Primerica/$PRI
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About Primerica
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
Ticker
$PRI
Sector
Primary listing
NYSE
Employees
2,298
Headquarters
Website
Primerica Metrics
BasicAdvanced
$8.8B
13.37
$20.26
0.98
$4.02
1.54%
Price and volume
Market cap
$8.8B
Beta
0.98
52-week high
$303.88
52-week low
$230.98
Average daily volume
173K
Dividend rate
$4.02
Financial strength
Current ratio
3.585
Quick ratio
1.001
Long term debt to equity
82.589
Total debt to equity
86.204
Dividend payout ratio (TTM)
19.10%
Interest coverage (TTM)
11.97%
Profitability
EBITDA (TTM)
1,032.034
Gross margin (TTM)
70.00%
Net profit margin (TTM)
21.08%
Operating margin (TTM)
31.47%
Effective tax rate (TTM)
23.59%
Revenue per employee (TTM)
$1,400,000
Management effectiveness
Return on assets (TTM)
4.31%
Return on equity (TTM)
32.05%
Valuation
Price to earnings (TTM)
13.374
Price to revenue (TTM)
2.807
Price to book
3.86
Price to tangible book (TTM)
3.94
Price to free cash flow (TTM)
11.174
Free cash flow yield (TTM)
8.95%
Free cash flow per share (TTM)
24.249
Dividend yield (TTM)
1.48%
Forward dividend yield
1.54%
Growth
Revenue change (TTM)
7.56%
Earnings per share change (TTM)
61.36%
3-year revenue growth (CAGR)
4.28%
10-year revenue growth (CAGR)
8.79%
3-year earnings per share growth (CAGR)
26.70%
10-year earnings per share growth (CAGR)
19.73%
3-year dividend per share growth (CAGR)
23.77%
10-year dividend per share growth (CAGR)
30.53%
What the Analysts think about Primerica
Analyst ratings (Buy, Hold, Sell) for Primerica stock.
Bulls say / Bears say
Sales of Investment and Savings Products rose 15% year-over-year to $3.5 billion in Q2 2025, while client asset values in this segment reached a record $120 billion, highlighting strong demand and scale in Primerica’s fastest-growing division (Nasdaq)
Adjusted net operating income increased 6% year-over-year to $180.4 million and adjusted operating EPS rose 10% to $5.46 in Q2 2025, demonstrating the company’s resilient earnings capacity through varying market cycles (Nasdaq)
The company returned $129 million to shareholders via share repurchases and declared a $1.04 per-share quarterly dividend in Q2 2025, underscoring its commitment to shareholder value and robust capital generation (Nasdaq)
GAAP diluted EPS fell to $5.40 in Q2 2025 from $6.07 in the prior year, reflecting an 11% year-over-year decrease in net earnings despite strong revenues—potentially signaling pressures on margins or business mix (Nasdaq)
Primerica issued 89,850 term life policies in Q2 2025, down 11% from 100,768 in Q2 2024, pointing to slower growth in its core life insurance business (StockTitan)
Operating expenses climbed 8% year-over-year to $154.2 million in Q2 2025, driven by higher variable costs and increased investments in technology and infrastructure, potentially weighing on future margins (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 1 Sept 2025.
Primerica Financial Performance
Revenues and expenses
Primerica Earnings Performance
Company profitability
Primerica News
AllArticlesVideos
Survey: Majority of Middle-Income Canadians Not Interested in Using AI for Financial Advice
Business Wire1 week ago
3 Ways To Profit As Gold Rips, Bonds Slip, Stocks Chop
Forbes2 weeks ago
Primerica Household Budget Index™ Data: Purchasing Power for Middle-Income Families Relatively Unchanged in July
Business Wire3 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Primerica stock?
Primerica (PRI) has a market cap of $8.8B as of September 18, 2025.
What is the P/E ratio for Primerica stock?
The price to earnings (P/E) ratio for Primerica (PRI) stock is 13.37 as of September 18, 2025.
Does Primerica stock pay dividends?
Yes, the Primerica (PRI) stock pays dividends to shareholders. As of September 18, 2025, the dividend rate is $4.02 and the yield is 1.54%. Primerica has a payout ratio of 19.1% on a trailing twelve-month basis.
When is the next Primerica dividend payment date?
The next Primerica (PRI) dividend payment date is unconfirmed.
What is the beta indicator for Primerica?
Primerica (PRI) has a beta rating of 0.98. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.