Safety Insurance Group/$SAFT
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Safety Insurance Group
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. The company operates in the business segment of Property and casualty insurance operations.
- Ticker
- $SAFT
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 568
- Headquarters
- Boston, United States
- Website
- www.safetyinsurance.com
SAFT Metrics
BasicAdvanced
$1.5B
22.28
$4.66
0.18
$3.68
3.54%
Price and volume
Market cap
$1.5B
Beta
0.18
52-week high
$104.01
52-week low
$67.04
Average daily volume
129K
Dividend rate
$3.68
Financial strength
Current ratio
0.386
Quick ratio
0.266
Long term debt to equity
0.066
Total debt to equity
0.068
Dividend payout ratio (TTM)
78.66%
Interest coverage (TTM)
37.23%
Profitability
EBITDA (TTM)
95.543
Gross margin (TTM)
7.63%
Net profit margin (TTM)
5.33%
Operating margin (TTM)
6.99%
Effective tax rate (TTM)
21.60%
Revenue per employee (TTM)
$2,260,000
Management effectiveness
Return on assets (TTM)
2.31%
Return on equity (TTM)
7.84%
Valuation
Price to earnings (TTM)
22.276
Price to revenue (TTM)
1.179
Price to book
1.74
Price to tangible book (TTM)
1.79
Price to free cash flow (TTM)
8.628
Free cash flow yield (TTM)
11.59%
Free cash flow per share (TTM)
12.035
Dividend yield (TTM)
3.54%
Forward dividend yield
3.54%
Growth
Revenue change (TTM)
7.21%
Earnings per share change (TTM)
-18.68%
3-year revenue growth (CAGR)
14.27%
10-year revenue growth (CAGR)
4.80%
3-year earnings per share growth (CAGR)
24.80%
10-year earnings per share growth (CAGR)
2.20%
3-year dividend per share growth (CAGR)
0.74%
10-year dividend per share growth (CAGR)
2.77%
Bulls say / Bears say
Second-quarter underwriting rebounded: the combined ratio improved to 95.7% from 98.1% a year earlier, while net income rose to $34.5 million from $28.9 million. (Morningstar)
Earlier rate increases are feeding through to revenue: first-half net earned premiums rose 5.0%, and net investment income increased 10.9%, despite slightly lower written premiums. (SEC)
MAPFRE’s proposed all-cash acquisition offers $105 per share, a 44% premium to the price before the deal was announced, giving shareholders a clear potential exit value. (Nasdaq)
Severe winter storms caused $42.7 million of first-quarter losses and helped push the first-half combined ratio to 104.5%; first-half net income fell to $20.2 million from $50.8 million. (SEC)
The policy base is shrinking in key lines: first-half policy counts fell 8.8% in private passenger auto and 4.0% in homeowners, while direct written premiums slipped 0.5%. (SEC)
The $105 cash offer is not yet certain: closing requires regulatory approvals and other customary conditions, so a delay or failed deal could remove the proposed exit price. (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 13 Oct 2026.
SAFT Financial Performance
Revenues and expenses
Upcoming events
No upcoming events
SAFT News
AllArticlesVideos
Safety Insurance Group Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Safety Insurance Group Inc. - SAFT
Business Wire3 weeks ago
SAFT Stock Alert: Halper Sadeh LLC is Investigating Whether Safety Insurance Group Inc. is Obtaining a Fair Price for its Shareholders
Business Wire1 month ago
Safety Insurance Group Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Safety Insurance Group Inc. - SAFT
Business Wire3 months ago
Funds containing SAFT
AllUSDGBPEUR
Fund name | Fund size | $SAFT weighting |
|---|---|---|
SPDR S&P Global Dividend Aristocrats£GBDV | $1.8B | 1.32% |
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.09% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.09% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.05% |
SPDR Russell 2000 US Small Cap£R2SC | £4.1B | 0.05% |
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