OTP Bank Nyrt./Ft OTP
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About OTP Bank Nyrt.
OTP Bank Nyrt. is a financial services provider based in Hungary, primarily engaged in offering retail and corporate banking services. Its core business includes deposit-taking, lending, and providing mortgage and leasing solutions. The company operates across several Central and Eastern European countries, expanding its footprint beyond Hungary to markets such as Bulgaria, Croatia, and Romania. Established in 1949, OTP Bank has a long-standing presence in the banking sector and is headquartered in Budapest. Its strategic positioning leverages regional expertise and a diversified service portfolio, allowing it to maintain robust operations across the varied economic landscapes of its operational regions.
- Ticker
- Ft OTP
- Sector
- Finance
- Primary listing
- BUX
- Employees
- 41,089
- Headquarters
- Budapest, Hungary
- Website
- www.otpbank.hu
OTP Bank Nyrt. Metrics
BasicAdvanced
Ft 10.993T
9.64
Ft 4,335
0.66
Ft 1,129
2.70%
Price and volume
Market cap
Ft 10.993T
Beta
0.66
52-week high
Ft 47,470
52-week low
Ft 31,460
Average daily volume
577K
Dividend rate
Ft 1,129
Financial strength
Dividend payout ratio (TTM)
23.16%
Profitability
Net profit margin (TTM)
37.18%
Operating margin (TTM)
47.18%
Effective tax rate (TTM)
18.70%
Revenue per employee (TTM)
Ft 72,320,000
Management effectiveness
Return on assets (TTM)
2.44%
Return on equity (TTM)
20.67%
Valuation
Price to earnings (TTM)
9.639
Price to revenue (TTM)
3.583
Price to book
2.01
Price to tangible book (TTM)
2.16
Price to free cash flow (TTM)
-7.479
Free cash flow yield (TTM)
-13.37%
Free cash flow per share (TTM)
-5,586.067
Dividend yield (TTM)
2.70%
Forward dividend yield
2.70%
Growth
Revenue change (TTM)
8.08%
Earnings per share change (TTM)
4.53%
3-year revenue growth (CAGR)
19.29%
3-year earnings per share growth (CAGR)
9.82%
10-year earnings per share growth (CAGR)
26.84%
3-year dividend per share growth (CAGR)
52.86%
10-year dividend per share growth (CAGR)
20.57%
What the Analysts think about OTP Bank Nyrt.
Analyst ratings (Buy, Hold, Sell) for OTP Bank Nyrt. stock.
Analyst projections of the future price of OTP Bank Nyrt. stock.
Bulls say / Bears say
Net interest income rose 19% year on year on an FX-adjusted basis in the first half, and the net interest margin reached 4.61%. Management now expects the full-year margin to exceed 2025’s 4.34%. (OTP Group)
Performing loans grew 17% year on year on an FX-adjusted basis in the first half, while deposits rose 6% and the net loan-to-deposit ratio remained a modest 78%. That points to strong lending growth backed by ample customer funding. (OTP Group)
Asset quality improved: Stage 3 loans fell to 3.2% of the portfolio and total risk costs dropped 16% year on year. Lower credit losses help protect earnings if regional economic conditions weaken. (OTP Group)
Reported first-half profit was HUF 483 billion, below the HUF 580 billion result with annual special items recognised over the year. Front-loaded taxes and fees, alongside a HUF 30.4 billion interest-rate-cap charge, are weighing on reported earnings. (OTP Group, Investing.com)
Fee income was flat in the first half, and management expects the cost-to-income ratio to be somewhat higher than in 2025. If costs keep rising faster than income, that could limit the benefit of loan and margin growth. (The Budapest Times, OTP Group)
International earnings are exposed to uneven regional performance: first-half profit fell 2% at OTP Russia and 43% at OTP Ukraine, while foreign units generated 80% of group after-tax profit. Further weakness in either market could therefore weigh on results. (Diplomacy & Trade)
Data summarised monthly by Lightyear AI. Last updated on 9 Oct 2026.
OTP Bank Nyrt. Financial Performance
Revenues and expenses
OTP Bank Nyrt. Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing OTP Bank Nyrt.
AllUSDEURGBP
Fund name | Fund size | Ft OTP weighting |
|---|---|---|
iShares Edge MSCI Emerging Markets Minimum Volatility$EMMV | $503M | 0.32% |
iShares Edge MSCI EM Minimum Volatility£EMV | $503M | 0.32% |
iShares MSCI EM ex-China€84X0 | $5.7B | 0.31% |
iShares MSCI EM ex-China£EXCS | $5.7B | 0.31% |
Vanguard ESG Emerging Markets All Cap$V3ML | $23M | 0.31% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by Budapest Stock Exchange.