PCB Bancorp/$PCB
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About PCB Bancorp
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals. The company provided it's services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia.
Ticker
$PCB
Sector
Primary listing
Employees
266
Headquarters
Website
PCB Bancorp Metrics
BasicAdvanced
$304M
9.97
$2.14
0.59
$0.78
3.75%
Price and volume
Market cap
$304M
Beta
0.59
52-week high
$22.45
52-week low
$16.00
Average daily volume
23K
Dividend rate
$0.78
Financial strength
Dividend payout ratio (TTM)
37.10%
Profitability
Net profit margin (TTM)
30.95%
Operating margin (TTM)
43.48%
Effective tax rate (TTM)
28.81%
Revenue per employee (TTM)
$380,000
Management effectiveness
Return on assets (TTM)
1.03%
Return on equity (TTM)
8.67%
Valuation
Price to earnings (TTM)
9.969
Price to revenue (TTM)
2.971
Price to book
0.99
Price to tangible book (TTM)
0.99
Price to free cash flow (TTM)
14.689
Free cash flow yield (TTM)
6.81%
Free cash flow per share (TTM)
1.452
Dividend yield (TTM)
3.66%
Forward dividend yield
3.75%
Growth
Revenue change (TTM)
9.08%
Earnings per share change (TTM)
29.75%
3-year revenue growth (CAGR)
-0.83%
3-year earnings per share growth (CAGR)
-7.49%
10-year earnings per share growth (CAGR)
6.71%
3-year dividend per share growth (CAGR)
12.07%
Bulls say / Bears say
PCB Bancorp’s efficiency ratio improved sharply to 50.6% in Q2 2025, down 12.1 percentage points year-over-year, reflecting stronger operating leverage and cost discipline (Motley Fool).
Loans held-for-investment grew 14.1% year-over-year to $2.80 billion and total deposits increased 17.3% to $2.82 billion as of June 30, 2025, underpinning robust balance sheet growth (SEC).
The board extended its stock repurchase program through July 31, 2026, authorizing up to 720 000 share buybacks with 428 473 shares remaining, alongside a 3.85% dividend yield, underscoring shareholder-friendly capital allocation (Investing.com).
Net interest income of $26.0 million in Q2 2025 fell short of the $28.63 million consensus estimate, suggesting potential headwinds in loan repricing and funding costs (Motley Fool).
Credit quality pressures are rising, with non-performing loans at 0.32% of total loans, nonaccrual residential mortgages up 402.4% year-over-year, and allowance for credit losses increasing to 1.20%, indicating potential asset deterioration (Motley Fool; SEC).
The proportion of noninterest-bearing deposits declined to 20.4% of total funding from 22.6% a year ago, increasing reliance on higher-cost interest-bearing deposits and potentially compressing net interest margins (Motley Fool).
Data summarised monthly by Lightyear AI. Last updated on 9 Sept 2025.
PCB Bancorp News
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FAQs
What’s the current market cap for PCB Bancorp stock?
PCB Bancorp (PCB) has a market cap of $304M as of September 17, 2025.
What is the P/E ratio for PCB Bancorp stock?
The price to earnings (P/E) ratio for PCB Bancorp (PCB) stock is 9.97 as of September 17, 2025.
Does PCB Bancorp stock pay dividends?
Yes, the PCB Bancorp (PCB) stock pays dividends to shareholders. As of September 17, 2025, the dividend rate is $0.78 and the yield is 3.75%. PCB Bancorp has a payout ratio of 37.1% on a trailing twelve-month basis.
When is the next PCB Bancorp dividend payment date?
The next PCB Bancorp (PCB) dividend payment date is unconfirmed.
What is the beta indicator for PCB Bancorp?
PCB Bancorp (PCB) has a beta rating of 0.59. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.