Progressive/$PGR

13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX

About Progressive

Progressive underwrites private and commercial auto insurance and specialty lines; it has almost 24 million personal auto policies in force and is one of the largest auto insurers in the United States. Progressive markets its policies through independent insurance agencies in the US and Canada and directly via the internet and telephone. Its premiums are split roughly equally between the agent and the direct channel. The company also offers commercial auto policies and entered homeowners insurance through an acquisition in 2015.

Ticker

$PGR
Sector

Primary listing

NYSE

Employees

66,308

Progressive Metrics

BasicAdvanced
$144B
13.84
$17.75
0.33
$4.90
0.16%

What the Analysts think about Progressive

Analyst ratings (Buy, Hold, Sell) for Progressive stock.

Bulls say / Bears say

Combined ratio improved to 86.2% in Q2 2025 from 91.9% a year earlier, reflecting stronger underwriting profitability thanks to fewer catastrophe losses and better reserve development. (Reuters)
Net premiums written climbed 12% to $20.08 billion in Q2 2025, while policies in force increased 16% to 36.1 million, highlighting strong growth and new customer acquisition. (Reuters)
Net income more than doubled to $3.18 billion ($5.40 per share) in Q2 2025, demonstrating scalable profitability in the personal lines segment. (Reuters)
The 25% U.S. tariffs on auto imports enacted April 3, 2025 could raise vehicle repair costs and claims expenses, putting pressure on Progressive’s loss ratio if price increases do not keep up with cost inflation. (Reuters)
Progressive’s shares have risen only about 1% year-to-date versus a 6.2% increase in the S&P 500, reflecting investor concerns about future growth and valuation. (Reuters)
Progressive’s Q2 2025 10-Q warns it may exceed Florida’s statutory profit cap for personal auto insurance during 2023–2025, potentially requiring policyholder refunds and adding earnings uncertainty. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2025.

Progressive Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Progressive Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

Buy $PGR

Sign up or log in to buy
Capital at risk
Market open

Upcoming events

FAQs