Pioneer Bancorp/$PBFS
1D1W1MYTD1Y5YMAX
Capital at risk
About Pioneer Bancorp
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.
- Ticker
- $PBFS
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 263
- Headquarters
- Albany, United States
- Website
- www.pioneerny.com
Pioneer Bancorp Metrics
BasicAdvanced
$435M
25.77
$0.70
0.40
-
Price and volume
Market cap
$435M
Beta
0.4
52-week high
$19.91
52-week low
$12.64
Average daily volume
13K
Financial strength
Profitability
Net profit margin (TTM)
17.10%
Operating margin (TTM)
24.71%
Effective tax rate (TTM)
21.37%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
0.76%
Return on equity (TTM)
5.24%
Valuation
Price to earnings (TTM)
25.772
Price to revenue (TTM)
4.407
Price to book
1.34
Price to tangible book (TTM)
1.39
Price to free cash flow (TTM)
19.235
Free cash flow yield (TTM)
5.20%
Free cash flow per share (TTM)
0.935
Growth
Revenue change (TTM)
7.82%
Earnings per share change (TTM)
-23.30%
Bulls say / Bears say
On April 24, 2026, Pioneer completed a $140 million all-cash acquisition of Targeted Lending Co., LLC, creating a Specialty Financing division that diversifies revenue and extends its commercial lending reach (SEC 8-K).
Net loans receivable grew 13.6% to $1.87 billion and deposits increased 13.2% to $1.97 billion at June 30, 2026, underscoring strong organic lending and funding momentum (SEC 8-K).
On July 29, 2026, Pioneer acquired The College Advisor of New York to launch a dedicated College Advising Division, broadening its wealth management and consulting services (SEC 8-K).
Net income for Q2 2026 plunged 46% year-over-year to $3.5 million (EPS $0.14) from $6.5 million (EPS $0.26) in Q2 2025, reflecting squeezed profitability despite loan growth (Bitget News).
Pioneer’s Q2 2026 10-Q discloses a reasonably possible additional fraud-related liability of up to $18.1 million beyond accrued reserves, with no further insurance recoveries expected as policy limits have been exceeded (SEC 10-Q).
Despite margin expansion, net interest-earning assets decreased by $11.7 million (1.7%) in the first half of 2026, partially offsetting net interest income gains and signaling potential asset-funding pressures (SEC 10-Q).
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2026.
Upcoming events
No upcoming events
Funds containing Pioneer Bancorp
Fund name | Fund size | $PBFS weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.00% |
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