Phoenix Group Holdings/£PHNX
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11:15
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1D1W1MYTD1Y5YMAX
About Phoenix Group Holdings
Phoenix Group Holdings, founded in 1782, operates within the financial services sector, specifically focusing on life insurance and pension funds. As a UK-based company, it primarily serves customers in the United Kingdom, providing long-term savings and retirement products. The firm is listed under the ticker PHNX and has developed a reputation for consolidating closed life and pension funds.
Ticker
£PHNX
Sector
Primary listing
LSE
Employees
6,980
Headquarters
Website
PHNX Metrics
BasicAdvanced
£6.6B
-
-£0.63
0.79
£0.54
8.22%
Price and volume
Market cap
£6.6B
Beta
0.79
52-week high
£7.00
52-week low
£4.75
Average daily volume
2.7M
Dividend rate
£0.54
Financial strength
Current ratio
0.185
Quick ratio
0.076
Long term debt to equity
193.415
Total debt to equity
193.415
Interest coverage (TTM)
-0.18%
Profitability
EBITDA (TTM)
-31
Gross margin (TTM)
9.56%
Net profit margin (TTM)
-3.44%
Operating margin (TTM)
-0.29%
Effective tax rate (TTM)
-36.74%
Revenue per employee (TTM)
£2,510,000
Management effectiveness
Return on assets (TTM)
-0.01%
Return on equity (TTM)
-25.37%
Valuation
Price to revenue (TTM)
0.376
Price to book
5.22
Price to tangible book (TTM)
5.87
Price to free cash flow (TTM)
5.054
Free cash flow yield (TTM)
19.79%
Free cash flow per share (TTM)
1.3
Dividend yield (TTM)
8.22%
Growth
Revenue change (TTM)
-30.65%
Earnings per share change (TTM)
75.05%
3-year revenue growth (CAGR)
635.51%
10-year revenue growth (CAGR)
18.04%
3-year earnings per share growth (CAGR)
-23.84%
10-year earnings per share growth (CAGR)
-4.05%
3-year dividend per share growth (CAGR)
3.32%
10-year dividend per share growth (CAGR)
0.24%
What the Analysts think about PHNX
Analyst ratings (Buy, Hold, Sell) for Phoenix Group Holdings stock.
Bulls say / Bears say
Phoenix lifted its total cash generation guidance to £5.1 billion from £4.4 billion for 2024–26 after generating £1.8 billion in 2024—well above the City’s £1.5 billion estimate.
Full-year 2024 adjusted operating profit before tax reached £825 million, beating the £734 million consensus and showing strong momentum in both the Pensions & Savings and Retirement Solutions businesses.
The company raised its 2026 adjusted operating profit target to £1.1 billion from £900 million, signaling management’s confidence in sustaining earnings growth.
Peel Hunt downgraded Phoenix Group from “add” to “hold”, pointing to a sluggish bulk purchase annuity market and weak retail inflows in the first half of 2025, highlighting challenges for the group's core de-risking segment.
Phoenix’s IFRS shareholders’ equity fell 56% to £1.21 billion in FY 2024, and it posted a pre-tax loss of £1.45 billion, reflecting major swings from economic variances and higher interest rates.
The FCA’s Consumer Duty review, with consultations on retail investments and pensions expected in the first half of 2025, could lead to tougher customer outcome rules and higher compliance costs for Phoenix’s savings and retirement products.
Data summarised monthly by Lightyear AI. Last updated on 1 Sept 2025.
PHNX Financial Performance
Revenues and expenses
PHNX Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
Sept25
Phoenix Group Holdings
DividendEx-dividend
Oct30
Phoenix Group Holdings
DividendPayment
£0.2735Per share
FAQs
What’s the current market cap for Phoenix Group Holdings stock?
Phoenix Group Holdings (PHNX) has a market cap of £6.6B as of September 16, 2025.
What is the P/E ratio for Phoenix Group Holdings stock?
The price to earnings (P/E) ratio for Phoenix Group Holdings (PHNX) stock is 0 as of September 16, 2025.
Does Phoenix Group Holdings stock pay dividends?
Yes, the Phoenix Group Holdings (PHNX) stock pays dividends to shareholders. As of September 16, 2025, the dividend rate is £0.54 and the yield is 8.22%. Phoenix Group Holdings has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Phoenix Group Holdings dividend payment date?
The next Phoenix Group Holdings (PHNX) dividend payment is scheduled for October 30, 2025.
What is the beta indicator for Phoenix Group Holdings?
Phoenix Group Holdings (PHNX) has a beta rating of 0.79. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.