PKO Bank Polski S.A/zł PKO
1D1W1MYTD1Y5YMAX
Capital at risk
About PKO Bank Polski S.A
PKO Bank Polski S.A. is a prominent financial institution based in Warsaw, Poland, operating primarily in the banking and financial services industry. The company offers a range of products and services, including retail and corporate banking, investment banking, asset management, and insurance. Founded in 1919, PKO Bank Polski has a significant presence in Poland with extensive branch and ATM networks, serving millions of individual and corporate clients. The bank leverages its comprehensive digital platform to provide innovative banking solutions, reinforced by a solid technological infrastructure. Its strategic positioning is strengthened by a deep-rooted market presence and a focus on digital transformation, which enhances customer experience and operational efficiency.
- Ticker
- zł PKO
- Sector
- Finance
- Primary listing
- WSE
- Employees
- 26,015
- Headquarters
- Warsaw, Poland
- Website
- www.pkobp.pl
PKO Metrics
BasicAdvanced
zł 150B
13.89
zł 8.67
0.63
zł 6.14
5.10%
Price and volume
Market cap
zł 150B
Beta
0.63
52-week high
zł 121.34
52-week low
zł 67.78
Average daily volume
2.2M
Dividend rate
zł 6.14
Financial strength
Dividend payout ratio (TTM)
63.18%
Profitability
Net profit margin (TTM)
37.21%
Operating margin (TTM)
62.44%
Effective tax rate (TTM)
28.80%
Revenue per employee (TTM)
zł 1,120,000
Management effectiveness
Return on assets (TTM)
1.88%
Return on equity (TTM)
20.11%
Valuation
Price to earnings (TTM)
13.892
Price to revenue (TTM)
5.169
Price to book
2.68
Price to tangible book (TTM)
2.9
Price to free cash flow (TTM)
-3.249
Free cash flow yield (TTM)
-30.78%
Free cash flow per share (TTM)
-37.084
Dividend yield (TTM)
5.10%
Forward dividend yield
5.10%
Growth
Revenue change (TTM)
0.25%
Earnings per share change (TTM)
8.10%
3-year revenue growth (CAGR)
17.99%
3-year earnings per share growth (CAGR)
45.77%
10-year earnings per share growth (CAGR)
14.61%
3-year dividend per share growth (CAGR)
68.65%
Bulls say / Bears say
PKO BP reported a net profit of PLN 5.29 billion in H1 2026, up 3.1 percent year-on-year, underscoring resilient core performance despite market headwinds. (Reuters via Investing.com)
Financing of Polish households and the economy grew 13.9 percent year-on-year in H1 2026, driving strong loan book expansion and supporting net interest income growth. (PKO BP press release)
Net fee and commission income rose 10.1 percent year-on-year to PLN 2.79 billion in H1 2026, bolstering non-interest revenue streams. (Reuters via Investing.com)
H1 2026 included a PLN 0.7 billion provision for Swiss franc mortgage legal risk, which directly weighed on first-half earnings. (PKO Bank Polski press release)
PKO BP incurred preliminary Q2 2026 legal risk costs of PLN 297 million related to FX mortgage loans, indicating ongoing litigation exposure. (Reuters via TradingView)
The special tax on certain financial institutions rose to PLN 357 million in Q2 2026, up from PLN 322 million a year earlier, squeezing net profit margins. (PKO BP interim financial statements)
Data summarised monthly by Lightyear AI. Last updated on 23 Aug 2026.
Upcoming events
No upcoming events
Funds containing PKO
AllGBPEUR
Fund name | Fund size | zł PKO weighting |
|---|---|---|
Amundi S&P 500£500G | £6.6B | 0.60% |
Amundi STOXX Europe 600€MEUD | €7.6B | 0.15% |
Amundi STOXX Europe 600£MEUD | £6.6B | 0.14% |
SPDR MSCI All Country World€SPYY | €17B | 0.03% |
SPDR MSCI All Country World£ACWI | £14B | 0.03% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.