Paypoint/£PAY
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Paypoint
- Ticker
- £PAY
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 945
- Headquarters
- Welwyn Garden City, United Kingdom
- Website
- www.paypoint.com
Paypoint Metrics
BasicAdvanced
£436M
12.68
£0.58
0.35
£0.40
5.37%
Price and volume
Market cap
£436M
Beta
0.35
52-week high
£7.73
52-week low
£4.38
Average daily volume
190K
Dividend rate
£0.40
Financial strength
Current ratio
0.959
Quick ratio
0.412
Long term debt to equity
1.757
Total debt to equity
1.875
Dividend payout ratio (TTM)
153.83%
Interest coverage (TTM)
6.95%
Profitability
EBITDA (TTM)
83.738
Gross margin (TTM)
42.83%
Net profit margin (TTM)
11.96%
Operating margin (TTM)
19.30%
Effective tax rate (TTM)
25.79%
Revenue per employee (TTM)
£350,000
Management effectiveness
Return on assets (TTM)
7.84%
Return on equity (TTM)
47.55%
Valuation
Price to earnings (TTM)
12.68
Price to revenue (TTM)
1.5
Price to book
6.07
Price to tangible book (TTM)
-3.9
Price to free cash flow (TTM)
4.909
Free cash flow yield (TTM)
20.37%
Free cash flow per share (TTM)
1.509
Dividend yield (TTM)
5.37%
Growth
Revenue change (TTM)
8.90%
Earnings per share change (TTM)
122.05%
3-year revenue growth (CAGR)
25.37%
10-year revenue growth (CAGR)
4.46%
3-year earnings per share growth (CAGR)
2.82%
10-year earnings per share growth (CAGR)
33.05%
3-year dividend per share growth (CAGR)
-0.23%
10-year dividend per share growth (CAGR)
-1.42%
What the Analysts think about Paypoint
Analyst ratings (Buy, Hold, Sell) for Paypoint stock.
Analyst projections of the future price of Paypoint stock.
Bulls say / Bears say
At its September capital-markets day, PayPoint retained a 5–8% medium-term net-revenue growth ambition, with Network Services targeting 5–10% and Digital Payments & Open Banking more than 20% annual growth. If delivered, these targets offer a route to growth beyond its mature payment services. (GlobeNewswire)
Love2shop's Q1 billings rose to £44.9m from £38.4m a year earlier, while its business was tracking 12% ahead and in-store billings more than doubled. That demand could feed through to stronger revenue later in the year. (London Stock Exchange)
FY26 underlying EPS rose 6.5% and cash generation reached £70.4m; the final dividend increased 2%, and a £30m annual buyback is planned through FY28. This mix of earnings growth and capital returns may support shareholder returns as the business pursues its growth plans. (London Stock Exchange, GlobeNewswire)
Q1 FY27 net revenue fell 6.4% to £39.5m, with declines in three of the four divisions. Management expects performance to be weighted towards the second half, leaving the outlook reliant on seasonal activity and new business coming through. (London Stock Exchange)
Network Services faces volume and commercial pressure: Q1 parcel growth had not offset the impact of the InPost agreement and lower store-to-store volumes, while legacy energy bill-payment net revenue fell 12% in FY26. These trends could weigh on a key part of the group. (London Stock Exchange, London Stock Exchange)
Net corporate debt rose £35.1m to £132.5m in FY26, while underlying profit before tax grew 1.5% and EBITDA 2.2%. That leaves less room for error if trading weakens, especially as the company continues its buyback programme. (London Stock Exchange)
Data summarised monthly by Lightyear AI. Last updated on 3 Nov 2026.
Paypoint Financial Performance
Revenues and expenses
Paypoint Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Paypoint
Fund name | Fund size | £PAY weighting |
|---|---|---|
iShares Digitalisation$DGTL | $761M | 0.02% |
iShares Digitalisation£DGIT | $813M | 0.02% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.