PennyMac Financial Services/$PFSI
1D1W1MYTD1Y5YMAX
Capital at risk
About PennyMac Financial Services
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
- Ticker
- $PFSI
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 5,543
- Headquarters
- Westlake Village, United States
- Website
- pfsi.pennymac.com
PFSI Metrics
BasicAdvanced
$3.5B
9.33
$7.30
1.43
$1.20
1.76%
Price and volume
Market cap
$3.5B
Beta
1.43
52-week high
$160.36
52-week low
$67.54
Average daily volume
539K
Dividend rate
$1.20
Financial strength
Current ratio
0.897
Quick ratio
0.467
Long term debt to equity
1.468
Total debt to equity
5.461
Dividend payout ratio (TTM)
16.11%
Profitability
Gross margin (TTM)
84.49%
Net profit margin (TTM)
13.06%
Operating margin (TTM)
15.35%
Effective tax rate (TTM)
22.61%
Revenue per employee (TTM)
$600,000
Management effectiveness
Return on assets (TTM)
1.45%
Return on equity (TTM)
9.38%
Valuation
Price to earnings (TTM)
9.326
Price to revenue (TTM)
1.176
Price to book
0.81
Price to tangible book (TTM)
0.81
Price to free cash flow (TTM)
-2.88
Free cash flow yield (TTM)
-34.72%
Free cash flow per share (TTM)
-23.63
Dividend yield (TTM)
1.76%
Forward dividend yield
1.76%
Growth
Revenue change (TTM)
9.82%
Earnings per share change (TTM)
0.89%
3-year revenue growth (CAGR)
20.54%
10-year revenue growth (CAGR)
11.59%
3-year earnings per share growth (CAGR)
14.22%
10-year earnings per share growth (CAGR)
15.32%
3-year dividend per share growth (CAGR)
14.47%
What the Analysts think about PFSI
Analyst ratings (Buy, Hold, Sell) for PennyMac Financial Services stock.
Analyst projections of the future price of PennyMac Financial Services stock.
Bulls say / Bears say
Acquisition of Cenlar’s subservicing business, expected to close in Q4 2026, will add up to $740 billion in UPB and bring total servicing portfolio above $1 trillion, driving scale-based operating leverage and diversified fee income. (Business Wire)
Deployment of an AI-enabled consumer direct loan origination system has automated processes via AI agents and a proprietary virtual assistant, reducing production costs and enhancing operational efficiency. (MarketScreener)
Servicing portfolio UPB grew 4% year-over-year to $731 billion in Q2 2026, underpinning stable, fee-based revenue amid origination headwinds. (MarketScreener)
Production segment pretax income fell to $38 million in Q2 2026 from $58 million in the second quarter of 2025, despite margin expansion, underscoring origination volume weakness in a high-rate environment. (Business Wire)
Significant hedging losses of $186 million in Q2 2026 resulted in a $77 million net valuation-related loss, highlighting earnings volatility tied to interest-rate hedges. (MarketScreener)
Annualized return on equity dropped to 2% in Q2 2026 from 14% in the year-ago quarter, reflecting sharply compressed profitability and capital efficiency. (Business Wire)
Data summarised monthly by Lightyear AI. Last updated on 26 Aug 2026.
PFSI Financial Performance
Revenues and expenses
PFSI Earnings Performance
Company profitability
Upcoming events
No upcoming events
PFSI News
AllArticlesVideos
ROSEN, SKILLED INVESTOR COUNSEL, Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSI
Newsfile Corp2 weeks ago
ROSEN, A LEADING NATIONAL FIRM, Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSI
Newsfile Corp2 weeks ago
ROSEN, A TOP-RANKED LAW FIRM, Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSI
Newsfile Corp3 weeks ago
Funds containing PFSI
AllEURGBPUSD
Fund name | Fund size | $PFSI weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.07% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.05% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.05% |
iShares MSCI World Small Cap$WSML | $9B | 0.02% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.