Pareto Bank ASA/Nkr PARB
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Pareto Bank ASA
- Ticker
- Nkr PARB
- Sector
- Finance
- Primary listing
- XOSL
- Employees
- 69
- Headquarters
- Oslo, Norway
- Website
- www.paretobank.no
Pareto Bank ASA Metrics
BasicAdvanced
kr 3.9B
18.62
kr 2.73
0.42
kr 8.00
15.72%
Price and volume
Market cap
kr 3.9B
Beta
0.42
52-week high
kr 91.60
52-week low
kr 46.75
Average daily volume
197K
Dividend rate
kr 8.00
Financial strength
Dividend payout ratio (TTM)
255.36%
Profitability
Net profit margin (TTM)
47.93%
Operating margin (TTM)
60.70%
Effective tax rate (TTM)
21.04%
Revenue per employee (TTM)
kr 7,890,000
Management effectiveness
Return on assets (TTM)
1.05%
Return on equity (TTM)
4.80%
Valuation
Price to earnings (TTM)
18.623
Price to revenue (TTM)
8.778
Price to book
0.74
Price to tangible book (TTM)
1.42
Price to free cash flow (TTM)
3.842
Free cash flow yield (TTM)
26.03%
Free cash flow per share (TTM)
13.25
Dividend yield (TTM)
15.72%
Forward dividend yield
15.72%
Growth
Revenue change (TTM)
-53.75%
Earnings per share change (TTM)
-68.34%
3-year revenue growth (CAGR)
-18.51%
3-year earnings per share growth (CAGR)
-33.83%
10-year earnings per share growth (CAGR)
-5.71%
3-year dividend per share growth (CAGR)
27.50%
What the Analysts think about Pareto Bank ASA
Analyst ratings (Buy, Hold, Sell) for Pareto Bank ASA stock.
Analyst projections of the future price of Pareto Bank ASA stock.
Bulls say / Bears say
CET1 capital was 21.0% at the end of Q3, well above the bank’s 15.7% long-term target. This provides a substantial buffer to absorb further losses. (Investorprat)
The bank reported a 4.8% net interest margin and an 18.2% cost-to-income ratio in Q3, supporting its ability to generate pre-provision earnings even under pressure. Those earnings can help absorb credit losses. (Investorprat)
Sweden offers a potential growth outlet: it already represented about 19% of credit exposure in Q1, and management expects lending there to keep growing. That could gradually diversify the loan book as Norwegian property lending contracts. (Scope Ratings, Investorprat)
Credit losses surged to NOK 195.8 million in Q3, while impaired loans rose to 12.16% of gross lending from 5.34% a year earlier. Further defaults could therefore put pressure on earnings and capital. (Finansavisen)
Net loans fell 7.6% in Q3, and the bank expects another decline in Q4 as Norwegian property lending weakens. Smaller loan volumes are already weighing on net interest income and could constrain future revenue. (Investorprat)
The bank remains exposed to a weak Norwegian property-development market, its largest lending segment, leaving it vulnerable to a prolonged downturn. Management says credit risk remains high in parts of the portfolio and outcomes may vary widely in coming quarters. (Scope Ratings, Investorprat)
Data summarised monthly by Lightyear AI. Last updated on 30 Oct 2026.
Pareto Bank ASA Financial Performance
Revenues and expenses
Pareto Bank ASA Earnings Performance
Company profitability
Upcoming events
No upcoming events
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.