Palomar Holdings/$PLMR
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Palomar Holdings
Palomar Holdings Inc that provides property and casualty insurance products to individuals and businesses. It provides insurance products serving five categories: Earthquake, Inland Marine and Other Property, Casualty, Fronting, and Crop. Company distribute products through multiple channels, including retail agents, program administrators, wholesale brokers, and partnerships with other insurance companies. The company's Earthquake product generate high premium.
- Ticker
- $PLMR
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 439
- Headquarters
- La Jolla, United States
- Website
- plmr.com
Palomar Holdings Metrics
BasicAdvanced
$3.6B
18.43
$7.44
0.39
$0.45
1.31%
Price and volume
Market cap
$3.6B
Beta
0.39
52-week high
$147.62
52-week low
$100.81
Average daily volume
248K
Dividend rate
$0.45
Financial strength
Current ratio
0.541
Quick ratio
0.268
Long term debt to equity
0.302
Total debt to equity
0.302
Interest coverage (TTM)
32.60%
Profitability
EBITDA (TTM)
289.495
Gross margin (TTM)
26.79%
Net profit margin (TTM)
18.61%
Operating margin (TTM)
24.87%
Effective tax rate (TTM)
22.77%
Revenue per employee (TTM)
$2,490,000
Management effectiveness
Return on assets (TTM)
4.99%
Return on equity (TTM)
22.23%
Valuation
Price to earnings (TTM)
18.428
Price to revenue (TTM)
3.333
Price to book
3.66
Price to tangible book (TTM)
4.83
Price to free cash flow (TTM)
8.941
Free cash flow yield (TTM)
11.18%
Free cash flow per share (TTM)
15.342
Dividend yield (TTM)
0.33%
Forward dividend yield
1.31%
Growth
Revenue change (TTM)
59.98%
Earnings per share change (TTM)
31.05%
3-year revenue growth (CAGR)
46.25%
3-year earnings per share growth (CAGR)
48.87%
What the Analysts think about Palomar Holdings
Analyst ratings (Buy, Hold, Sell) for Palomar Holdings stock.
Analyst projections of the future price of Palomar Holdings stock.
Bulls say / Bears say
Second-quarter gross written premiums rose 27%, adjusted net income climbed 31% and adjusted EPS grew 34%; Palomar lifted its 2026 adjusted net income guidance to $270–280 million, implying about 27% growth at the midpoint. (GlobeNewswire)
Growth is broadening beyond earthquake insurance: second-quarter crop premiums rose 96% and casualty premiums rose 36.8%, while management raised its 2026 crop premium outlook to more than $400 million and launched a new crop policy platform. (The Motley Fool)
Palomar added about $421 million of earthquake reinsurance capacity, taking total cover to $3.92 billion while keeping event retentions unchanged. The company said its coverage exceeds its estimated 1-in-250-year peak-zone loss, helping it support growth while limiting catastrophe exposure. (SEC)
Underwriting profitability weakened as the second-quarter loss ratio rose to 34.5% from 25.7% and the adjusted combined ratio increased to 76.7% from 73.1%. Palomar linked higher attritional losses to growth in crop and casualty, so faster premium growth is not yet translating into stronger margins. (GlobeNewswire)
Commercial earthquake pricing is under pressure: management reported rate declines of more than 20% in that market, and total earthquake premiums slipped 0.7% year on year as residential growth was offset by commercial competition. (The Motley Fool)
The shares may already price in strong execution: one October valuation analysis put Palomar at 17.9 times earnings, against its estimated fair multiple of 12.8 times and an 11-times average for US insurers. That leaves less room for disappointment if growth or underwriting results soften. (Simply Wall St)
Data summarised monthly by Lightyear AI. Last updated on 30 Oct 2026.
Palomar Holdings Financial Performance
Revenues and expenses
Palomar Holdings Earnings Performance
Company profitability
Upcoming events
No upcoming events
Palomar Holdings News
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Funds containing Palomar Holdings
AllUSDEURGBP
Fund name | Fund size | $PLMR weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.20% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.20% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.12% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | $3.2B | 0.12% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.12% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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