PennyMac Financial Services/$PFSI
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About PennyMac Financial Services
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. residential mortgage loans. The company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities. The servicing segment performs loan servicing for newly originated loans.
Ticker
$PFSI
Sector
Finance
Primary listing
NYSE
Employees
4,779
Headquarters
Website
PFSI Metrics
BasicAdvanced
$5.1B
13.60
$7.22
1.50
$1.20
1.22%
Price and volume
Market cap
$5.1B
Beta
1.5
52-week high
$116.12
52-week low
$85.74
Average daily volume
455K
Dividend rate
$1.20
Financial strength
Current ratio
0.876
Quick ratio
0.367
Long term debt to equity
137.248
Total debt to equity
460.081
Dividend payout ratio (TTM)
16.08%
Profitability
Gross margin (TTM)
90.95%
Net profit margin (TTM)
10.83%
Operating margin (TTM)
11.35%
Effective tax rate (TTM)
4.29%
Revenue per employee (TTM)
$750,000
Management effectiveness
Return on assets (TTM)
1.69%
Return on equity (TTM)
10.05%
Valuation
Price to earnings (TTM)
13.603
Price to revenue (TTM)
1.413
Price to book
1.26
Price to tangible book (TTM)
1.29
Price to free cash flow (TTM)
-3.082
Free cash flow yield (TTM)
-32.45%
Free cash flow per share (TTM)
-31.86
Dividend yield (TTM)
1.22%
Forward dividend yield
1.22%
Growth
Revenue change (TTM)
86.40%
Earnings per share change (TTM)
97.42%
3-year revenue growth (CAGR)
10.80%
10-year revenue growth (CAGR)
17.60%
3-year earnings per share growth (CAGR)
-15.45%
10-year earnings per share growth (CAGR)
14.27%
3-year dividend per share growth (CAGR)
14.47%
What the Analysts think about PFSI
Analyst ratings (Buy, Hold, Sell) for PennyMac Financial Services stock.
Bulls say / Bears say
PennyMac Financial Services reported a net income of $311.4 million for the full year 2024, more than doubling from $144.7 million in 2023, indicating strong financial performance. (nasdaq.com)
The company's servicing portfolio grew to $665.8 billion in unpaid principal balance by the end of 2024, a 10% increase from the previous year, enhancing its revenue base. (housingwire.com)
PennyMac increased its quarterly cash dividend to $0.30 per share in 2024, a 50% rise from $0.20, reflecting confidence in sustained profitability. (nasdaq.com)
In Q4 2024, PennyMac's earnings per share of $2.88 missed the Zacks Consensus Estimate of $3.05, indicating potential challenges in meeting analyst expectations. (nasdaq.com)
The company's Q4 2024 revenue of $470.11 million fell short of analyst estimates by 10.26%, suggesting possible revenue growth concerns. (nasdaq.com)
PennyMac's net income in Q3 2024 was $69.4 million, a 25% decrease from Q3 2023, raising questions about its ability to sustain profit levels. (simplywall.st)
Data summarised monthly by Lightyear AI. Last updated on 11 Jul 2025.
PFSI Financial Performance
Revenues and expenses
PFSI Earnings Performance
Company profitability
PFSI News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Aug13
PennyMac Financial Services
Dividend·Ex-dividend
Aug22
PennyMac Financial Services
Dividend·Payment
$0.30Per share
FAQs
What’s the current market cap for PennyMac Financial Services stock?
PennyMac Financial Services (PFSI) has a market cap of $5.1B as of August 09, 2025.
What is the P/E ratio for PennyMac Financial Services stock?
The price to earnings (P/E) ratio for PennyMac Financial Services (PFSI) stock is 13.6 as of August 09, 2025.
Does PennyMac Financial Services stock pay dividends?
Yes, the PennyMac Financial Services (PFSI) stock pays dividends to shareholders. As of August 09, 2025, the dividend rate is $1.2 and the yield is 1.22%. PennyMac Financial Services has a payout ratio of 16.08% on a trailing twelve-month basis.
When is the next PennyMac Financial Services dividend payment date?
The next PennyMac Financial Services (PFSI) dividend payment is scheduled for August 22, 2025.
What is the beta indicator for PennyMac Financial Services?
PennyMac Financial Services (PFSI) has a beta rating of 1.5. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.