Provident Financial Services/$PFS
1D1W1MYTD1Y5YMAX
Capital at risk
About Provident Financial Services
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
- Ticker
- $PFS
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 1,842
- Headquarters
- Jersey City, United States
- Website
- www.provident.bank
PFS Metrics
BasicAdvanced
$3B
9.66
$2.40
0.78
$0.96
4.15%
Price and volume
Market cap
$3B
Beta
0.78
52-week high
$25.49
52-week low
$17.69
Average daily volume
774K
Dividend rate
$0.96
Financial strength
Dividend payout ratio (TTM)
39.78%
Profitability
Net profit margin (TTM)
34.97%
Operating margin (TTM)
53.39%
Effective tax rate (TTM)
27.29%
Revenue per employee (TTM)
$490,000
Management effectiveness
Return on assets (TTM)
1.25%
Return on equity (TTM)
11.14%
Valuation
Price to earnings (TTM)
9.663
Price to revenue (TTM)
3.379
Price to book
1.04
Price to tangible book (TTM)
1.41
Price to free cash flow (TTM)
8.625
Free cash flow yield (TTM)
11.59%
Free cash flow per share (TTM)
2.685
Dividend yield (TTM)
4.15%
Forward dividend yield
4.15%
Growth
Revenue change (TTM)
8.60%
Earnings per share change (TTM)
35.65%
3-year revenue growth (CAGR)
22.13%
3-year earnings per share growth (CAGR)
2.74%
10-year earnings per share growth (CAGR)
6.03%
3-year dividend per share growth (CAGR)
-20.63%
10-year dividend per share growth (CAGR)
-3.42%
What the Analysts think about PFS
Analyst ratings (Buy, Hold, Sell) for Provident Financial Services stock.
Analyst projections of the future price of Provident Financial Services stock.
Bulls say / Bears say
Record pre-provision net revenue supported by strong commercial loan growth and non-interest income in Q2 2026, reflecting effective revenue diversification and operating leverage (Reuters)
Net interest income reached a record $202.7 million in Q2 2026, driven by growth in earning assets and an expanded net interest margin (Reuters)
Non-interest income rose to $32.0 million in Q2 2026, up $4.9 million year-over-year from wealth management and insurance agency businesses, enhancing fee-based revenue streams (Reuters)
Non-performing loans climbed to 0.73% of total loans in Q1 2026, driven by four commercial senior housing loans tied to bankruptcy filings, raising asset quality concerns (Reuters)
Deposits declined by $178.4 million quarter-over-quarter to $19.1 billion in Q1 2026, indicating intensifying competition for funding sources (Reuters)
The planned core system conversion to FIS’s IBS platform poses significant cost risks, as management expects substantial integration expenses that could weigh on profitability in the back half of 2026 (SEC)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2026.
PFS Financial Performance
Revenues and expenses
PFS Earnings Performance
Company profitability
Upcoming events
No upcoming events
PFS News
AllArticlesVideos
Funds containing PFS
AllUSDGBPEUR
Fund name | Fund size | $PFS weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.16% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.16% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.10% |
L&G Global Quality Dividends£LDGG | £279M | 0.06% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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