Paragon Group/£PAG
07:00
09:10
11:15
13:25
15:30
1D1W1MYTD1Y5YMAX
About Paragon Group
Paragon Banking Group PLC, trading under the ticker symbol PAG, is a specialist financial services provider in the United Kingdom. Founded in 1985 and headquartered in Solihull, England, the company primarily offers mortgage products and services for landlords, along with personal loans, vehicle finance, and commercial lending. The business operates primarily through its three main divisions: Mortgages, Commercial Lending, and Idem Capital.
Ticker
£PAG
Sector
Primary listing
LSE
Employees
1,395
Headquarters
Paragon Group Metrics
BasicAdvanced
£1.6B
8.69
£0.97
1.51
£0.41
4.85%
Price and volume
Market cap
£1.6B
Beta
1.51
52-week high
£9.81
52-week low
£6.51
Average daily volume
333K
Dividend rate
£0.41
Financial strength
Current ratio
1.132
Quick ratio
1.132
Long term debt to equity
100.76
Total debt to equity
108.163
Dividend payout ratio (TTM)
39.97%
Profitability
Gross margin (TTM)
59.36%
Net profit margin (TTM)
41.08%
Operating margin (TTM)
58.74%
Effective tax rate (TTM)
27.67%
Revenue per employee (TTM)
£360,000
Management effectiveness
Return on assets (TTM)
1.07%
Return on equity (TTM)
14.68%
Valuation
Price to earnings (TTM)
8.693
Price to revenue (TTM)
3.438
Price to book
1.18
Price to tangible book (TTM)
1.34
Price to free cash flow (TTM)
3.891
Free cash flow yield (TTM)
25.70%
Free cash flow per share (TTM)
2.16
Dividend yield (TTM)
4.85%
Growth
Revenue change (TTM)
-14.47%
Earnings per share change (TTM)
8.73%
3-year revenue growth (CAGR)
8.72%
10-year revenue growth (CAGR)
9.75%
3-year earnings per share growth (CAGR)
7.60%
10-year earnings per share growth (CAGR)
11.52%
3-year dividend per share growth (CAGR)
12.97%
10-year dividend per share growth (CAGR)
15.57%
What the Analysts think about Paragon Group
Analyst ratings (Buy, Hold, Sell) for Paragon Group stock.
Bulls say / Bears say
In H1 2025 Paragon delivered underlying operating profit of £149.4 million (up 2.1%), underlying EPS of 54.7 pence (up 9.6%), a 4.9% increase in its loan book to £16.0 billion, and an 11.4% rise in new lending to £1.38 billion, underscoring resilient core performance (RNS).
The full market rollout of Paragon’s new digital lending platform in H1 2025 has cut application-to-offer times by 50%, enhancing broker conversion and customer experience as part of its ongoing technology-driven efficiency programme (LinkedIn).
Management increased the share repurchase programme to up to £100 million in June 2025, reflecting strong board confidence in the group’s capital position and future cash-flow generation (RTTNews).
Stamp duty changes in July 2025 disrupted Paragon’s mortgage pipeline, with management warning that full-year lending volumes are likely to hit the lower end of guidance and the shares fell 9% on the update (Proactive Investors).
Commercial Lending advances declined 7.3% year-on-year to £254.2 million in Q1 2024/25, signaling potential pressure on Paragon’s diversification strategy outside its core buy-to-let business (Mortgage Finance Gazette).
Uncertainty around capital requirements has risen after Paragon’s buy-to-let IRB application and access to the Bank of England’s Interim Capital Regime were delayed by the Basel 3.1 implementation announcement, potentially constraining future lending capacity (RNS).
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2025.
Paragon Group Financial Performance
Revenues and expenses
Paragon Group Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Paragon Group stock?
Paragon Group (PAG) has a market cap of £1.6B as of October 23, 2025.
What is the P/E ratio for Paragon Group stock?
The price to earnings (P/E) ratio for Paragon Group (PAG) stock is 8.69 as of October 23, 2025.
Does Paragon Group stock pay dividends?
Yes, the Paragon Group (PAG) stock pays dividends to shareholders. As of October 23, 2025, the dividend rate is £0.408 and the yield is 4.85%. Paragon Group has a payout ratio of 39.97% on a trailing twelve-month basis.
When is the next Paragon Group dividend payment date?
The next Paragon Group (PAG) dividend payment date is unconfirmed.
What is the beta indicator for Paragon Group?
Paragon Group (PAG) has a beta rating of 1.51. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.