Q2 Holdings/$QTWO
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Q2 Holdings
Q2 Holdings Inc provides digital solutions to financial institutions, financial technology companies, and alternative finance companies, seeking to incorporate banking into their customer engagement and servicing strategies. The company helps its clients with supervisory, consumer protection, privacy, third-party risk management requirements, and cyber threats and fraud, among other applications, by offering a portfolio of digital solutions, which comprises its digital banking offerings, digital lending and relationship pricing solutions, risk and fraud solutions, as well as Q2 Innovation Studio and Helix. Q2 derives the majority of its revenue from subscription fees for the use of its hosted solutions.
- Ticker
- $QTWO
- Sector
- Software & Cloud Services
- Primary listing
- NYSE
- Employees
- 2,549
- Headquarters
- Austin, United States
- Website
- www.q2.com
Q2 Holdings Metrics
BasicAdvanced
$3.7B
41.75
$1.42
1.33
-
Price and volume
Market cap
$3.7B
Beta
1.33
52-week high
$76.24
52-week low
$40.79
Average daily volume
590K
Financial strength
Current ratio
0.945
Quick ratio
0.72
Long term debt to equity
0.05
Total debt to equity
0.064
Interest coverage (TTM)
20.33%
Profitability
EBITDA (TTM)
114.329
Gross margin (TTM)
56.99%
Net profit margin (TTM)
10.87%
Operating margin (TTM)
10.08%
Effective tax rate (TTM)
5.61%
Revenue per employee (TTM)
$330,000
Management effectiveness
Return on assets (TTM)
4.53%
Return on equity (TTM)
14.98%
Valuation
Price to earnings (TTM)
41.753
Price to revenue (TTM)
4.37
Price to book
5.74
Price to tangible book (TTM)
64.61
Price to free cash flow (TTM)
19.563
Free cash flow yield (TTM)
5.11%
Free cash flow per share (TTM)
3.026
Growth
Revenue change (TTM)
13.90%
Earnings per share change (TTM)
1,796.94%
3-year revenue growth (CAGR)
12.22%
10-year revenue growth (CAGR)
20.77%
3-year earnings per share growth (CAGR)
-0.96%
10-year earnings per share growth (CAGR)
4.93%
What the Analysts think about Q2 Holdings
Analyst ratings (Buy, Hold, Sell) for Q2 Holdings stock.
Analyst projections of the future price of Q2 Holdings stock.
Bulls say / Bears say
Subscription ARR rose 15% to $825.5 million and backlog grew 17% to $2.8 billion; Q2 also raised its 2026 revenue and subscription-growth outlook, pointing to continued demand. (Q2 Holdings)
Profitability is improving: non-GAAP gross margin rose 480 basis points year on year to 62.3%, while adjusted EBITDA margin reached 28.6%. (Q2 Holdings)
Enterprise cross-selling and ecosystem use could support customer retention and expansion: Q2 signed eight Enterprise and Tier 1 contracts in the quarter, and more than 90% of its digital banking customers use Innovation Studio. (Q2 Holdings, AP News)
Growth outside subscriptions is weak: total ARR growth trails subscription ARR growth, while non-subscription revenue was flat year on year and management expects continued pressure on discretionary services. (The Motley Fool)
AI could add to costs before it adds enough revenue: management said AI infrastructure and token costs are now a new item in the profit-and-loss statement, creating uncertainty around future margins. (The Motley Fool)
The valuation leaves room for disappointment: a September analysis put Q2 at 40.9 times earnings, above the US software industry’s 31.2 times, so slower growth or weaker execution could weigh on the shares. (Simply Wall St)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2026.
Q2 Holdings Financial Performance
Revenues and expenses
Q2 Holdings Earnings Performance
Company profitability
Upcoming events
No upcoming events
Q2 Holdings News
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Funds containing Q2 Holdings
AllUSDGBPEUR
Fund name | Fund size | $QTWO weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.21% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.21% |
iShares Digitalisation$DGTL | $793M | 0.14% |
iShares Digitalisation£DGIT | £585M | 0.14% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.12% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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