Ponce Financial Group, Inc./$PDLB
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About Ponce Financial Group, Inc.
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
Ticker
$PDLB
Sector
Primary listing
Employees
209
Headquarters
Website
PDLB Metrics
BasicAdvanced
$323M
15.94
$0.89
0.67
-
Price and volume
Market cap
$323M
Beta
0.67
52-week high
$15.21
52-week low
$10.88
Average daily volume
47K
Financial strength
Profitability
Net profit margin (TTM)
22.34%
Operating margin (TTM)
32.09%
Effective tax rate (TTM)
26.36%
Revenue per employee (TTM)
$460,000
Management effectiveness
Return on assets (TTM)
0.70%
Return on equity (TTM)
4.16%
Valuation
Price to earnings (TTM)
15.942
Price to revenue (TTM)
3.344
Price to book
1.06
Price to tangible book (TTM)
1.06
Growth
Revenue change (TTM)
26.45%
Earnings per share change (TTM)
142.83%
3-year revenue growth (CAGR)
6.32%
3-year earnings per share growth (CAGR)
51.73%
Bulls say / Bears say
Net income available to common stockholders more than doubled year-over-year to $5.7 million, or $0.25 per diluted share, in Q1 2025, reflecting strong profitability gains (NASDAQ)
Earnings per share of $0.25 for Q2 2025 exceeded analyst estimates by 47.1%, underscoring robust profitability improvements (NASDAQ)
Net interest margin expanded 65 basis points year-over-year to 3.27% in Q2 2025, driven by high-yielding construction loans and lower funding costs (NASDAQ)
Cash and equivalents declined 7.11% quarter-over-quarter to $129.9 million as of March 31, 2025, potentially tightening liquidity buffers (GlobeNewswire)
Available-for-sale securities decreased by 2.39% quarter-over-quarter to $461.6 million at the end of Q1 2025, reducing the bank’s interest-earning asset base (GlobeNewswire)
Non-interest income fell 8.7% year-over-year to $2.1 million in Q2 2025, indicating pressure on fee-based revenue streams (NASDAQ)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2025.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Ponce Financial Group, Inc. stock?
Ponce Financial Group, Inc. (PDLB) has a market cap of $323M as of October 30, 2025.
What is the P/E ratio for Ponce Financial Group, Inc. stock?
The price to earnings (P/E) ratio for Ponce Financial Group, Inc. (PDLB) stock is 15.94 as of October 30, 2025.
Does Ponce Financial Group, Inc. stock pay dividends?
No, Ponce Financial Group, Inc. (PDLB) stock does not pay dividends to its shareholders as of October 30, 2025.
When is the next Ponce Financial Group, Inc. dividend payment date?
Ponce Financial Group, Inc. (PDLB) stock does not pay dividends to its shareholders.
What is the beta indicator for Ponce Financial Group, Inc.?
Ponce Financial Group, Inc. (PDLB) has a beta rating of 0.67. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.