Paypoint/£PAY
07:00
09:10
11:15
13:25
15:30
1D1W1MYTD1Y5YMAX
About Paypoint
Ticker
£PAY
Sector
Primary listing
LSE
Employees
939
Headquarters
Website
Paypoint Metrics
BasicAdvanced
£463M
25.36
£0.26
0.46
£0.39
5.82%
Price and volume
Market cap
£463M
Beta
0.46
52-week high
£8.70
52-week low
£5.71
Average daily volume
146K
Dividend rate
£0.39
Financial strength
Current ratio
0.951
Quick ratio
0.438
Long term debt to equity
107.328
Total debt to equity
108.39
Dividend payout ratio (TTM)
144.74%
Interest coverage (TTM)
5.69%
Profitability
EBITDA (TTM)
60.396
Gross margin (TTM)
43.91%
Net profit margin (TTM)
6.36%
Operating margin (TTM)
16.80%
Effective tax rate (TTM)
26.59%
Revenue per employee (TTM)
£330,000
Management effectiveness
Return on assets (TTM)
6.35%
Return on equity (TTM)
17.67%
Valuation
Price to earnings (TTM)
25.361
Price to revenue (TTM)
1.549
Price to book
5.08
Price to tangible book (TTM)
-4.43
Price to free cash flow (TTM)
85.561
Free cash flow yield (TTM)
1.17%
Free cash flow per share (TTM)
0.078
Dividend yield (TTM)
5.82%
Growth
Revenue change (TTM)
4.30%
Earnings per share change (TTM)
-46.11%
3-year revenue growth (CAGR)
28.88%
10-year revenue growth (CAGR)
3.29%
3-year earnings per share growth (CAGR)
-35.99%
10-year earnings per share growth (CAGR)
-7.51%
3-year dividend per share growth (CAGR)
3.67%
10-year dividend per share growth (CAGR)
0.13%
What the Analysts think about Paypoint
Analyst ratings (Buy, Hold, Sell) for Paypoint stock.
Bulls say / Bears say
Underlying EBITDA rose 10.7% to £90.0 million and underlying profit before tax increased 10.2% to £68.0 million in FY25, with guidance to reach £100 million EBITDA by end FY26 showing strong operational momentum. (Reuters)
PayPoint partnered with Lloyds Banking Group to enable cash deposits at over 30,000 locations from 26 August 2025, leveraging its extensive retail network to diversify into Local Banking and drive new revenue streams. (Reuters)
The Board increased and extended its share buyback programme to at least £30 million per annum through FY28, reflecting strong free cash flow generation and a commitment to returning capital to shareholders. (Reuters)
Adjusting items surged to £41.7 million in FY25, up 208.9% year-on-year, which drove a 45.4% fall in profit before tax to £26.3 million, highlighting significant one-off costs dampening earnings growth. (Reuters)
Net corporate debt climbed 44.2% to £97.4 million from £67.5 million at the prior year-end, raising leverage towards the upper bound of its 1.2–1.5× target range and increasing interest burden risk. (Reuters)
Revenue growth remained modest at just 1.4% to £310.7 million in FY25, underscoring challenges in expanding its core cash-based services amid shifting consumer payment preferences. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 1 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
Sept26
Paypoint
DividendPayment
£0.098Per share
FAQs
What’s the current market cap for Paypoint stock?
Paypoint (PAY) has a market cap of £463M as of September 19, 2025.
What is the P/E ratio for Paypoint stock?
The price to earnings (P/E) ratio for Paypoint (PAY) stock is 25.36 as of September 19, 2025.
Does Paypoint stock pay dividends?
Yes, the Paypoint (PAY) stock pays dividends to shareholders. As of September 19, 2025, the dividend rate is £0.388 and the yield is 5.82%. Paypoint has a payout ratio of 144.74% on a trailing twelve-month basis.
When is the next Paypoint dividend payment date?
The next Paypoint (PAY) dividend payment is scheduled for September 26, 2025.
What is the beta indicator for Paypoint?
Paypoint (PAY) has a beta rating of 0.46. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.