Artea Bankas/€ROE1L
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Artea Bankas
- Ticker
- €ROE1L
- Sector
- Finance
- Primary listing
- XLIT
- Employees
- 1,290
- Headquarters
- Šiauliai, Lithuania
- Website
- www.artea.lt
Artea Bankas Metrics
BasicAdvanced
€570M
11.05
€0.08
0.26
€0.05
5.33%
Price and volume
Market cap
€570M
Beta
0.26
52-week high
€0.97
52-week low
€0.81
Average daily volume
192K
Dividend rate
€0.05
Financial strength
Dividend payout ratio (TTM)
57.96%
Profitability
Net profit margin (TTM)
26.85%
Operating margin (TTM)
33.80%
Effective tax rate (TTM)
20.34%
Revenue per employee (TTM)
€150,000
Management effectiveness
Return on assets (TTM)
0.90%
Return on equity (TTM)
8.88%
Valuation
Price to earnings (TTM)
11.045
Price to revenue (TTM)
2.967
Price to book
0.96
Price to tangible book (TTM)
1.01
Price to free cash flow (TTM)
-2.378
Free cash flow yield (TTM)
-42.05%
Free cash flow per share (TTM)
-0.371
Dividend yield (TTM)
5.33%
Forward dividend yield
5.33%
Growth
Revenue change (TTM)
-1.42%
Earnings per share change (TTM)
-20.60%
3-year revenue growth (CAGR)
4.24%
3-year earnings per share growth (CAGR)
-14.68%
10-year earnings per share growth (CAGR)
1.46%
3-year dividend per share growth (CAGR)
21.05%
10-year dividend per share growth (CAGR)
44.31%
What the Analysts think about Artea Bankas
Analyst ratings (Buy, Hold, Sell) for Artea Bankas stock.
Analyst projections of the future price of Artea Bankas stock.
Bulls say / Bears say
The loan book grew 8% year on year to €3.9 billion, while deposits rose 15% to more than €4 billion. This expands the core business and gives the bank a larger funding base. (AB Artea Bankas)
Credit quality and buffers look strong: the first-half cost of risk was just 0.01%, with a 21.5% total capital ratio and 179% liquidity coverage ratio. That gives the bank capacity to absorb stress while financing growth. (AB Artea Bankas)
Moody’s upgraded the bank’s long-term deposit rating to A3 and set a positive outlook. It cited strategic changes expected to support efficiency and a larger share of fee income, offering a potential route to stronger future profitability. (AB Artea Bankas)
Profitability weakened: first-half net interest margin fell to 2.4% from 2.9%, return on equity dropped to 7.8% from 11.1%, and the cost-to-income ratio worsened. These trends point to pressure on recurring returns, not just a one-off hit. (AB Artea Bankas)
Pension reform is shrinking the bank’s pension-related asset-management business: management said 47% of the relevant assets had already been withdrawn and expected further outflows, prompting a €10 million gross write-down. Continued withdrawals could also erode future fee income. (ROE1L Earnings Call Transcript, Verslo žinios)
The new chief executive is acting, senior management is changing, and the bank is reviewing its strategy and core banking project. Management also said its 2026 guidance was under review, leaving investors with less clarity on near-term plans and performance. (ROE1L Earnings Call Transcript)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2026.
Artea Bankas Financial Performance
Revenues and expenses
Artea Bankas Earnings Performance
Company profitability
Upcoming events
No upcoming events
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by Nasdaq Baltic.