OptimumBank/$OPHC
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About OptimumBank
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, money market deposit accounts, debit cards, and automated teller machines.
Ticker
$OPHC
Sector
Primary listing
AMEX
Employees
73
Headquarters
Website
OptimumBank Metrics
BasicAdvanced
$49M
3.29
$1.30
0.29
-
Price and volume
Market cap
$49M
Beta
0.29
52-week high
$4.78
52-week low
$3.53
Average daily volume
31K
Financial strength
Profitability
Net profit margin (TTM)
35.94%
Operating margin (TTM)
49.65%
Effective tax rate (TTM)
25.11%
Revenue per employee (TTM)
$600,000
Management effectiveness
Return on assets (TTM)
1.55%
Return on equity (TTM)
15.03%
Valuation
Price to earnings (TTM)
3.289
Price to revenue (TTM)
1.118
Price to book
0.43
Price to tangible book (TTM)
0.43
Price to free cash flow (TTM)
2.994
Free cash flow yield (TTM)
33.40%
Free cash flow per share (TTM)
1.423
Growth
Revenue change (TTM)
26.98%
Earnings per share change (TTM)
89.25%
3-year revenue growth (CAGR)
45.64%
3-year earnings per share growth (CAGR)
-0.09%
10-year earnings per share growth (CAGR)
26.27%
OptimumBank News
AllArticlesVideos
OptimumBank Holdings, Inc. Announces Capital Structure Enhancements Reflecting Strong Institutional and Insider Alignment
Newsfile Corp·3 days ago
OptimumBank to Ring the Opening Bell at the New York Stock Exchange in Celebration of 25 Years of Growth and Community Banking
Newsfile Corp·2 months ago
OptimumBank to Present at the LD Micro Main Event XIX
Newsfile Corp·3 months ago
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for OptimumBank stock?
OptimumBank (OPHC) has a market cap of $49M as of January 08, 2026.
What is the P/E ratio for OptimumBank stock?
The price to earnings (P/E) ratio for OptimumBank (OPHC) stock is 3.29 as of January 08, 2026.
Does OptimumBank stock pay dividends?
No, OptimumBank (OPHC) stock does not pay dividends to its shareholders as of January 08, 2026.
When is the next OptimumBank dividend payment date?
OptimumBank (OPHC) stock does not pay dividends to its shareholders.
What is the beta indicator for OptimumBank?
OptimumBank (OPHC) has a beta rating of 0.29. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.