Oscar Health/$OSCR

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About Oscar Health

Oscar Health Inc is a health insurance company. The company provides various insurance plans for individuals, families, and employees. Also, the company provides virtual care, doctor support, scheduling appointments, and other related services. The company provides plans in the Medicare Advantage program to adults who are age 65 and older and eligible for traditional Medicare but who instead select coverage through a private market plan.

Ticker

$OSCR
Sector

Primary listing

NYSE

Employees

2,400

Oscar Health Metrics

BasicAdvanced
$5B
-
-$0.69
1.86
-

What the Analysts think about Oscar Health

Analyst ratings (Buy, Hold, Sell) for Oscar Health stock.

Bulls say / Bears say

Oscar reported Q1 2025 net income of $275.3 million, up 55% year-over-year, marking consecutive quarterly profitability and validating its margin expansion efforts through membership growth and cost efficiencies (Business Wire)
Oscar achieved its first full-year net profit of $25.4 million in 2024, driven by 57% revenue growth to $9.2 billion and strong member recruitment on the ACA exchanges, evidencing its operational turnaround (Forbes)
The company has rapidly expanded its use of AI, activating 21 new use cases since Q4 2024 and deploying 10 more in Q1 2025, which helped a partner health system cut readmission rates by nearly 10%, demonstrating technology-driven efficiency gains (FierceHealthcare)
In Q2 2025, Oscar’s medical loss ratio surged to 91.1% from 79.0% a year earlier, driven by elevated market morbidity and increased risk adjustment accruals, putting significant pressure on underwriting margins (Nasdaq)
On July 22, 2025, Oscar Health cut its full-year 2025 guidance, projecting a loss from operations of $200 million to $300 million and an adjusted EBITDA shortfall, reflecting elevated cost headwinds and uncertainty in the ACA marketplace (Investing.com)
Oscar posted a Q2 2025 net loss of $228.4 million, or $(0.89) per share, compared to net income of $56.2 million in Q2 2024, underscoring ongoing volatility and challenges in cost management (Becker's Payer Issues)
Data summarised monthly by Lightyear AI. Last updated on 1 Sept 2025.

Oscar Health Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Oscar Health Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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