OSB Group /£OSB
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About OSB Group
OSB Group PLC, founded in 2011, is a specialist mortgage lender and retail savings group in the UK, primarily focused on selected sub-segments where it has an established expertise and strength. Operating mainly under its brands, OneSavings Bank and Charter Court Financial Services, the company offers residential, buy-to-let and commercial mortgages, along with savings solutions. OSB Group, listed on the London Stock Exchange under the ticker OSB, continues to grow through a combination of organic growth and strategic acquisitions.
Ticker
£OSB
Sector
Primary listing
LSE
Industry
Financial Services
Headquarters
Employees
2,498
ISIN
GB00BLDRH360
Website
OSB Group Metrics
BasicAdvanced
£1.9B
6.82
£0.76
1.29
£0.34
6.51%
Price and volume
Market cap
£1.9B
Beta
1.29
52-week high
£5.34
52-week low
£3.44
Average daily volume
819K
Dividend rate
£0.34
Financial strength
Dividend payout ratio (TTM)
43.95%
Profitability
Net profit margin (TTM)
45.31%
Operating margin (TTM)
61.75%
Effective tax rate (TTM)
26.31%
Revenue per employee (TTM)
£270,000
Management effectiveness
Return on assets (TTM)
1.03%
Return on equity (TTM)
14.11%
Valuation
Price to earnings (TTM)
6.816
Price to revenue (TTM)
2.926
Price to book
0.95
Price to tangible book (TTM)
0.96
Price to free cash flow (TTM)
4.359
Free cash flow yield (TTM)
22.94%
Free cash flow per share (TTM)
118.39%
Dividend yield (TTM)
6.51%
Growth
Revenue change (TTM)
11.55%
Earnings per share change (TTM)
16.46%
3-year revenue growth (CAGR)
2.37%
3-year earnings per share growth (CAGR)
0.22%
10-year earnings per share growth (CAGR)
13.33%
3-year dividend per share growth (CAGR)
8.92%
10-year dividend per share growth (CAGR)
24.03%
What the Analysts think about OSB Group
Analyst ratings (Buy, Hold, Sell) for OSB Group stock.
Bulls say / Bears say
OSB Group's ongoing share buyback program, including the repurchase of 84,768 shares in December 2024, demonstrates a commitment to enhancing shareholder value by reducing the number of shares in circulation and potentially increasing earnings per share. (nasdaq.com)
Shore Capital reaffirmed its 'buy' rating for OSB Group in March 2025, indicating confidence in the company's financial health and growth prospects. (marketbeat.com)
In Q1 2025, OSB Group reported originations totaling £1.1 billion, up from £1.0 billion in Q1 2024, reflecting steady growth in lending activity and a focus on higher-yielding specialist sub-segments. (nasdaq.com)
OSB Group's net interest margin declined to 221bps in FY 2024 from 231bps in FY 2023, indicating potential pressure on profitability. (businessupturn.com)
The cost-to-income ratio increased to 39% in FY 2024 from 36% in FY 2023, suggesting rising operational expenses relative to income. (businessupturn.com)
As of December 2024, GLG Partners LP acquired 5.678131% of OSB Group's total voting rights, potentially leading to changes in corporate governance or strategic direction. (nasdaq.com)
Data summarised monthly by Lightyear AI. Last updated on 8 Jun 2025.
OSB Group Financial Performance
Revenues and expenses
OSB Group Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for OSB Group stock?
OSB Group (OSB) has a market cap of £1.9B as of July 03, 2025.
What is the P/E ratio for OSB Group stock?
The price to earnings (P/E) ratio for OSB Group (OSB) stock is 6.82 as of July 03, 2025.
Does OSB Group stock pay dividends?
Yes, the OSB Group (OSB) stock pays dividends to shareholders. As of July 03, 2025, the dividend rate is £0.336 and the yield is 6.51%. OSB Group has a payout ratio of 43.95% on a trailing twelve-month basis.
When is the next OSB Group dividend payment date?
The next OSB Group (OSB) dividend payment date is unconfirmed.
What is the beta indicator for OSB Group ?
OSB Group (OSB) has a beta rating of 1.29. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.