Ponce Financial Group, Inc./$PDLB
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About Ponce Financial Group, Inc.
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
Ticker
$PDLB
Sector
Primary listing
Industry
Banks
Headquarters
Employees
206
Website
PDLB Metrics
BasicAdvanced
$319M
19.74
$0.71
0.51
-
Price and volume
Market cap
$319M
Beta
0.51
52-week high
$14.59
52-week low
$10.88
Average daily volume
42K
Financial strength
Profitability
Net profit margin (TTM)
19.25%
Operating margin (TTM)
27.98%
Effective tax rate (TTM)
25.88%
Revenue per employee (TTM)
$440,000
Management effectiveness
Return on assets (TTM)
0.58%
Return on equity (TTM)
3.42%
Valuation
Price to earnings (TTM)
19.744
Price to revenue (TTM)
3.506
Price to book
1.08
Price to tangible book (TTM)
1.08
Growth
Revenue change (TTM)
16.23%
Earnings per share change (TTM)
83.78%
3-year revenue growth (CAGR)
0.81%
3-year earnings per share growth (CAGR)
14.02%
Bulls say / Bears say
Ponce Financial Group reported a significant increase in net income, reaching $5.7 million in Q1 2025, more than doubling from the previous quarter, indicating strong financial performance. (stocktitan.net)
The company's net interest margin improved to 3% in Q1 2025, reflecting enhanced profitability in its core lending operations. (reuters.com)
Ponce Bank's expansion into the Florida market with a new representative office in Coral Gables positions the company to tap into a growing customer base and diversify its geographic footprint. (tradingview.com)
The company's net interest income declined in Q3 2024 compared to the previous quarter, which could indicate challenges in maintaining consistent revenue growth. (tradingview.com)
Ponce Financial Group's plan to convert Ponce Bank to a national bank may involve regulatory hurdles and transition costs that could impact short-term profitability. (tradingview.com)
Despite recent earnings growth, the company's relatively low return on equity of 4.01% in Q1 2025 suggests it may not be utilizing its equity base as efficiently as competitors. (marketbeat.com)
Data summarised monthly by Lightyear AI. Last updated on 11 Jul 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
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FAQs
What’s the current market cap for Ponce Financial Group, Inc. stock?
Ponce Financial Group, Inc. (PDLB) has a market cap of $319M as of August 01, 2025.
What is the P/E ratio for Ponce Financial Group, Inc. stock?
The price to earnings (P/E) ratio for Ponce Financial Group, Inc. (PDLB) stock is 19.74 as of August 01, 2025.
Does Ponce Financial Group, Inc. stock pay dividends?
No, Ponce Financial Group, Inc. (PDLB) stock does not pay dividends to its shareholders as of August 01, 2025.
When is the next Ponce Financial Group, Inc. dividend payment date?
Ponce Financial Group, Inc. (PDLB) stock does not pay dividends to its shareholders.
What is the beta indicator for Ponce Financial Group, Inc.?
Ponce Financial Group, Inc. (PDLB) has a beta rating of 0.51. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.