Bank OZK/$OZK
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Bank OZK
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides banking services, including checking, savings, money market, time deposits, and individual retirement accounts, as well as loan services, such as real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services, it also provides trust and wealth management, financial planning, online banking, and other related services.
- Ticker
- $OZK
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 3,280
- Headquarters
- Little Rock, United States
- Website
- www.ozk.com
Bank OZK Metrics
BasicAdvanced
$5.5B
8.48
$5.97
0.91
$1.90
3.87%
Price and volume
Market cap
$5.5B
Beta
0.91
52-week high
$53.39
52-week low
$42.37
Average daily volume
1.8M
Dividend rate
$1.90
Financial strength
Profitability
Net profit margin (TTM)
43.77%
Operating margin (TTM)
56.25%
Effective tax rate (TTM)
22.19%
Revenue per employee (TTM)
$470,000
Management effectiveness
Return on assets (TTM)
1.59%
Return on equity (TTM)
11.03%
Valuation
Price to earnings (TTM)
8.483
Price to revenue (TTM)
3.618
Price to book
0.95
Price to tangible book (TTM)
1.07
Dividend yield (TTM)
3.75%
Forward dividend yield
3.87%
Growth
Revenue change (TTM)
0.20%
Earnings per share change (TTM)
-3.70%
3-year revenue growth (CAGR)
4.93%
3-year earnings per share growth (CAGR)
1.48%
10-year earnings per share growth (CAGR)
9.45%
3-year dividend per share growth (CAGR)
10.46%
10-year dividend per share growth (CAGR)
11.79%
What the Analysts think about Bank OZK
Analyst ratings (Buy, Hold, Sell) for Bank OZK stock.
Analyst projections of the future price of Bank OZK stock.
Bulls say / Bears say
Bank OZK reported record total assets, loans and deposits in Q3, with a 4.24% net interest margin and a 39.9% efficiency ratio. These figures point to a sizeable franchise that is still generating strong lending margins. (Bank OZK)
Management expects loan growth to accelerate to 10%–12% in 2027 as corporate and institutional banking and other lending teams expand, while new powersports lending broadens the bank’s offering. If delivered, this could help offset repayments from the real estate portfolio and diversify earnings. (Investing.com)
The bank raised its quarterly dividend again in October, extending its run of consecutive quarterly increases to 65. That offers investors a growing cash return, provided earnings and capital remain sufficient to support it. (Bank OZK)
Profitability remains under pressure: Q3 net income fell 9.0% year on year and diluted EPS declined 5.7%; earnings for the first nine months were also lower than a year earlier. Continued declines could limit the bank’s capacity to grow its dividend and book value. (Bank OZK)
Credit stress in the real estate book is rising: at June 2026, classified and criticised assets had increased to $1.28 billion, net charge-offs were running at a 0.69% annualised rate and non-performing assets were 1.42% of total assets. Further losses could weigh on earnings if troubled loans and foreclosed properties take longer to resolve. (Bank OZK)
Management lowered its 2026 loan-growth outlook to 3%–5%, about one percentage point below its earlier plan, as near-record real estate loan repayments may cause balances to retrace in Q4. The expected 2027 rebound depends on those repayments easing and growth elsewhere continuing. (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 21 Oct 2026.
Bank OZK Financial Performance
Revenues and expenses
Bank OZK Earnings Performance
Company profitability
Upcoming events
No upcoming events
Bank OZK News
AllArticlesVideos
Funds containing Bank OZK
AllUSDEURGBP
Fund name | Fund size | $OZK weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | $1.1B | 0.71% |
SPDR S&P US Dividend Aristocrats€SPYD | $3.8B | 0.22% |
SPDR S&P US Dividend Aristocrats£USDV | $3.8B | 0.22% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.22% |
iShares Dow Jones U.S. Select Dividend€EXX5 | €412M | 0.20% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.