Paragon Group/£PAG
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Paragon Group
Paragon Banking Group PLC, trading under the ticker symbol PAG, is a specialist financial services provider in the United Kingdom. Founded in 1985 and headquartered in Solihull, England, the company primarily offers mortgage products and services for landlords, along with personal loans, vehicle finance, and commercial lending. The business operates primarily through its three main divisions: Mortgages, Commercial Lending, and Idem Capital.
- Ticker
- £PAG
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 1,413
- Headquarters
- Solihull, United Kingdom
Paragon Group Metrics
BasicAdvanced
£1.3B
7.97
£0.90
1.19
£0.45
6.36%
Price and volume
Market cap
£1.3B
Beta
1.19
52-week high
£9.26
52-week low
£6.82
Average daily volume
277K
Dividend rate
£0.45
Financial strength
Current ratio
1.169
Quick ratio
1.169
Long term debt to equity
1.6
Total debt to equity
1.667
Dividend payout ratio (TTM)
47.00%
Profitability
Gross margin (TTM)
58.91%
Net profit margin (TTM)
35.10%
Operating margin (TTM)
54.85%
Effective tax rate (TTM)
28.65%
Revenue per employee (TTM)
£360,000
Management effectiveness
Return on assets (TTM)
0.91%
Return on equity (TTM)
12.03%
Valuation
Price to earnings (TTM)
7.965
Price to revenue (TTM)
2.696
Price to book
0.94
Price to tangible book (TTM)
1.07
Price to free cash flow (TTM)
-1.702
Free cash flow yield (TTM)
-58.74%
Free cash flow per share (TTM)
-4.191
Dividend yield (TTM)
6.36%
Growth
Revenue change (TTM)
1.74%
Earnings per share change (TTM)
-7.36%
3-year revenue growth (CAGR)
12.19%
10-year revenue growth (CAGR)
8.29%
3-year earnings per share growth (CAGR)
-3.56%
10-year earnings per share growth (CAGR)
9.06%
3-year dividend per share growth (CAGR)
14.56%
10-year dividend per share growth (CAGR)
14.52%
What the Analysts think about Paragon Group
Analyst ratings (Buy, Hold, Sell) for Paragon Group stock.
Analyst projections of the future price of Paragon Group stock.
Bulls say / Bears say
Commercial lending is growing faster than mortgages, helping diversify Paragon’s business: nine-month commercial advances rose 8.2% to £940 million, while total advances increased 4.3%. (Investegate)
Credit quality in the buy-to-let book remains strong, with arrears falling to 0.40% by June; Paragon also reported a continued downward trend in development finance impairment charges. (Investegate)
Paragon reaffirmed its return-on-tangible-equity guidance and plans for up to £100 million of buybacks, supported by a 13.5% pro forma CET1 ratio. This offers shareholders a sizeable capital return while retaining a capital buffer. (Investegate)
Buy-to-let demand is sensitive to interest-rate swings, and Paragon expects mortgage advances at the lower end of its previous forecast range. That leaves its largest lending franchise exposed to subdued borrower confidence. (Reuters, Investegate)
Development finance has caused significant credit costs: Paragon recorded a £21.5 million impairment charge in the first half, while Fitch flags the commercial book’s property-development concentration as a source of asset-quality risk. (Reuters, Fitch Ratings)
The outcome and timing of the FCA motor-finance redress process remain uncertain, and Paragon had not changed its related provision at the half-year stage. A larger eventual cost could weigh on earnings. (Stock Analysis)
Data summarised monthly by Lightyear AI. Last updated on 18 Oct 2026.
Paragon Group Financial Performance
Revenues and expenses
Paragon Group Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Paragon Group
AllGBPUSDEUR
Fund name | Fund size | £PAG weighting |
|---|---|---|
iShares UK Dividend£IUKD | £1.3B | 0.56% |
Vanguard FTSE 250£VMID | £1.5B | 0.43% |
Vanguard FTSE 250£VMIG | £569M | 0.43% |
iShares FTSE 250£MIDD | £672M | 0.41% |
Xtrackers MSCI Europe Small Cap€DX2J | $3.6B | 0.11% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.