Oscar Health/$OSCR
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Oscar Health
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
- Ticker
- $OSCR
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 2,305
- Headquarters
- New York, United States
- Website
- www.hioscar.com
Oscar Health Metrics
BasicAdvanced
$9.5B
16.14
$1.91
2.39
-
Price and volume
Market cap
$9.5B
Beta
2.39
52-week high
$35.01
52-week low
$10.69
Average daily volume
5.1M
Financial strength
Current ratio
1.079
Quick ratio
1.049
Long term debt to equity
0.235
Total debt to equity
0.235
Interest coverage (TTM)
39.73%
Profitability
EBITDA (TTM)
657.964
Gross margin (TTM)
20.16%
Net profit margin (TTM)
3.60%
Operating margin (TTM)
4.11%
Effective tax rate (TTM)
6.59%
Revenue per employee (TTM)
$6,650,000
Management effectiveness
Return on assets (TTM)
4.47%
Return on equity (TTM)
34.26%
Valuation
Price to earnings (TTM)
16.138
Price to revenue (TTM)
0.574
Price to book
4.63
Price to tangible book (TTM)
4.63
Price to free cash flow (TTM)
2.009
Free cash flow yield (TTM)
49.78%
Free cash flow per share (TTM)
15.326
Growth
Revenue change (TTM)
42.82%
Earnings per share change (TTM)
-375.77%
3-year revenue growth (CAGR)
45.41%
3-year earnings per share growth (CAGR)
-4.56%
What the Analysts think about Oscar Health
Analyst ratings (Buy, Hold, Sell) for Oscar Health stock.
Analyst projections of the future price of Oscar Health stock.
Bulls say / Bears say
Oscar’s business is growing quickly: June membership reached 2.96 million, up 46% year on year, while second-quarter revenue rose to $4.88 billion from $2.86 billion. That gives the company a larger base over which to spread its costs. (Oscar Health)
Profitability is improving, and management raised its 2026 operating-earnings outlook in September to $600 million–$800 million, while lowering its expected medical loss ratio to 81%–82%. If these gains hold, Oscar could show that its pricing and cost controls work at scale. (SEC, Oscar Health)
Oscar sees room to grow beyond its current footprint: it plans to enter 400–600 more counties by 2029 and expand its potential reach from 9.6 million to 16 million lives. Its CHOICE and Lucie initiatives could also widen distribution and add fee-based revenue beyond insurance underwriting. (Oscar Health, Yahoo Finance)
Oscar remains highly exposed to federal support for ACA coverage: CMS subsidies represented 90% of direct policy premiums in the second quarter. The enhanced tax credits have expired, and Oscar says this has already made coverage unaffordable for some people and reduced marketplace participation. (SEC)
CMS programme-integrity reviews create a near-term membership headwind: Oscar expected 250,000–300,000 members to be retroactively disenrolled, and management said second-half churn could run at roughly twice its earlier pace. Fewer members could weigh on revenue even if the company’s annual outlook holds. (SEC, The Motley Fool)
Some of the strong improvement in Oscar’s medical loss ratio came from favourable prior-period reserve development, including $164 million in the second quarter. If that benefit does not recur, or claims and risk-adjustment estimates worsen, underlying earnings could be weaker than the headline results suggest. (Oscar Health)
Data summarised monthly by Lightyear AI. Last updated on 29 Oct 2026.
Oscar Health Financial Performance
Revenues and expenses
Oscar Health Earnings Performance
Company profitability
Upcoming events
No upcoming events
Oscar Health News
AllArticlesVideos
Oscar Health, Inc. 2026 Third Quarter Earnings Conference Call
Business Wire3 weeks ago
3 Healthcare Stocks Showing Why the Sector Still Has Momentum
MarketBeat1 month ago
Oscar Health Announces Thrive Capital's Completion of Oscar Health Common Stock Distribution to its Limited Partners
Business Wire1 month ago
Funds containing Oscar Health
AllUSDEURGBP
Fund name | Fund size | $OSCR weighting |
|---|---|---|
iShares Ageing Population$AGED | $953M | 0.55% |
iShares Ageing Population£AGES | $953M | 0.55% |
iShares Ageing Population€AGED | $903M | 0.55% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.25% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.25% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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