Ponce Financial Group, Inc./$PDLB
1D1W1MYTD1Y5YMAX
Capital at risk
About Ponce Financial Group, Inc.
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
- Ticker
- $PDLB
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 216
- Headquarters
- Bronx, United States
- Website
- www.poncebank.com
PDLB Metrics
BasicAdvanced
$491M
14.42
$1.41
0.54
-
Price and volume
Market cap
$491M
Beta
0.54
52-week high
$21.10
52-week low
$13.91
Average daily volume
76K
Financial strength
Dividend payout ratio (TTM)
3.33%
Profitability
Net profit margin (TTM)
29.68%
Operating margin (TTM)
40.71%
Effective tax rate (TTM)
25.20%
Revenue per employee (TTM)
$530,000
Management effectiveness
Return on assets (TTM)
1.02%
Return on equity (TTM)
6.24%
Valuation
Price to earnings (TTM)
14.416
Price to revenue (TTM)
4.09
Price to book
1.39
Price to tangible book (TTM)
1.39
Price to free cash flow (TTM)
8.234
Free cash flow yield (TTM)
12.14%
Free cash flow per share (TTM)
2.466
Growth
Revenue change (TTM)
25.69%
Earnings per share change (TTM)
97.98%
3-year revenue growth (CAGR)
33.47%
3-year earnings per share growth (CAGR)
11.28%
Bulls say / Bears say
Ponce Financial Group generated net interest income of $30.1 million in the quarter ended June 30, 2026, providing a strong earnings foundation as rates remain elevated. (Reuters via TradingView)
Net loans receivable grew to $2.88 billion as of June 30, 2026, an increase of 10.79% from December 31, 2025, driving higher interest-earning assets. (GlobeNewswire)
Total deposits reached $2.27 billion as of June 30, 2026, up 11.0% from December 31, 2025, strengthening the company’s stable funding base. (GlobeNewswire)
Non-interest income for the six months ended June 30, 2026 declined 19.6% year-over-year to $3.6 million, increasing reliance on net interest income. (GlobeNewswire)
The efficiency ratio rose to 57.41% in Q2 2026 from 56.96% in Q1, reflecting higher operating expenses relative to income. (GlobeNewswire)
Total non-performing assets to total assets increased to 0.67% as of June 30, 2026 from 0.62% in the prior quarter, indicating modest asset quality pressure. (GlobeNewswire)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2026.
Upcoming events
No upcoming events
Funds containing PDLB
Fund name | Fund size | $PDLB weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.01% |
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