OptimumBank/$OPHC
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About OptimumBank
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, money market deposit accounts, debit cards, and automated teller machines.
Ticker
$OPHC
Sector
Primary listing
AMEX
Employees
73
Headquarters
Website
OptimumBank Metrics
BasicAdvanced
$50M
3.31
$1.28
0.50
-
Price and volume
Market cap
$50M
Beta
0.5
52-week high
$4.78
52-week low
$3.53
Average daily volume
25K
Financial strength
Profitability
Net profit margin (TTM)
35.68%
Operating margin (TTM)
50.02%
Effective tax rate (TTM)
25.62%
Revenue per employee (TTM)
$570,000
Management effectiveness
Return on assets (TTM)
1.55%
Return on equity (TTM)
14.85%
Valuation
Price to earnings (TTM)
3.309
Price to revenue (TTM)
1.124
Price to book
0.45
Price to tangible book (TTM)
0.45
Price to free cash flow (TTM)
2.535
Free cash flow yield (TTM)
39.45%
Free cash flow per share (TTM)
1.665
Growth
Revenue change (TTM)
36.79%
Earnings per share change (TTM)
6.18%
3-year revenue growth (CAGR)
46.34%
3-year earnings per share growth (CAGR)
-4.38%
10-year earnings per share growth (CAGR)
17.22%
OptimumBank News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for OptimumBank stock?
OptimumBank (OPHC) has a market cap of $50M as of August 22, 2025.
What is the P/E ratio for OptimumBank stock?
The price to earnings (P/E) ratio for OptimumBank (OPHC) stock is 3.31 as of August 22, 2025.
Does OptimumBank stock pay dividends?
No, OptimumBank (OPHC) stock does not pay dividends to its shareholders as of August 22, 2025.
When is the next OptimumBank dividend payment date?
OptimumBank (OPHC) stock does not pay dividends to its shareholders.
What is the beta indicator for OptimumBank?
OptimumBank (OPHC) has a beta rating of 0.5. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.