Remitly/$RELY
RELY falls after Q3 EPS of $0.04 missed consensus by $0.14 and Q4 revenue guidance of $426-428M came in below the $430.5M estimate.
17 hours agoLightyear AI
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About Remitly
Remitly Global Inc provides integrated financial services to immigrants, including helping customers send money internationally in a quick, reliable, and more cost-effective manner by leveraging digital channels. It supports cross-border transmissions across the globe. The company's revenue is generated on transaction fees charged to customers and foreign exchange spreads between the foreign exchange rate offered to customers and the foreign exchange rate on the company's currency purchases.
Ticker
$RELY
Sector
Primary listing
Employees
2,800
Headquarters
Website
Remitly Metrics
BasicAdvanced
$3.4B
261.27
$0.06
0.12
-
Price and volume
Market cap
$3.4B
Beta
0.12
52-week high
$27.32
52-week low
$14.72
Average daily volume
3M
Financial strength
Current ratio
2.851
Quick ratio
2.226
Long term debt to equity
3.381
Total debt to equity
4.231
Interest coverage (TTM)
5.17%
Profitability
EBITDA (TTM)
36.523
Gross margin (TTM)
59.60%
Net profit margin (TTM)
0.96%
Operating margin (TTM)
1.65%
Effective tax rate (TTM)
35.07%
Revenue per employee (TTM)
$520,000
Management effectiveness
Return on assets (TTM)
1.43%
Return on equity (TTM)
2.10%
Valuation
Price to earnings (TTM)
261.272
Price to revenue (TTM)
2.254
Price to book
4.43
Price to tangible book (TTM)
4.81
Price to free cash flow (TTM)
9.842
Free cash flow yield (TTM)
10.16%
Free cash flow per share (TTM)
1.67
Growth
Revenue change (TTM)
35.12%
Earnings per share change (TTM)
-111.40%
3-year revenue growth (CAGR)
38.54%
3-year earnings per share growth (CAGR)
-55.01%
What the Analysts think about Remitly
Analyst ratings (Buy, Hold, Sell) for Remitly stock.
Bulls say / Bears say
Remitly posted Q2 2025 revenue of $412 million, up 34% year-over-year, and send volume of $18.5 billion, up 40% year-over-year, demonstrating robust demand for its digital remittance platform (Investing.com Q2 presentation).
The company achieved GAAP profitability in Q2 2025 with net income of $6.5 million and an adjusted EBITDA margin of 16%, marking consecutive profitable quarters and validating its path to sustainable earnings (Investing.com Q2 presentation).
Remitly increased non-U.S. revenue contribution to over 34% of total revenue by Q1 2025, enhancing geographic diversification and reducing dependency on its core U.S. market (Investing.com SWOT analysis).
Remitly’s revenue growth guidance for Q3 of 22–23% year-over-year marks a significant slowdown from Q2’s 34% growth, indicating moderating momentum heading into H2 2025 (Investing.com Q2 presentation).
Intensified competition from legacy money transfer operators digitizing services and fintech rivals has pressured Remitly’s average take rate, which declined from 2.32% to 2.23% as send volume outpaced revenue growth, potentially squeezing future margins (Panabee).
Pending U.S. remittance excise tax proposals, including a 3.5% levy on certain transfers under the Senate Finance Committee’s bill, could introduce new compliance costs and dampen transaction volumes if enacted (EY TaxNews).
Data summarised monthly by Lightyear AI. Last updated on 4 Nov 2025.
Remitly Financial Performance
Revenues and expenses
Remitly Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Remitly stock?
Remitly (RELY) has a market cap of $3.4B as of November 07, 2025.
What is the P/E ratio for Remitly stock?
The price to earnings (P/E) ratio for Remitly (RELY) stock is 261.27 as of November 07, 2025.
Does Remitly stock pay dividends?
No, Remitly (RELY) stock does not pay dividends to its shareholders as of November 07, 2025.
When is the next Remitly dividend payment date?
Remitly (RELY) stock does not pay dividends to its shareholders.
What is the beta indicator for Remitly?
Remitly (RELY) has a beta rating of 0.12. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.