PGY Stock Price, Performance & Company Data

Pagaya shares jump after Q2 EPS of $1.07 topped $0.72 consensus and revenue of $387 million beat forecasts, with 19% year-over-year growth.

5 hours ago·Lightyear AI

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About Pagaya Technologies Ltd.

Pagaya Technologies Ltd is a product-focused technology company. It uses machine learning, a vast data network, and an AI-driven approach to offer comprehensive consumer credit and residential real estate products for its partners, their customers, and investors. Its suite of products includes Decline Monetization, Dual Look, First Look, Affiliate Optimizer Engine, Direct Marketing Engine, and FastPass, providing lenders with an AI-powered credit and acquisition ecosystem that helps them approve more borrowers, capture more demand, and grow without adding risk. Geographically, the company generates maximum revenue from its business in the United States.

Ticker

$PGY

Sector

Software & Cloud Services

Primary listing

NASDAQ

Employees

511

Headquarters

New York, United States

Website

pagaya.com

PGY Metrics

BasicAdvanced

$1.6bn

13.00

$1.48

Bulls say / Bears say

Pagaya reported record network volume of $3.5 billion in Q2 2026, up 33% year-over-year, driven by growth in its Auto vertical and platform adoption (Business Wire).

Adjusted EBITDA for Q2 2026 reached $124 million, a 43% increase year-over-year, reflecting strong operating leverage as the B2B2C AI credit platform scales (Business Wire).

Management raised full-year 2026 GAAP net income guidance to $155 million–$180 million, up roughly 25% at the midpoint, underscoring confidence in sustained profitable growth (Business Wire).

Fee Revenue Less Production Costs (FRLPC) margin contracted by 61 basis points to 4.2% of network volume in Q2 2026, indicating margin pressure from asset class mix shifts and higher funding costs (Business Wire).

The company raised $3.7 billion through 6 ABS transactions in Q2 2026, highlighting its dependence on public securitization markets, which may be vulnerable to volatility and tighter credit conditions (Business Wire).

Pagaya’s reliance on a limited number of lending partners presents concentration risk for network volume and revenue if key relationships falter, per its own risk disclosures (Business Wire).

Data summarised monthly by Lightyear AI. Last updated on 3 Aug 2026.

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