Paypoint/£PAY
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10:10
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14:25
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About Paypoint
Ticker
£PAY
Sector
Primary listing
LSE
Employees
939
Headquarters
Website
Paypoint Metrics
BasicAdvanced
£443M
24.50
£0.28
0.40
£0.92
13.22%
Price and volume
Market cap
£443M
Beta
0.4
52-week high
£7.65
52-week low
£6.95
Dividend rate
£0.92
Financial strength
Current ratio
0.951
Quick ratio
0.438
Long term debt to equity
107.328
Total debt to equity
108.39
Dividend payout ratio (TTM)
144.74%
Interest coverage (TTM)
5.69%
Profitability
EBITDA (TTM)
60.396
Gross margin (TTM)
42.26%
Net profit margin (TTM)
6.36%
Operating margin (TTM)
14.46%
Effective tax rate (TTM)
26.59%
Revenue per employee (TTM)
£320,000
Management effectiveness
Return on assets (TTM)
5.31%
Return on equity (TTM)
17.67%
Valuation
Price to earnings (TTM)
24.5
Price to revenue (TTM)
1.538
Price to book
4.95
Price to tangible book (TTM)
-4.21
Price to free cash flow (TTM)
82.65
Free cash flow yield (TTM)
1.21%
Free cash flow per share (TTM)
0.084
Dividend yield (TTM)
13.22%
Growth
Revenue change (TTM)
4.30%
Earnings per share change (TTM)
-46.11%
3-year revenue growth (CAGR)
27.65%
10-year revenue growth (CAGR)
3.29%
3-year earnings per share growth (CAGR)
-35.99%
10-year earnings per share growth (CAGR)
-7.51%
3-year dividend per share growth (CAGR)
3.67%
10-year dividend per share growth (CAGR)
0.13%
Bulls say / Bears say
Underlying EBITDA rose 10.7% to £90.0 million in FY25, showing progress toward the £100 million EBITDA target by the end of FY26 (Reuters)
PayPoint started the second phase of its enhanced share buyback programme, aiming to buy up to £30 million of shares through March 2026 with the goal of reducing equity by 20%, which reflects strong cash generation and a focus on shareholder returns (Reuters)
The Q1 trading update announced new 3-year contracts with InPost/Yodel, strong multi-pay and open banking wins, and double-digit digital revenue growth, showing broad-based momentum across high-growth segments (Reuters)
Reported profit before tax dropped 45.4% to £26.3 million in FY25 due to significant adjusting items totaling £41.7 million, which suggests volatility in the underlying earnings quality (Reuters)
Net corporate debt increased 44% to £97.4 million as of 31 March 2025, bringing leverage close to the upper end of the Group’s target range of 1.2–1.5x, which limits financial flexibility (Reuters)
Management highlighted a generally weak economy and ongoing consumer uncertainty, which could reduce transaction volumes and put pressure on margins across core payment divisions (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 24 Oct 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Paypoint stock?
Paypoint (PAY) has a market cap of £443M as of November 02, 2025.
What is the P/E ratio for Paypoint stock?
The price to earnings (P/E) ratio for Paypoint (PAY) stock is 24.5 as of November 02, 2025.
Does Paypoint stock pay dividends?
Yes, the Paypoint (PAY) stock pays dividends to shareholders. As of November 02, 2025, the dividend rate is £0.92249 and the yield is 13.22%. Paypoint has a payout ratio of 144.74% on a trailing twelve-month basis.
When is the next Paypoint dividend payment date?
The next Paypoint (PAY) dividend payment date is unconfirmed.
What is the beta indicator for Paypoint?
Paypoint (PAY) has a beta rating of 0.4. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.