What’s the current market cap for OSB Group stock?

OSB Group (OSB) has a market cap of £1.7B as of May 22, 2026.

What is the P/E ratio for OSB Group stock?

The price to earnings (P/E) ratio for OSB Group (OSB) stock is 6.8 as of May 22, 2026.

Does OSB Group stock pay dividends?

Yes, the OSB Group (OSB) stock pays dividends to shareholders. As of May 22, 2026, the dividend rate is £0.353 and the yield is 7.05%. OSB Group has a payout ratio of 47.46% on a trailing twelve-month basis.

When is the next OSB Group dividend payment date?

The next OSB Group (OSB) dividend payment date is unconfirmed.

What is the beta indicator for OSB Group ?

OSB Group (OSB) has a beta rating of 1.1. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.

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About OSB Group

OSB Group PLC, founded in 2011, is a specialist mortgage lender and retail savings group in the UK, primarily focused on selected sub-segments where it has an established expertise and strength. Operating mainly under its brands, OneSavings Bank and Charter Court Financial Services, the company offers residential, buy-to-let and commercial mortgages, along with savings solutions. OSB Group, listed on the London Stock Exchange under the ticker OSB, continues to grow through a combination of organic growth and strategic acquisitions.

Ticker

£OSB

Sector

Finance

Primary listing

LSE

Employees

2,489

Headquarters

Chatham, United Kingdom

Website

www.osb.co.uk

OSB Group Metrics

BasicAdvanced

£1.7bn

6.80

£0.74

1.10

£0.35

7.05%

What the Analysts think about OSB Group

Analyst ratings (Buy, Hold, Sell) for OSB Group stock.

Bulls say / Bears say

The net loan book grew 3.2% to £25.9 billion in 2025, driven by a 19% rise in originations to £4.7 billion and a 53% increase in higher-yielding niche lending, showing effective diversification (LSE)

The Common Equity Tier 1 ratio stayed strong at 15.8% as of 31 December 2025, comfortably above the post-Basel 3.1 target of 13–13.5%. Growth in retail deposits (up 2% to £24.25 billion) and the full repayment of TFSME borrowings supported this strength (LSE)

Administrative expenses increased modestly to £270.1 million (up 0.8% in core costs), with the cost-to-income ratio steady at 40.4%. This points to disciplined investment in transformation, while maintaining the cost guidance of around £280 million in 2026 (LSE)

Net interest margin narrowed slightly to 228bps in 2025 from 230bps, and guidance for about 225bps in 2026 signals funding cost pressures that could impact profitability (LSE)

Profit before tax dropped 9% to £382.5 million in 2025 from £418.1 million in 2024, with higher impairment charges, fair value losses, and operating costs reducing earnings (LSE)

Increasing flood risk in the UK mortgage market could lead to higher credit provisions and stricter lending criteria, making OSB’s loan book more prone to asset quality swings (Bloomberg)

Data summarised monthly by Lightyear AI. Last updated on 20 May 2026.

OSB Group Financial Performance

Revenues and expenses

QuarterlyAnnual

Q3 24

QoQ growth

Revenue

$37bn

-39.75%

Net income

$45bn

107.52%

Profit margin

37.65%

6.78%

OSB Group Earnings Performance

Company profitability

QuarterlyAnnual

Q4 23

Q1 24

Q2 24

Q3 24

Q4 24

Actual

$3.69

$2.85

$2.45

$2.42

Expected

$3.55

$2.61

$2.05

$2.31

$3.94

Surprise

3.94%

9.20%

19.51%

4.63%

Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.

Market data provided by London Stock Exchange, through Infront.

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Bulls say / Bears say

Net interest margin narrowed slightly to 228bps in 2025 from 230bps, and guidance for about 225bps in 2026 signals funding cost pressures that could impact profitability (LSE)

Profit before tax dropped 9% to £382.5 million in 2025 from £418.1 million in 2024, with higher impairment charges, fair value losses, and operating costs reducing earnings (LSE)

Increasing flood risk in the UK mortgage market could lead to higher credit provisions and stricter lending criteria, making OSB’s loan book more prone to asset quality swings (Bloomberg)

Data summarised monthly by Lightyear AI. Last updated on 20 May 2026.

About OSB Group

Ticker

Primary listing

Employees

OSB Group Metrics

Price and volume

Financial strength

Profitability

Management effectiveness

Valuation

Growth

What the Analysts think about OSB Group

Analyst Ratings

Bulls say / Bears say

OSB Group Financial Performance

Income Statement

OSB Group Earnings Performance

Earnings per share (EPS)

Buy £OSB

Upcoming events

No upcoming events

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Legal

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Bulls say / Bears say

OSB Group /£OSB

About OSB Group

Ticker

Primary listing

Employees

OSB Group Metrics

Price and volume

Financial strength

Profitability

Management effectiveness

Valuation

Growth

What the Analysts think about OSB Group

Analyst Ratings

Bulls say / Bears say

OSB Group Financial Performance

Income Statement

OSB Group Earnings Performance

Earnings per share (EPS)

Buy £OSB

Upcoming events

No upcoming events

What’s the current market cap for OSB Group stock?

What is the P/E ratio for OSB Group stock?

Does OSB Group stock pay dividends?

When is the next OSB Group dividend payment date?

What is the beta indicator for OSB Group ?

Bulls say / Bears say