OSB Group /£OSB
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About OSB Group
OSB Group PLC, founded in 2011, is a specialist mortgage lender and retail savings group in the UK, primarily focused on selected sub-segments where it has an established expertise and strength. Operating mainly under its brands, OneSavings Bank and Charter Court Financial Services, the company offers residential, buy-to-let and commercial mortgages, along with savings solutions. OSB Group, listed on the London Stock Exchange under the ticker OSB, continues to grow through a combination of organic growth and strategic acquisitions.
Ticker
£OSB
Sector
Primary listing
LSE
Industry
Financial Services
Headquarters
Employees
2,498
ISIN
GB00BLDRH360
Website
OSB Group Metrics
BasicAdvanced
£2B
7.40
£0.76
1.29
£0.34
6.00%
Price and volume
Market cap
£2B
Beta
1.29
52-week high
£5.69
52-week low
£3.44
Average daily volume
995K
Dividend rate
£0.34
Financial strength
Dividend payout ratio (TTM)
43.95%
Profitability
Net profit margin (TTM)
45.31%
Operating margin (TTM)
61.75%
Effective tax rate (TTM)
26.31%
Revenue per employee (TTM)
£270,000
Management effectiveness
Return on assets (TTM)
1.03%
Return on equity (TTM)
14.11%
Valuation
Price to earnings (TTM)
7.398
Price to revenue (TTM)
3.176
Price to book
1.03
Price to tangible book (TTM)
1.04
Price to free cash flow (TTM)
4.73
Free cash flow yield (TTM)
21.14%
Free cash flow per share (TTM)
118.39%
Dividend yield (TTM)
6.00%
Growth
Revenue change (TTM)
11.55%
Earnings per share change (TTM)
16.46%
3-year revenue growth (CAGR)
2.37%
3-year earnings per share growth (CAGR)
0.22%
10-year earnings per share growth (CAGR)
13.33%
3-year dividend per share growth (CAGR)
8.92%
10-year dividend per share growth (CAGR)
24.03%
What the Analysts think about OSB Group
Analyst ratings (Buy, Hold, Sell) for OSB Group stock.
Bulls say / Bears say
OSB Group's Q1 2025 performance aligned with expectations, with originations totaling £1.1 billion, indicating steady growth in lending activity. (nasdaq.com)
The company maintains a strong capital position, with a Common Equity Tier 1 (CET1) capital ratio of 16.3%, providing a solid buffer against potential financial downturns. (webull.com)
Analysts have shown confidence in OSB Group, with Jefferies maintaining a 'Buy' rating and setting a price target of 500 GBX, suggesting potential for stock appreciation. (markets.businessinsider.com)
OSB Group's full-year 2024 earnings missed analyst expectations, with revenue falling short by 1.6% and EPS by 4.4%, potentially indicating operational challenges. (webull.com)
The company's net loan book growth was minimal, increasing only slightly to £25.2 billion, which may raise concerns about its ability to expand its lending portfolio. (nasdaq.com)
Insider activity shows that CEO Andy Golding sold 251,584 shares in May 2025, which could be perceived as a lack of confidence in the company's future performance. (marketbeat.com)
Data summarised monthly by Lightyear AI. Last updated on 10 Jul 2025.
OSB Group Financial Performance
Revenues and expenses
OSB Group Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for OSB Group stock?
OSB Group (OSB) has a market cap of £2B as of July 18, 2025.
What is the P/E ratio for OSB Group stock?
The price to earnings (P/E) ratio for OSB Group (OSB) stock is 7.4 as of July 18, 2025.
Does OSB Group stock pay dividends?
Yes, the OSB Group (OSB) stock pays dividends to shareholders. As of July 18, 2025, the dividend rate is £0.336 and the yield is 6%. OSB Group has a payout ratio of 43.95% on a trailing twelve-month basis.
When is the next OSB Group dividend payment date?
The next OSB Group (OSB) dividend payment date is unconfirmed.
What is the beta indicator for OSB Group ?
OSB Group (OSB) has a beta rating of 1.29. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.