Porch Group/$PRCH
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Porch Group
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
- Ticker
- $PRCH
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 801
- Headquarters
- Seattle, United States
- Website
- porchgroup.com
Porch Group Metrics
BasicAdvanced
$2.3B
233.69
$0.09
3.16
-
Price and volume
Market cap
$2.3B
Beta
3.16
52-week high
$21.30
52-week low
$6.36
Average daily volume
1.9M
Financial strength
Current ratio
2.565
Quick ratio
2.294
Long term debt to equity
13.203
Total debt to equity
13.62
Interest coverage (TTM)
0.72%
Profitability
EBITDA (TTM)
70.226
Gross margin (TTM)
72.06%
Net profit margin (TTM)
1.81%
Operating margin (TTM)
7.95%
Effective tax rate (TTM)
88.60%
Revenue per employee (TTM)
$660,000
Management effectiveness
Return on assets (TTM)
3.19%
Return on equity (TTM)
5.56%
Valuation
Price to earnings (TTM)
233.692
Price to revenue (TTM)
4.23
Price to book
309.4
Price to tangible book (TTM)
-10.36
Price to free cash flow (TTM)
22.744
Free cash flow yield (TTM)
4.40%
Free cash flow per share (TTM)
0.904
Growth
Revenue change (TTM)
15.64%
Earnings per share change (TTM)
-67.46%
3-year revenue growth (CAGR)
11.76%
3-year earnings per share growth (CAGR)
-62.96%
What the Analysts think about Porch Group
Analyst ratings (Buy, Hold, Sell) for Porch Group stock.
Analyst projections of the future price of Porch Group stock.
Bulls say / Bears say
Insurance momentum is accelerating: Q3 Reciprocal policies written rose 42% year on year, Insurance Services revenue grew 39%, and producing agency branches increased 114%. That gives Porch’s core insurance-fee business a growing pipeline. (Porch Group)
Earnings are scaling faster than sales: Q3 adjusted EBITDA excluding the Reciprocal more than doubled to $44.5 million, Porch reported $12.2 million of net income, and it raised its 2026 EBITDA outlook to $135–140 million. This is evidence that growth is translating into stronger earnings. (Porch Group)
The Allied Trust deal could add new markets and earnings: Porch expects it to contribute about $200 million of written premium and $25 million of adjusted EBITDA in its first full year, and says the purchase price for the MGA and captive equates to less than four times expected EBITDA. Louisiana would also be a new market for the Reciprocal. (Porch Group, Porch Group)
Policy growth is running well ahead of premium growth: Q3 policies written rose 42%, but Reciprocal written premium grew 17% and premium per policy fell 17%. If the mix continues to favour lower-premium new customers, premium growth may lag headline policy growth. (Porch Group)
The non-insurance segments remain under pressure: the number of Software & Data companies served fell 22% year on year, while Consumer Services monetized services declined 11%. This limits the evidence that Porch’s other businesses are contributing to broad-based growth. (Porch Group)
Porch still has substantial financing and deal-execution risk: it reported $467.3 million of convertible notes outstanding at September’s end, while the Allied Trust purchase includes a $75 million cash payment for the MGA and captive and remains subject to regulatory approval. Further growth or integration costs could add to capital needs. (Porch Group, SEC)
Data summarised monthly by Lightyear AI. Last updated on 29 Oct 2026.
Porch Group Financial Performance
Revenues and expenses
Porch Group Earnings Performance
Company profitability
Upcoming events
No upcoming events
Porch Group News
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Funds containing Porch Group
Fund name | Fund size | $PRCH weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.07% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.07% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.02% |
iShares MSCI World Small Cap£WLDS | $9B | 0.02% |
iShares MSCI World Small Cap$WSML | $9B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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