PRA Group/$PRAA
1D1W1MYTD1Y5YMAX
Capital at risk
About PRA Group
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
- Ticker
- $PRAA
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 2,417
- Headquarters
- Norfolk, United States
- Website
- www.pragroup.com
PRA Group Metrics
BasicAdvanced
$719M
-
-$6.87
1.10
-
Price and volume
Market cap
$719M
Beta
1.1
52-week high
$22.55
52-week low
$10.25
Average daily volume
379K
Financial strength
Current ratio
18.615
Quick ratio
18.311
Long term debt to equity
340.138
Total debt to equity
340.556
Interest coverage (TTM)
1.79%
Profitability
EBITDA (TTM)
487.6
Gross margin (TTM)
100.00%
Net profit margin (TTM)
-19.91%
Operating margin (TTM)
36.10%
Effective tax rate (TTM)
-34.50%
Revenue per employee (TTM)
$550,000
Management effectiveness
Return on assets (TTM)
5.63%
Return on equity (TTM)
-20.25%
Valuation
Price to revenue (TTM)
0.554
Price to book
0.69
Price to tangible book (TTM)
0.71
Price to free cash flow (TTM)
-19.476
Free cash flow yield (TTM)
-5.13%
Free cash flow per share (TTM)
-0.981
Growth
Revenue change (TTM)
17.60%
Earnings per share change (TTM)
-396.26%
3-year revenue growth (CAGR)
16.94%
10-year revenue growth (CAGR)
3.84%
3-year earnings per share growth (CAGR)
131.10%
10-year earnings per share growth (CAGR)
9.84%
What the Analysts think about PRA Group
Analyst ratings (Buy, Hold, Sell) for PRA Group stock.
Analyst projections of the future price of PRA Group stock.
Bulls say / Bears say
In Q2 2026, PRA Group delivered net income of $58 million, or diluted EPS of $1.51, beating the analyst consensus estimate of $0.53 by $0.99 and underscoring strong operational momentum. (MarketBeat(marketbeat.com))
European estimated remaining collections (ERC) rose by $349 million in Q2 2026 following a comprehensive portfolio review, reflecting more than six years of sustained overperformance and bolstering future portfolio income. (PRNewswire(ir.pragroup.com))
Based on average purchase price multiples, PRA Group would need to invest approximately $1 billion over the next 12 months to sustain its current ERC levels, posing a significant capital demand. (Yahoo Finance(finance.yahoo.com))
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2026.
PRA Group Financial Performance
Revenues and expenses
PRA Group Earnings Performance
Company profitability
Upcoming events
No upcoming events
PRA Group News
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Funds containing PRA Group
AllEURGBPUSD
Fund name | Fund size | $PRAA weighting |
|---|---|---|
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.04% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.04% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.02% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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