OTP Bank Nyrt./Ft OTP

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About OTP Bank Nyrt.

OTP Bank Nyrt. is a financial services provider based in Hungary, primarily engaged in offering retail and corporate banking services. Its core business includes deposit-taking, lending, and providing mortgage and leasing solutions. The company operates across several Central and Eastern European countries, expanding its footprint beyond Hungary to markets such as Bulgaria, Croatia, and Romania. Established in 1949, OTP Bank has a long-standing presence in the banking sector and is headquartered in Budapest. Its strategic positioning leverages regional expertise and a diversified service portfolio, allowing it to maintain robust operations across the varied economic landscapes of its operational regions.
Ticker
Ft OTP
Sector
Finance
Primary listing
BUX
Employees
41,089
Headquarters
Budapest, Hungary

OTP Bank Nyrt. Metrics

BasicAdvanced
Ft 12.42T
10.73
Ft 4,335
0.66
Ft 1,129
2.43%

What the Analysts think about OTP Bank Nyrt.

Analyst ratings (Buy, Hold, Sell) for OTP Bank Nyrt. stock.
Analyst projections of the future price of OTP Bank Nyrt. stock.

Bulls say / Bears say

OTP Bank forecasts 2026 FX-adjusted organic performing loan volume growth may reach around 15%, matching 2025’s robust lending expansion and underscoring sustained loan demand. (Reuters)
Mortgage lending was the main growth engine in H1 2026, increasing by 12%, supported by Hungary’s Home Start Programme, while the net loan-to-deposit ratio held at a conservative 78% as of June 30. (OTP Bank H1 2026 results)
In Q1 2026, profit after tax rose 9% year-on-year to HUF 324 billion, with an annualized ROE of 23.5%, reflecting strong core profitability and capital efficiency. (OTP Group Q1 2026 results)
OTP’s profitability is weighed by rising tax burdens, including a doubling of Hungary’s extra profit tax and Ukraine’s corporate tax rate rising to 50%, which management warns will moderate net earnings. (Yahoo Finance)
Provisions for impairment on loan losses jumped 24% year-on-year to HUF 102 billion in Q2 2026, driven by heightened coverage for its Russian exposures, pressuring after-tax profit. (BET.hu)
Lithuania’s central bank flagged ‘legitimate questions’ over OTP’s continued Russian operations in its planned Luminor acquisition, posing potential regulatory and reputational risks. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 5 Sept 2026.

OTP Bank Nyrt. Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

OTP Bank Nyrt. Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing OTP Bank Nyrt.

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Market data provided by Budapest Stock Exchange.