PayPal/$PYPL
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About PayPal
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
- Ticker
- $PYPL
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 23,800
- Headquarters
- San Jose, United States
- Website
- www.paypal.com
PayPal Metrics
BasicAdvanced
$48B
10.47
$5.30
1.29
$0.56
1.01%
Price and volume
Market cap
$48B
Beta
1.29
52-week high
$79.22
52-week low
$38.46
Average daily volume
13M
Dividend rate
$0.56
Financial strength
Current ratio
1.288
Quick ratio
0.251
Long term debt to equity
0.55
Total debt to equity
0.718
Dividend payout ratio (TTM)
7.79%
Interest coverage (TTM)
8.79%
Profitability
EBITDA (TTM)
6,405
Gross margin (TTM)
40.48%
Net profit margin (TTM)
14.36%
Operating margin (TTM)
17.61%
Effective tax rate (TTM)
16.39%
Revenue per employee (TTM)
$1,430,000
Management effectiveness
Return on assets (TTM)
4.58%
Return on equity (TTM)
24.50%
Valuation
Price to earnings (TTM)
10.468
Price to revenue (TTM)
1.494
Price to book
2.42
Price to tangible book (TTM)
5.49
Price to free cash flow (TTM)
7.74
Free cash flow yield (TTM)
12.92%
Free cash flow per share (TTM)
7.174
Dividend yield (TTM)
1.01%
Forward dividend yield
1.01%
Growth
Revenue change (TTM)
5.69%
Earnings per share change (TTM)
13.67%
3-year revenue growth (CAGR)
6.12%
10-year revenue growth (CAGR)
13.05%
3-year earnings per share growth (CAGR)
13.94%
10-year earnings per share growth (CAGR)
17.04%
What the Analysts think about PayPal
Analyst ratings (Buy, Hold, Sell) for PayPal stock.
Analyst projections of the future price of PayPal stock.
Bulls say / Bears say
PayPal’s turnaround is showing early operating traction: second-quarter total payment volume rose 10% and revenue rose 5%, while Venmo and Braintree delivered strong growth. Management raised its 2026 transaction-margin-dollar and non-GAAP EPS forecasts, and branded checkout stabilised rather than deteriorated. (Reuters, PayPal)
Venmo offers a credible monetisation opportunity beyond peer-to-peer transfers. Venmo debit-card monthly active accounts rose more than 50%, and customers using both the debit card and Pay with Venmo generated over nine times the average revenue of peer-to-peer-only users. (Investing.com, PYMNTS)
Large cost savings and cash generation could support investment and shareholder returns. PayPal is targeting at least $1.5 billion of gross run-rate savings over two to three years, generated $1.98 billion of operating cash flow in the second quarter and repurchased $1.5 billion of stock in that quarter. (Reuters, PayPal)
PayPal is having to spend heavily to repair the business before it can show operating leverage. Second-quarter GAAP operating margin fell 171 basis points, non-GAAP operating margin fell 248 basis points, and management expects 2026 GAAP EPS to decline by a mid-single-digit percentage while recording transformation charges in the second half. (PayPal, Reuters)
Customer growth is not yet supporting the turnaround story. Active accounts were essentially flat at 439 million in the second quarter, while industry reporting says Braintree still struggles to expand margins and Venmo has historically found monetisation difficult. (PayPal, Payments Dive)
Data summarised monthly by Lightyear AI. Last updated on 24 Sept 2026.
PayPal Financial Performance
Revenues and expenses
PayPal Earnings Performance
Company profitability
Upcoming events
No upcoming events
PayPal News
AllArticlesVideos
Funds containing PayPal
AllUSDGBPEUR
Fund name | Fund size | $PYPL weighting |
|---|---|---|
iShares Digitalisation$DGTL | $793M | 1.85% |
iShares Digitalisation£DGIT | £585M | 1.85% |
Invesco CoinShares Global Blockchain£BCHS | £879M | 1.48% |
iShares AI Adopters and Applications€AIAA | €169M | 0.91% |
iShares AI Adopters and Applications£AIAA | £145M | 0.91% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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