Old Point Financial/$OPOF
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About Old Point Financial
Old Point Financial Corp functions in the financial services domain in the United States. As the holding company of The Bank and Trust, it is a nationally chartered trust and wealth management service, provider. Its suite of services includes commercial banking solutions such as loan, deposit and cash management, which are rendered through a chain of branches throughout the country. It operates through segments such as Bank, Wealth and Company.
Ticker
$OPOF
Sector
Primary listing
Industry
Banks
Headquarters
Employees
260
Website
OPOF Metrics
BasicAdvanced
$207M
20.67
$1.96
-0.32
$0.56
1.38%
Price and volume
Market cap
$207M
Beta
-0.32
52-week high
$41.61
52-week low
$29.45
Average daily volume
43K
Dividend rate
$0.56
Financial strength
Dividend payout ratio (TTM)
28.63%
Profitability
Net profit margin (TTM)
16.21%
Operating margin (TTM)
21.18%
Effective tax rate (TTM)
17.89%
Revenue per employee (TTM)
$240,000
Management effectiveness
Return on assets (TTM)
0.69%
Return on equity (TTM)
8.85%
Valuation
Price to earnings (TTM)
20.675
Price to revenue (TTM)
3.351
Price to book
1.73
Price to tangible book (TTM)
1.76
Price to free cash flow (TTM)
16.78
Free cash flow yield (TTM)
5.96%
Free cash flow per share (TTM)
2.414
Dividend yield (TTM)
1.38%
Forward dividend yield
1.38%
Growth
Revenue change (TTM)
5.27%
Earnings per share change (TTM)
55.28%
3-year revenue growth (CAGR)
5.82%
3-year earnings per share growth (CAGR)
11.31%
10-year earnings per share growth (CAGR)
8.46%
3-year dividend per share growth (CAGR)
3.17%
10-year dividend per share growth (CAGR)
7.18%
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Old Point Financial stock?
Old Point Financial (OPOF) has a market cap of $207M as of July 30, 2025.
What is the P/E ratio for Old Point Financial stock?
The price to earnings (P/E) ratio for Old Point Financial (OPOF) stock is 20.67 as of July 30, 2025.
Does Old Point Financial stock pay dividends?
Yes, the Old Point Financial (OPOF) stock pays dividends to shareholders. As of July 30, 2025, the dividend rate is $0.56 and the yield is 1.38%. Old Point Financial has a payout ratio of 28.63% on a trailing twelve-month basis.
When is the next Old Point Financial dividend payment date?
The next Old Point Financial (OPOF) dividend payment date is unconfirmed.
What is the beta indicator for Old Point Financial?
Old Point Financial (OPOF) has a beta rating of -0.32. This means that it has an inverse relation to market volatility.