PagSeguro/$PAGS
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About PagSeguro
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
- Ticker
- $PAGS
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 6,751
- Headquarters
- São Paulo, Brazil
- Website
- pagbank.com.br
PagSeguro Metrics
BasicAdvanced
$2.2B
5.80
$1.39
1.28
$0.78
13.88%
Price and volume
Market cap
$2.2B
Beta
1.28
52-week high
$12.32
52-week low
$7.50
Average daily volume
4.9M
Dividend rate
$0.78
Financial strength
Current ratio
1.55
Quick ratio
1.44
Long term debt to equity
0.004
Total debt to equity
0.118
Dividend payout ratio (TTM)
42.59%
Interest coverage (TTM)
1.53%
Profitability
EBITDA (TTM)
1,728.734
Gross margin (TTM)
51.47%
Net profit margin (TTM)
10.86%
Operating margin (TTM)
37.76%
Effective tax rate (TTM)
17.30%
Revenue per employee (TTM)
$544,070
Management effectiveness
Return on assets (TTM)
6.36%
Return on equity (TTM)
14.53%
Valuation
Price to earnings (TTM)
5.796
Price to revenue (TTM)
0.623
Price to book
0.15
Price to tangible book (TTM)
0.19
Price to free cash flow (TTM)
3.19
Free cash flow yield (TTM)
31.34%
Free cash flow per share (TTM)
2.529
Dividend yield (TTM)
9.67%
Forward dividend yield
13.88%
Growth
Revenue change (TTM)
2.56%
Earnings per share change (TTM)
6.11%
3-year revenue growth (CAGR)
8.85%
3-year earnings per share growth (CAGR)
16.56%
What the Analysts think about PagSeguro
Analyst ratings (Buy, Hold, Sell) for PagSeguro stock.
Analyst projections of the future price of PagSeguro stock.
Bulls say / Bears say
PagBank is growing beyond payments: Q2 banking revenue rose 28.9% year on year and its credit portfolio expanded 30.7% to R$5.1 billion. If it can grow lending without weakening credit quality, banking could become a stronger earnings engine. (SEC)
Customer activity and deposits are rising: cash-in grew 23.3% and deposits rose 15.1% year on year, with more than 90% of deposits sourced on the platform. This gives PagBank a larger base of customer funds to support its financial services. (SEC)
Profitability held up despite a difficult backdrop: Q2 non-GAAP diluted EPS rose 9.7% year on year and return on equity was 15.6%. The company also returned R$2.0 billion to shareholders through dividends and buy-backs over the past year. (SEC)
Payments growth remains weak: Q2 payment volume rose only 3%, while payments revenue fell 4.7% year on year. J.P. Morgan says tougher competition is putting pressure on transaction fees, with Pix and a new BTG payments platform adding to the challenge. (SEC, Bloomberg Línea)
Fast credit growth is bringing higher losses: credit-loss allowances more than doubled to R$70 million in Q2, and total losses rose 8.9% year on year as the portfolio grew and unsecured lending increased. Further deterioration could erode the returns from PagBank’s lending expansion. (SEC)
High Brazilian interest rates could keep funding costs elevated and limit earnings growth. J.P. Morgan raised its assumed 2027 Selic rate to about 14% and cut its 2027 recurring-profit estimate by 8%, to R$2.28 billion. (Bloomberg Línea)
Data summarised monthly by Lightyear AI. Last updated on 26 Oct 2026.
PagSeguro Financial Performance
Revenues and expenses
PagSeguro Earnings Performance
Company profitability
Upcoming events
No upcoming events
PagSeguro News
AllArticlesVideos
Funds containing PagSeguro
Fund name | Fund size | $PAGS weighting |
|---|---|---|
SPDR MSCI Emerging Markets Small Cap£EMSM | $647M | 0.09% |
iShares Digitalisation$DGTL | $761M | 0.05% |
iShares Digitalisation£DGIT | $813M | 0.05% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.05% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.05% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.