Bank OZK/$OZK
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Capital at risk
About Bank OZK
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides banking services, including checking, savings, money market, time deposits, and individual retirement accounts, as well as loan services, such as real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services, it also provides trust and wealth management, financial planning, online banking, and other related services.
- Ticker
- $OZK
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 3,286
- Headquarters
- Little Rock, United States
- Website
- www.ozk.com
Bank OZK Metrics
BasicAdvanced
$5.4B
8.11
$6.06
0.88
$1.86
3.91%
Price and volume
Market cap
$5.4B
Beta
0.88
52-week high
$53.41
52-week low
$42.37
Average daily volume
939K
Dividend rate
$1.86
Financial strength
Dividend payout ratio (TTM)
31.66%
Profitability
Net profit margin (TTM)
44.53%
Operating margin (TTM)
57.73%
Effective tax rate (TTM)
22.87%
Revenue per employee (TTM)
$470,000
Management effectiveness
Return on assets (TTM)
1.66%
Return on equity (TTM)
11.33%
Valuation
Price to earnings (TTM)
8.109
Price to revenue (TTM)
3.52
Price to book
0.9
Price to tangible book (TTM)
1.02
Price to free cash flow (TTM)
7.317
Free cash flow yield (TTM)
13.67%
Free cash flow per share (TTM)
6.719
Dividend yield (TTM)
3.78%
Forward dividend yield
3.91%
Growth
Revenue change (TTM)
2.44%
Earnings per share change (TTM)
-1.58%
3-year revenue growth (CAGR)
6.85%
3-year earnings per share growth (CAGR)
4.58%
10-year earnings per share growth (CAGR)
10.33%
3-year dividend per share growth (CAGR)
10.74%
10-year dividend per share growth (CAGR)
11.92%
What the Analysts think about Bank OZK
Analyst ratings (Buy, Hold, Sell) for Bank OZK stock.
Analyst projections of the future price of Bank OZK stock.
Bulls say / Bears say
Bank OZK’s net interest margin rose to 4.24% in Q2 2026, up 4 basis points quarter-over-quarter, driven by disciplined deposit pricing and investment portfolio actions that supported net interest income growth despite heavy loan payoffs. (Investing.com, Bank OZK IR)
As of June 30, 2026, Bank OZK maintained an allowance for credit losses equal to 1.23% of loans and unfunded commitments, underscoring prudent provisioning against potential asset quality deterioration. (Bank OZK IR)
Non-interest income grew, with deposit-related fees rising 3.4% to $11.4 million and loan-related fees increasing, reflecting successful diversification as its Corporate & Institutional Banking division expands. (Zacks, Yahoo Finance)
Net income available to common stockholders fell 8.7% year-over-year to $163.3 million in Q2 2026, and diluted EPS declined 5.7% to $1.49, highlighting persistent earnings headwinds. (Bank OZK IR)
Total loans contracted approximately 2% in Q2 2026 after a 2% increase in Q1, signaling weakening loan demand that may constrain future net interest income. (Investing.com)
Provision for credit losses increased to $45.6 million and non-interest expense climbed to $170.6 million in Q2, pressuring the bank’s efficiency ratio and weighing on profitability. (Bank OZK IR)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2026.
Bank OZK Financial Performance
Revenues and expenses
Bank OZK Earnings Performance
Company profitability
Upcoming events
No upcoming events
Bank OZK News
AllArticlesVideos
Funds containing Bank OZK
AllEURGBPUSD
Fund name | Fund size | $OZK weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | €1B | 0.62% |
SPDR S&P US Dividend Aristocrats€SPYD | €3.3B | 0.22% |
SPDR S&P US Dividend Aristocrats£USDV | £2.8B | 0.22% |
iShares Dow Jones U.S. Select Dividend€EXX5 | €412M | 0.17% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.17% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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