Root/$ROOT
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Root
Root Inc develops and launches a direct-to-consumer personal automobile insurance and mobile technology company. It generates revenue from the sales of auto insurance policies within the United States.
- Ticker
- $ROOT
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,256
- Headquarters
- Columbus, United States
- Website
- www.joinroot.com
Root Metrics
BasicAdvanced
$802M
14.46
$3.58
2.93
-
Price and volume
Market cap
$802M
Beta
2.93
52-week high
$91.00
52-week low
$40.91
Average daily volume
181K
Financial strength
Current ratio
1.98
Quick ratio
1.638
Long term debt to equity
0.45
Total debt to equity
0.45
Interest coverage (TTM)
4.47%
Profitability
EBITDA (TTM)
91.4
Gross margin (TTM)
39.30%
Net profit margin (TTM)
3.71%
Operating margin (TTM)
5.51%
Effective tax rate (TTM)
1.45%
Revenue per employee (TTM)
$1,250,000
Management effectiveness
Return on assets (TTM)
3.31%
Return on equity (TTM)
15.37%
Valuation
Price to earnings (TTM)
14.458
Price to revenue (TTM)
0.513
Price to book
2.45
Price to tangible book (TTM)
2.45
Price to free cash flow (TTM)
4.491
Free cash flow yield (TTM)
22.26%
Free cash flow per share (TTM)
11.524
Growth
Revenue change (TTM)
14.86%
Earnings per share change (TTM)
-24.28%
3-year revenue growth (CAGR)
75.52%
3-year earnings per share growth (CAGR)
-36.82%
What the Analysts think about Root
Analyst ratings (Buy, Hold, Sell) for Root stock.
Analyst projections of the future price of Root stock.
Bulls say / Bears say
Root’s second-quarter net income rose 15% year over year to $25.4 million, while its net combined ratio improved to 92.1% from 95.2%. That points to a business generating underwriting profit as it scales. (SEC)
Partnerships and independent agents made up 51% of new writings in the second quarter, up from 44% a year earlier. Root’s new Jerry integration adds another route to customers beyond its pressured direct channel. (SEC, GlobeNewswire)
Root’s Wyoming launch took its footprint to 38 states, representing 81% of the US population. Further expansion towards its target of nationwide coverage could open up more room to grow. (GlobeNewswire)
Growth has slowed sharply: second-quarter revenue rose just 2%, gross written premiums fell 2%, and management expects policies in force to be relatively flat year over year by the end of 2026 if competition persists. That leaves less near-term growth to support the valuation. (SEC, The Motley Fool)
The underlying claims trend is worsening: the second-quarter gross accident-period loss ratio rose to 61.6% from 57.4% a year earlier, amid higher repair and medical costs. Management also warned of the usual seasonal rise in loss ratios in the second half, which could squeeze underwriting margins. (SEC, The Motley Fool)
Root has cut back quota-share reinsurance, which can improve economics but leaves it retaining more premiums and losses. The company says retaining a larger share of business may raise its capital requirements, limiting the benefit of that strategy. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 31 Oct 2026.
Root Financial Performance
Revenues and expenses
Root Earnings Performance
Company profitability
Upcoming events
No upcoming events
Root News
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Funds containing Root
Fund name | Fund size | $ROOT weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.02% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.02% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | $9B | 0.01% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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