PROG Holdings/$PRG

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About PROG Holdings

PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.

Ticker

$PRG
Sector

Primary listing

NYSE

Employees

1,403

PROG Holdings Metrics

BasicAdvanced
$1.2B
5.90
$5.11
1.74
$0.51
1.73%

What the Analysts think about PROG Holdings

Analyst ratings (Buy, Hold, Sell) for PROG Holdings stock.

Bulls say / Bears say

PROG Holdings delivered a 27.5% earnings beat in 2Q25, with non-GAAP EPS of $1.02 against the $0.80 consensus, prompting a 20.4% surge in premarket trading.
Four Technologies recorded 166.5% year-over-year Gross Merchandise Volume growth in 2Q25 and reported its second straight quarter of positive pre-tax income, showing the segment’s faster path to profitability.
Management raised full-year 2025 guidance, lifting revenue targets to $2.45–$2.50 billion and non-GAAP EPS to $3.20–$3.35, expressing confidence in the company’s multi-segment growth plan.
Progressive Leasing’s Gross Merchandise Volume dropped 8.9% year-over-year to $413.9 million in 2Q25, mainly due to the bankruptcy of a key retail partner, highlighting the company’s portfolio concentration risk.
In 1Q25, Progressive Leasing’s gross margin shrank by 112 basis points to 29.3%. SG&A expenses as a percentage of revenue rose 30 basis points to 12.6%. These shifts compressed adjusted EBITDA margins and point to increasing cost pressures.
PROG finished 1Q25 with $600 million in gross debt and a net leverage ratio of 1.42×, potentially curbing balance sheet flexibility for growth investments or in facing further market volatility.
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2025.

PROG Holdings Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

PROG Holdings Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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