Regional Management/$RM

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About Regional Management

Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. It is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.

Ticker

$RM
Sector

Primary listing

NYSE

Employees

2,131

RM Metrics

BasicAdvanced
$379M
11.16
$3.47
1.21
$1.20
3.10%

What the Analysts think about RM

Analyst ratings (Buy, Hold, Sell) for Regional Management stock.

Bulls say / Bears say

Q2 2025 revenue rose 10% year-over-year to $157.44 million, beating the $151.80 million consensus, while net income grew 20% to $10.1 million. (Reuters)
Record originations and 10.5% year-over-year portfolio growth drove net finance receivables to a record $2.0 billion, underpinning revenue expansion. (Reuters)
Operating expense ratio improved to an all-time best 13.2%, reflecting enhanced expense control and operational efficiency. (Reuters)
First-quarter net income fell 53.9% year-over-year to $7.0 million, with EPS down to $0.70, highlighting significant earnings volatility. (Nasdaq)
Provision for credit losses in Q1 2025 surged 24.9% year-over-year to $58.0 million, indicating escalating credit risk on the loan portfolio. (Nasdaq)
General and administrative expenses increased 9.3% year-over-year to $66.0 million in Q1, outpacing revenue growth and pressuring operating leverage. (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2025.

RM Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

RM Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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