Prudential Financial/$PRU
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Prudential Financial
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of the fourth quarter of 2025.
- Ticker
- $PRU
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 36,607
- Headquarters
- Newark, United States
- Website
- www.prudential.com
PRU Metrics
BasicAdvanced
$42B
11.21
$10.98
0.83
$5.55
4.55%
Price and volume
Market cap
$42B
Beta
0.83
52-week high
$128.78
52-week low
$91.89
Average daily volume
1.8M
Dividend rate
$5.55
Financial strength
Current ratio
0.804
Quick ratio
0.717
Long term debt to equity
0.753
Total debt to equity
1.759
Dividend payout ratio (TTM)
50.43%
Interest coverage (TTM)
87.84%
Profitability
EBITDA (TTM)
5,281
Gross margin (TTM)
29.16%
Net profit margin (TTM)
6.37%
Operating margin (TTM)
7.94%
Effective tax rate (TTM)
17.80%
Revenue per employee (TTM)
$1,660,000
Management effectiveness
Return on assets (TTM)
0.39%
Return on equity (TTM)
11.86%
Valuation
Price to earnings (TTM)
11.207
Price to revenue (TTM)
0.691
Price to book
1.43
Price to tangible book (TTM)
1.43
Price to free cash flow (TTM)
4.024
Free cash flow yield (TTM)
24.85%
Free cash flow per share (TTM)
30.578
Dividend yield (TTM)
4.51%
Forward dividend yield
4.55%
Growth
Revenue change (TTM)
5.59%
Earnings per share change (TTM)
51.00%
3-year revenue growth (CAGR)
6.72%
10-year revenue growth (CAGR)
-0.08%
3-year earnings per share growth (CAGR)
54.27%
10-year earnings per share growth (CAGR)
0.35%
3-year dividend per share growth (CAGR)
3.89%
10-year dividend per share growth (CAGR)
7.08%
What the Analysts think about PRU
Analyst ratings (Buy, Hold, Sell) for Prudential Financial stock.
Analyst projections of the future price of Prudential Financial stock.
Bulls say / Bears say
PGIM is showing improving earnings momentum: adjusted operating income rose to $263 million from $244 million a year earlier, while third-party net inflows reached a 10-quarter high of $9 billion. That gives the asset manager a firmer base for growth. (Prudential Financial)
US retail annuity demand is strong, with third-quarter sales at their highest level since 2013 and record sales of registered index-linked annuities. This supports Prudential’s effort to build its retirement business. (Prudential Financial)
Prudential continues to return substantial capital to shareholders: it paid $1.40 per share in dividends and returned $741 million in total through dividends and buybacks in the third quarter. This provides a meaningful income stream alongside the investment case. (Prudential Financial)
Regulatory restrictions have made Japan a major earnings risk: Japan Businesses’ third-quarter adjusted operating income fell to $559 million from $750 million, and sales dropped 36%. S&P warns that the recovery may take longer than expected and estimates suspension-related costs of $675 million to $725 million in 2027. (Prudential Financial, S&P Global Ratings)
The US business is not yet delivering broad earnings growth: adjusted operating income slipped to $1.173 billion from $1.188 billion year on year. The legacy-products unit also fell to $253 million from $308 million as its variable-annuity block continues to run off. (Prudential Financial)
Credit-related investment losses remain a drag on reported results: Prudential recorded $184 million of pre-tax credit losses in the third quarter. Such losses can weigh on reported earnings and the value of its investment portfolio. (Prudential Financial)
Data summarised monthly by Lightyear AI. Last updated on 4 Nov 2026.
PRU Financial Performance
Revenues and expenses
PRU Earnings Performance
Company profitability
Upcoming events
PRU News
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Funds containing PRU
AllUSDEURGBP
Fund name | Fund size | $PRU weighting |
|---|---|---|
Invesco S&P 500 High Dividend Low Volatility$HDLV | $456M | 2.39% |
Invesco S&P 500 High Dividend Low Volatility£HDLG | $456M | 2.37% |
iShares Dow Jones U.S. Select Dividend€EXX5 | €412M | 2.25% |
SPDR S&P Global Dividend Aristocrats£GBDV | $1.8B | 1.04% |
SPDR S&P Global Dividend Aristocrats$GLDV | $1.8B | 1.04% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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