cash flow per share (TTM)
1.451
Growth
Revenue change (TTM)
53.28%
Earnings per share change (TTM)
30.24%
3-year revenue growth (CAGR)
51.04%
3-year earnings per share growth (CAGR)
-5.43%
10-year earnings per share growth (CAGR)
0.97%
OptimumBank News
AllArticlesVideos
Optimum Bank Partners with Habitat for Humanity of Broward to Provide Zero Interest Mortgage Loans to Six Local Families
Newsfile Corp·2 months ago
OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2025
Newsfile Corp·3 months ago
OptimumBank Celebrates Record Year and Bold Outlook at 2025 Annual Shareholder Meeting
Newsfile Corp·3 months ago
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for OptimumBank stock?
OptimumBank (OPHC) has a market cap of $53M as of August 01, 2025.
What is the P/E ratio for OptimumBank stock?
The price to earnings (P/E) ratio for OptimumBank (OPHC) stock is 3.38 as of August 01, 2025.
Does OptimumBank stock pay dividends?
No, OptimumBank (OPHC) stock does not pay dividends to its shareholders as of August 01, 2025.
When is the next OptimumBank dividend payment date?
OptimumBank (OPHC) stock does not pay dividends to its shareholders.
What is the beta indicator for OptimumBank?
OptimumBank (OPHC) has a beta rating of 0.46. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.