Progressive/$PGR
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15:10
16:45
18:25
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About Progressive
Progressive underwrites private and commercial auto insurance and specialty lines; it has almost 24 million personal auto policies in force and is one of the largest auto insurers in the United States. Progressive markets its policies through independent insurance agencies in the US and Canada and directly via the internet and telephone. Its premiums are split roughly equally between the agent and the direct channel. The company also offers commercial auto policies and entered homeowners insurance through an acquisition in 2015.
Ticker
$PGR
Sector
Primary listing
NYSE
Employees
66,308
Headquarters
Website
Progressive Metrics
BasicAdvanced
$130B
12.17
$18.22
0.32
$4.90
0.18%
Price and volume
Market cap
$130B
Beta
0.32
52-week high
$292.99
52-week low
$217.20
Average daily volume
3.2M
Dividend rate
$4.90
Financial strength
Current ratio
0.281
Quick ratio
0.229
Long term debt to equity
19.455
Total debt to equity
19.455
Interest coverage (TTM)
49.42%
Profitability
EBITDA (TTM)
14,099.8
Gross margin (TTM)
17.91%
Net profit margin (TTM)
12.58%
Operating margin (TTM)
16.19%
Effective tax rate (TTM)
20.69%
Revenue per employee (TTM)
$1,280,000
Management effectiveness
Return on assets (TTM)
7.60%
Return on equity (TTM)
34.22%
Valuation
Price to earnings (TTM)
12.17
Price to revenue (TTM)
1.526
Price to book
3.67
Price to tangible book (TTM)
3.67
Dividend yield (TTM)
2.21%
Forward dividend yield
0.18%
Growth
Revenue change (TTM)
18.35%
Earnings per share change (TTM)
32.41%
3-year revenue growth (CAGR)
20.55%
10-year revenue growth (CAGR)
15.24%
3-year earnings per share growth (CAGR)
134.17%
10-year earnings per share growth (CAGR)
23.48%
3-year dividend per share growth (CAGR)
37.13%
10-year dividend per share growth (CAGR)
21.72%
What the Analysts think about Progressive
Analyst ratings (Buy, Hold, Sell) for Progressive stock.
Bulls say / Bears say
Combined ratio improved to 86.2% in Q2 2025 from 91.9% a year earlier, reflecting stronger underwriting profitability thanks to fewer catastrophe losses and better reserve development. (Reuters)
Net premiums written climbed 12% to $20.08 billion in Q2 2025, while policies in force increased 16% to 36.1 million, highlighting strong growth and new customer acquisition. (Reuters)
Net income more than doubled to $3.18 billion ($5.40 per share) in Q2 2025, demonstrating scalable profitability in the personal lines segment. (Reuters)
The 25% U.S. tariffs on auto imports enacted April 3, 2025 could raise vehicle repair costs and claims expenses, putting pressure on Progressive’s loss ratio if price increases do not keep up with cost inflation. (Reuters)
Progressive’s shares have risen only about 1% year-to-date versus a 6.2% increase in the S&P 500, reflecting investor concerns about future growth and valuation. (Reuters)
Progressive’s Q2 2025 10-Q warns it may exceed Florida’s statutory profit cap for personal auto insurance during 2023–2025, potentially requiring policyholder refunds and adding earnings uncertainty. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2025.
Progressive Financial Performance
Revenues and expenses
Progressive Earnings Performance
Company profitability
Progressive News
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FAQs
What’s the current market cap for Progressive stock?
Progressive (PGR) has a market cap of $130B as of October 17, 2025.
What is the P/E ratio for Progressive stock?
The price to earnings (P/E) ratio for Progressive (PGR) stock is 12.17 as of October 17, 2025.
Does Progressive stock pay dividends?
Yes, the Progressive (PGR) stock pays dividends to shareholders. As of October 17, 2025, the dividend rate is $4.9 and the yield is 0.18%. Progressive has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Progressive dividend payment date?
The next Progressive (PGR) dividend payment date is unconfirmed.
What is the beta indicator for Progressive?
Progressive (PGR) has a beta rating of 0.32. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.