Palomar Holdings/$PLMR
1D1W1MYTD1Y5YMAX
Capital at risk
About Palomar Holdings
Palomar Holdings Inc that provides property and casualty insurance products to individuals and businesses. It provides insurance products serving five categories: Earthquake, Inland Marine and Other Property, Casualty, Fronting, and Crop. Company distribute products through multiple channels, including retail agents, program administrators, wholesale brokers, and partnerships with other insurance companies. The company's Earthquake product generate high premium.
- Ticker
- $PLMR
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 439
- Headquarters
- La Jolla, United States
- Website
- plmr.com
Palomar Holdings Metrics
BasicAdvanced
$3.6B
18.60
$7.44
0.39
$0.45
1.30%
Price and volume
Market cap
$3.6B
Beta
0.39
52-week high
$147.62
52-week low
$100.81
Average daily volume
212K
Dividend rate
$0.45
Financial strength
Current ratio
0.541
Quick ratio
0.268
Long term debt to equity
0.302
Total debt to equity
0.302
Interest coverage (TTM)
32.60%
Profitability
EBITDA (TTM)
289.495
Gross margin (TTM)
27.35%
Net profit margin (TTM)
18.61%
Operating margin (TTM)
24.87%
Effective tax rate (TTM)
22.77%
Revenue per employee (TTM)
$2,490,000
Management effectiveness
Return on assets (TTM)
4.99%
Return on equity (TTM)
22.23%
Valuation
Price to earnings (TTM)
18.599
Price to revenue (TTM)
3.363
Price to book
3.7
Price to tangible book (TTM)
4.87
Price to free cash flow (TTM)
9.024
Free cash flow yield (TTM)
11.08%
Free cash flow per share (TTM)
15.342
Dividend yield (TTM)
0.33%
Forward dividend yield
1.30%
Growth
Revenue change (TTM)
59.98%
Earnings per share change (TTM)
31.05%
3-year revenue growth (CAGR)
46.25%
3-year earnings per share growth (CAGR)
48.87%
Bulls say / Bears say
Gross written premiums increased by 27.0% year-over-year to $630.5 million in Q2 2026, underscoring robust top-line growth. (SEC)
Adjusted net income grew 31.4% to a record $63.8 million in Q2 2026, marking the 15th consecutive earnings beat and prompting a third upward revision to full-year adjusted net income guidance. (SEC)
Completion of the Gray Casualty & Surety Company acquisition on January 31, 2026 expands Palomar’s specialty platform into the surety & credit market, diversifying revenue streams with uncorrelated product lines. (Reuters)
Adjusted combined ratio worsened to 76.7% in Q2 2026 from 73.1% in the year-ago quarter, reflecting rising underwriting expense pressure. (SEC)
Commercial earthquake renewal rates declined approximately 18% in Q1 2026 and are expected to persist through the year, putting pressure on one of Palomar’s highest-premium segments. (Reuters)
Total loss ratio increased to 34.5% in Q2 2026 from 25.7% a year earlier, indicating heightened claims volatility that could erode underwriting margins. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2026.
Upcoming events
No upcoming events
Palomar Holdings News
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Funds containing Palomar Holdings
AllUSDGBPEUR
Fund name | Fund size | $PLMR weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.21% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.21% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.12% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.12% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.12% |
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