Regional Management/$RM
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About Regional Management
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. It is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
Ticker
$RM
Sector
Primary listing
NYSE
Employees
2,131
Headquarters
Website
RM Metrics
BasicAdvanced
$401M
11.80
$3.47
1.21
$1.20
2.93%
Price and volume
Market cap
$401M
Beta
1.21
52-week high
$46.00
52-week low
$25.41
Average daily volume
43K
Dividend rate
$1.20
Financial strength
Current ratio
32.034
Quick ratio
7.692
Long term debt to equity
380.633
Total debt to equity
426.239
Dividend payout ratio (TTM)
33.96%
Interest coverage (TTM)
1.57%
Profitability
EBITDA (TTM)
139.318
Gross margin (TTM)
61.02%
Net profit margin (TTM)
5.87%
Operating margin (TTM)
21.12%
Effective tax rate (TTM)
23.79%
Revenue per employee (TTM)
$280,000
Management effectiveness
Return on assets (TTM)
4.16%
Return on equity (TTM)
9.81%
Valuation
Price to earnings (TTM)
11.797
Price to revenue (TTM)
0.666
Price to book
1.12
Price to tangible book (TTM)
1.22
Price to free cash flow (TTM)
1.497
Free cash flow yield (TTM)
66.80%
Free cash flow per share (TTM)
27.349
Dividend yield (TTM)
2.93%
Forward dividend yield
2.93%
Growth
Revenue change (TTM)
7.19%
Earnings per share change (TTM)
35.30%
3-year revenue growth (CAGR)
8.47%
10-year revenue growth (CAGR)
11.26%
3-year earnings per share growth (CAGR)
-24.60%
10-year earnings per share growth (CAGR)
12.16%
3-year dividend per share growth (CAGR)
2.94%
What the Analysts think about RM
Analyst ratings (Buy, Hold, Sell) for Regional Management stock.
Bulls say / Bears say
Q2 2025 revenue rose 10% year-over-year to $157.44 million, beating the $151.80 million consensus, while net income grew 20% to $10.1 million. (Reuters)
Record originations and 10.5% year-over-year portfolio growth drove net finance receivables to a record $2.0 billion, underpinning revenue expansion. (Reuters)
Operating expense ratio improved to an all-time best 13.2%, reflecting enhanced expense control and operational efficiency. (Reuters)
First-quarter net income fell 53.9% year-over-year to $7.0 million, with EPS down to $0.70, highlighting significant earnings volatility. (Nasdaq)
Provision for credit losses in Q1 2025 surged 24.9% year-over-year to $58.0 million, indicating escalating credit risk on the loan portfolio. (Nasdaq)
General and administrative expenses increased 9.3% year-over-year to $66.0 million in Q1, outpacing revenue growth and pressuring operating leverage. (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2025.
RM Financial Performance
Revenues and expenses
RM Earnings Performance
Company profitability
RM News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Regional Management stock?
Regional Management (RM) has a market cap of $401M as of October 28, 2025.
What is the P/E ratio for Regional Management stock?
The price to earnings (P/E) ratio for Regional Management (RM) stock is 11.8 as of October 28, 2025.
Does Regional Management stock pay dividends?
Yes, the Regional Management (RM) stock pays dividends to shareholders. As of October 28, 2025, the dividend rate is $1.2 and the yield is 2.93%. Regional Management has a payout ratio of 33.96% on a trailing twelve-month basis.
When is the next Regional Management dividend payment date?
The next Regional Management (RM) dividend payment date is unconfirmed.
What is the beta indicator for Regional Management?
Regional Management (RM) has a beta rating of 1.21. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.