Republic Bancorp/$RBCAA
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Republic Bancorp
Republic Bancorp Inc operates as a financial institution that provides both traditional and non-traditional banking products through five reportable segments. It has traditional banking, which generates the majority of revenue, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions segment, and Republic Credit Solutions (RCS) business segments. The business activities of these segments include retail mortgage and commercial lending, construction and land development lending, internet lending, correspondent and indirect lending, and also private banking, treasury management services, internet, and mobile banking, bank acquisitions, short-term revolving credit facilities, fixed-term residential real estate loans, and receipt and payment of federal.
- Ticker
- $RBCAA
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 973
- Headquarters
- Louisville, United States
- Website
- www.republicbank.com
Republic Bancorp Metrics
BasicAdvanced
$1.8B
13.99
$6.51
0.55
$1.94
2.17%
Price and volume
Market cap
$1.8B
Beta
0.55
52-week high
$102.22
52-week low
$63.97
Average daily volume
98K
Dividend rate
$1.94
Financial strength
Dividend payout ratio (TTM)
28.24%
Profitability
Net profit margin (TTM)
33.65%
Operating margin (TTM)
43.77%
Effective tax rate (TTM)
21.70%
Revenue per employee (TTM)
$400,000
Management effectiveness
Return on assets (TTM)
1.83%
Return on equity (TTM)
11.50%
Valuation
Price to earnings (TTM)
13.99
Price to revenue (TTM)
4.697
Price to book
1.54
Price to tangible book (TTM)
1.59
Price to free cash flow (TTM)
12.671
Free cash flow yield (TTM)
7.89%
Free cash flow per share (TTM)
7.191
Dividend yield (TTM)
2.12%
Forward dividend yield
2.17%
Growth
Revenue change (TTM)
1.61%
Earnings per share change (TTM)
1.14%
3-year revenue growth (CAGR)
7.58%
3-year earnings per share growth (CAGR)
13.32%
10-year earnings per share growth (CAGR)
12.16%
3-year dividend per share growth (CAGR)
9.79%
10-year dividend per share growth (CAGR)
9.05%
What the Analysts think about Republic Bancorp
Analyst ratings (Buy, Hold, Sell) for Republic Bancorp stock.
Analyst projections of the future price of Republic Bancorp stock.
Bulls say / Bears say
Core Banking net interest income rose 8% year on year in the third quarter, while its net interest margin widened to 4.03% as funding costs fell. That points to stronger earnings from Republic’s main banking franchise. (Republic Bancorp)
Traditional Banking average loans grew 3% year on year to $4.70 billion in the third quarter, led by commercial lending demand. The average loan yield also edged higher, supporting income growth. (Republic Bancorp)
A new Republic Payment Solutions programme brought in about $180 million of lower-cost average deposits in the third quarter and added fee income. It could broaden funding sources while supporting future growth. (Republic Bancorp)
Credit indicators weakened: non-performing loans rose to $33.0 million from $23.8 million at year-end 2025, and the ratio to total loans increased to 0.62% from 0.44%. Republic Credit Solutions’ third-quarter provision more than doubled year on year as its higher-risk line-of-credit lending grew. (SEC)
Tax Refund Solutions’ largest tax-provider contract was not renewed for the 2026 season, and the segment recorded a third-quarter loss rather than a profit a year earlier. This leaves a seasonal business facing lost volume and less predictable earnings. (SEC)
Despite the stronger third quarter, net income for the first nine months of 2026 fell 2% year on year and diluted EPS declined to $5.44 from $5.55. The latest quarter has not yet reversed the year-to-date earnings shortfall. (Republic Bancorp)
Data summarised monthly by Lightyear AI. Last updated on 10 Nov 2026.
Republic Bancorp Financial Performance
Revenues and expenses
Republic Bancorp Earnings Performance
Company profitability
Upcoming events
No upcoming events
Republic Bancorp News
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Funds containing Republic Bancorp
Fund name | Fund size | $RBCAA weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5B | 0.03% |
SPDR Russell 2000 US Small Cap£R2SC | $5B | 0.03% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.02% |
Xtrackers MSCI World Small Cap$XSWC | $183M | 0.01% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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