Raiffeisen Bank International AG/€RBI

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About Raiffeisen Bank International AG

Raiffeisen Bank International AG is a financial services company operating within the banking industry. It primarily offers a range of banking products and services including corporate, investment, and retail banking solutions. The bank provides credit, deposit products, payment transactions, leasing, asset management, and trade financing services. Headquartered in Vienna, Austria, Raiffeisen Bank International has a significant presence in Central and Eastern Europe, servicing both personal and business clients across numerous countries in the region. The company's competitive strength lies in its extensive regional network and comprehensive understanding of the local markets, which allows for tailored financial solutions.
Ticker
€RBI
Sector
Finance
Primary listing
VSE
Employees
41,704
Headquarters
Vienna, Austria

RBI Metrics

BasicAdvanced
€22B
9.25
€7.18
1.26
€1.60
2.41%

Bulls say / Bears say

RBI delivered a net profit of EUR 786 million in Q2 2026, significantly above the EUR 408 million consensus estimate and versus a EUR 557 million loss a year earlier, driven by lower risk provisions and the absence of Russia-related charges. (Reuters)
Core revenues expanded, with net interest income rising 2.7% year-on-year to EUR 1.51 billion and net fee and commission income up 6.4% to EUR 729 million in Q2 2026, highlighting diversified and resilient income streams. (Reuters)
S&P Global Ratings on 2 August 2026 revised RBI’s outlook to positive from stable and affirmed its A-/A-2 issuer credit ratings, reflecting reduced coupon risk on AT1 instruments and confidence in its derisking strategy. (S&P Global Ratings)
RBI remains the largest Western bank in Russia, where it faces continued regulatory pressure from the European Central Bank to wind down operations and an uncertain disposal timeline that may lead to further write-downs or reputational risk. (Reuters)
Legal dispute provisions in Poland remain a material drag, with EUR 70 million of litigation costs booked in Q2 2026 and full-year guidance of around EUR 200 million for provisions and legal costs related to FX mortgage loan annulments. (RBI IR)
Operating profit in Q2 2026 declined to EUR 1.22 billion from EUR 1.28 billion a year earlier, weighed down by a negative trading and fair-value result of EUR 20 million, signaling margin pressure in capital markets and valuation activities. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2026.

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