Phoenix Group Holdings/£PHNX

07:00
09:10
11:15
13:25
15:30
1D1W1MYTD1Y5YMAX

About Phoenix Group Holdings

Phoenix Group Holdings, founded in 1782, operates within the financial services sector, specifically focusing on life insurance and pension funds. As a UK-based company, it primarily serves customers in the United Kingdom, providing long-term savings and retirement products. The firm is listed under the ticker PHNX and has developed a reputation for consolidating closed life and pension funds.

Ticker

£PHNX
Sector

Primary listing

LSE

Employees

6,980

PHNX Metrics

BasicAdvanced
£6.6B
-
-£0.63
0.79
£0.54
8.22%

What the Analysts think about PHNX

Analyst ratings (Buy, Hold, Sell) for Phoenix Group Holdings stock.

Bulls say / Bears say

Phoenix lifted its total cash generation guidance to £5.1 billion from £4.4 billion for 2024–26 after generating £1.8 billion in 2024—well above the City’s £1.5 billion estimate.
Full-year 2024 adjusted operating profit before tax reached £825 million, beating the £734 million consensus and showing strong momentum in both the Pensions & Savings and Retirement Solutions businesses.
The company raised its 2026 adjusted operating profit target to £1.1 billion from £900 million, signaling management’s confidence in sustaining earnings growth.
Peel Hunt downgraded Phoenix Group from “add” to “hold”, pointing to a sluggish bulk purchase annuity market and weak retail inflows in the first half of 2025, highlighting challenges for the group's core de-risking segment.
Phoenix’s IFRS shareholders’ equity fell 56% to £1.21 billion in FY 2024, and it posted a pre-tax loss of £1.45 billion, reflecting major swings from economic variances and higher interest rates.
The FCA’s Consumer Duty review, with consultations on retail investments and pensions expected in the first half of 2025, could lead to tougher customer outcome rules and higher compliance costs for Phoenix’s savings and retirement products.
Data summarised monthly by Lightyear AI. Last updated on 1 Sept 2025.

PHNX Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

PHNX Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.

Buy £PHNX

Sign up or log in to buy
Capital at risk
Market open

Upcoming events

Sept25
Phoenix Group Holdings
DividendEx-dividend
Oct30
Phoenix Group Holdings
DividendPayment
£0.2735Per share
FAQs