What’s the current market cap for Old Second Bank stock?

Old Second Bank (OSBC) has a market cap of $1.1bn as of June 17, 2026.

What is the P/E ratio for Old Second Bank stock?

The price to earnings (P/E) ratio for Old Second Bank (OSBC) stock is 13.17 as of June 17, 2026.

Does Old Second Bank stock pay dividends?

Yes, the Old Second Bank (OSBC) stock pays dividends to shareholders. As of June 17, 2026, the dividend rate is $0.27 and the yield is 1.27%. Old Second Bank has a payout ratio of 15.37% on a trailing twelve-month basis.

When is the next Old Second Bank dividend payment date?

The next Old Second Bank (OSBC) dividend payment date is unconfirmed.

What is the beta indicator for Old Second Bank?

Old Second Bank (OSBC) has a beta rating of 0.71. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.

Buy Old Second Bank stock | $OSBC Share Price

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About Old Second Bank

Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.

Ticker

$OSBC

Sector

Finance

Primary listing

NASDAQ

Employees

1,062

Headquarters

Aurora, United States

Website

www.oldsecond.com

Old Second Bank Metrics

BasicAdvanced

$1.1bn

13.17

$1.68

0.71

$0.27

1.27%

Bulls say / Bears say

Net interest and dividend income rose 34.9% year-over-year to $83.1 million in Q4 2025, driven by loan growth and accretive contribution from the Bancorp Financial acquisition (ACCESS Newswire)

Old Second maintained a Common Equity Tier 1 capital ratio of 12.99% as of December 31, 2025, comfortably above the 10.50% regulatory benchmark, underscoring its strong capital position (ACCESS Newswire)

In January 2026, the Board authorized repurchase of up to 1,908,042 shares (approximately $43.9 million) under a Federal Reserve–non-objected program, demonstrating management’s confidence in the bank’s valuation and commitment to shareholder return (Form 10-Q 03/31/2026, SEC)

Provision for credit losses surged to $9.5 million in Q1 2026 from $3.0 million in Q4 2025, signaling rising asset‐quality pressure tied to larger commercial and powersport charge‐offs (ACCESS Newswire)

Net income declined 11.1% sequentially to $25.6 million in Q1 2026 from $28.8 million in Q4 2025, reflecting headwinds from elevated credit costs and a 2.3% drop in net interest income (ACCESS Newswire)

Total loans contracted by $70.9 million in Q1 2026, driven by decreases in commercial real estate, construction, and powersport lending, which may limit future interest income growth (ACCESS Newswire)

Data summarised monthly by Lightyear AI. Last updated on 16 Jun 2026.

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.

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Bulls say / Bears say

Net interest and dividend income rose 34.9% year-over-year to $83.1 million in Q4 2025, driven by loan growth and accretive contribution from the Bancorp Financial acquisition (ACCESS Newswire)

Data summarised monthly by Lightyear AI. Last updated on 16 Jun 2026.