Sampo Oyj/€SAMPO
1D1W1MYTD1Y5YMAX
Capital at risk
About Sampo Oyj
Sampo Oyj is a Finnish financial services group primarily engaged in the insurance industry. Its core activities include providing life and property and casualty insurance products and services through its subsidiaries. The company operates mainly through its divisions: If P&C, Mandatum Life, and Topdanmark, each catering to different insurance markets and customer segments in the Nordic region. Established in 1909 and headquartered in Helsinki, Finland, Sampo has a considerable geographic footprint across Scandinavia and the Baltic countries. A notable feature of the company's strategic positioning is its focus on risk management and long-standing expertise in the Nordic insurance sector.
- Ticker
- €SAMPO
- Sector
- Finance
- Primary listing
- XHEL
- Employees
- 15,287
- Headquarters
- Helsinki, Finland
- Website
- www.sampo.com
Sampo Oyj Metrics
BasicAdvanced
€25B
14.72
€0.64
0.24
€0.36
3.81%
Price and volume
Market cap
€25B
Beta
0.24
52-week high
€10.34
52-week low
€8.64
Average daily volume
2.7M
Dividend rate
€0.36
Financial strength
Current ratio
1.811
Quick ratio
1.581
Long term debt to equity
0.347
Total debt to equity
0.347
Dividend payout ratio (TTM)
55.87%
Interest coverage (TTM)
28.72%
Profitability
EBITDA (TTM)
2,424
Gross margin (TTM)
41.01%
Net profit margin (TTM)
15.71%
Operating margin (TTM)
20.57%
Effective tax rate (TTM)
20.23%
Revenue per employee (TTM)
€710,000
Management effectiveness
Return on assets (TTM)
5.47%
Return on equity (TTM)
24.13%
Valuation
Price to earnings (TTM)
14.721
Price to revenue (TTM)
2.313
Price to book
3.39
Price to tangible book (TTM)
6.41
Price to free cash flow (TTM)
17.1
Free cash flow yield (TTM)
5.85%
Free cash flow per share (TTM)
0.552
Dividend yield (TTM)
3.81%
Forward dividend yield
3.81%
Growth
Revenue change (TTM)
9.12%
Earnings per share change (TTM)
40.50%
3-year revenue growth (CAGR)
11.63%
10-year revenue growth (CAGR)
6.92%
3-year earnings per share growth (CAGR)
17.17%
10-year earnings per share growth (CAGR)
1.53%
10-year dividend per share growth (CAGR)
-1.76%
Bulls say / Bears say
Sampo achieved a Q2 combined ratio of 82.9%, below its 85% target, highlighting disciplined underwriting and margin strength. (Reuters)
Q2 profit before tax rose 11% year-on-year to €584 million, with net profit up 11% to €462 million and EPS increasing to €0.17, demonstrating robust operating performance. (Reuters)
Following H1 results, Sampo lifted its 2026 insurance revenue guidance to €9.70–9.85 billion (7–9% growth) and underwriting result outlook to €1.55–1.63 billion, reflecting confidence in organic growth. (Reuters)
Sampo’s net financial result of €220 million fell short of the €280 million consensus, with net investment income of €360 million missing the €392 million forecast, exposing earnings to market volatility. (Reuters)
Financial leverage increased to 25.9% in Q2 from 23.7% in Q1, potentially heightening balance sheet risk amid uncertain markets. (Reuters)
J.P. Morgan downgraded Sampo to neutral from overweight, citing moderating price increases and slower underlying margin improvements as headwinds. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 7 Sept 2026.
Upcoming events
No upcoming events
Funds containing Sampo Oyj
AllEURGBPUSD
Fund name | Fund size | €SAMPO weighting |
|---|---|---|
iShares STOXX Europe 600 Insurance€A0H08K | €603M | 2.94% |
iShares Euro Dividend€IDVY | €1.7B | 1.93% |
iShares EURO STOXX Select Dividend 30€EXSG | €625M | 1.93% |
iShares MSCI Europe SRI£IESG | £2.6B | 0.77% |
iShares MSCI Europe SRI€IESE | €3.1B | 0.74% |
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