Paragon Group/£PAG
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About Paragon Group
Paragon Banking Group PLC, trading under the ticker symbol PAG, is a specialist financial services provider in the United Kingdom. Founded in 1985 and headquartered in Solihull, England, the company primarily offers mortgage products and services for landlords, along with personal loans, vehicle finance, and commercial lending. The business operates primarily through its three main divisions: Mortgages, Commercial Lending, and Idem Capital.
Ticker
£PAG
Sector
Primary listing
LSE
Employees
1,395
Headquarters
Paragon Group Metrics
BasicAdvanced
£1.5B
8.32
£0.97
1.51
£0.41
5.07%
Price and volume
Market cap
£1.5B
Beta
1.51
52-week high
£9.81
52-week low
£6.51
Average daily volume
323K
Dividend rate
£0.41
Financial strength
Current ratio
1.132
Quick ratio
1.132
Long term debt to equity
100.76
Total debt to equity
108.163
Dividend payout ratio (TTM)
39.97%
Profitability
Gross margin (TTM)
59.36%
Net profit margin (TTM)
41.08%
Operating margin (TTM)
58.74%
Effective tax rate (TTM)
27.67%
Revenue per employee (TTM)
£360,000
Management effectiveness
Return on assets (TTM)
1.07%
Return on equity (TTM)
14.68%
Valuation
Price to earnings (TTM)
8.32
Price to revenue (TTM)
3.291
Price to book
1.12
Price to tangible book (TTM)
1.28
Price to free cash flow (TTM)
3.724
Free cash flow yield (TTM)
26.85%
Free cash flow per share (TTM)
2.16
Dividend yield (TTM)
5.07%
Growth
Revenue change (TTM)
-14.47%
Earnings per share change (TTM)
8.73%
3-year revenue growth (CAGR)
8.72%
10-year revenue growth (CAGR)
9.75%
3-year earnings per share growth (CAGR)
7.60%
10-year earnings per share growth (CAGR)
11.52%
3-year dividend per share growth (CAGR)
12.97%
10-year dividend per share growth (CAGR)
15.57%
What the Analysts think about Paragon Group
Analyst ratings (Buy, Hold, Sell) for Paragon Group stock.
Bulls say / Bears say
Paragon’s H1 2025 underlying profit rose 2.1% to £149.4 million and underlying EPS climbed 9.6%, while return on tangible equity improved to 17.8%, underscoring robust profitability (Investing.com).
The group doubled its share repurchase programme to up to £100 million from £50 million, reflecting management’s confidence in cash flow generation and the stock’s valuation (RTTNews).
Paragon launched a new buy-to-let mortgage origination platform featuring AI-enabled processing and streamlined data integration, reducing application-to-offer times and enhancing operational efficiency (IBS Intelligence).
Paragon revised its full-year mortgage lending advances guidance down to around £1.6 billion from £1.6 billion–£1.8 billion, and shares fell 9% after the Q3 update, signalling slower core lending growth (MarketScreener).
Jefferies analysts estimate deposit margins subtracted almost 10 basis points from Paragon’s net interest margin sequentially amid SONIA declines, highlighting margin compression risk (Investing.com).
Fitch noted Paragon’s impaired loans ratio rose to 1.9% at FYE24 from 1.6% due to properties in receivership and development finance loan deterioration, flagging asset quality pressure (Fitch via MarketScreener).
Data summarised monthly by Lightyear AI. Last updated on 3 Nov 2025.
Paragon Group Financial Performance
Revenues and expenses
Paragon Group Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Paragon Group stock?
Paragon Group (PAG) has a market cap of £1.5B as of November 06, 2025.
What is the P/E ratio for Paragon Group stock?
The price to earnings (P/E) ratio for Paragon Group (PAG) stock is 8.32 as of November 06, 2025.
Does Paragon Group stock pay dividends?
Yes, the Paragon Group (PAG) stock pays dividends to shareholders. As of November 06, 2025, the dividend rate is £0.408 and the yield is 5.07%. Paragon Group has a payout ratio of 39.97% on a trailing twelve-month basis.
When is the next Paragon Group dividend payment date?
The next Paragon Group (PAG) dividend payment date is unconfirmed.
What is the beta indicator for Paragon Group?
Paragon Group (PAG) has a beta rating of 1.51. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.