Banco Santander/€SAN

05:30
09:10
12:45
16:25
20:00
1D1W1MYTD1Y5YMAX

About Banco Santander

Ticker

€SAN
Sector

Primary listing

BME

Employees

204,330

Banco Santander Metrics

BasicAdvanced
€130B
10.57
€0.83
1.28
€0.17
1.94%

What the Analysts think about Banco Santander

Analyst ratings (Buy, Hold, Sell) for Banco Santander stock.

Bulls say / Bears say

Santander posted a fifth consecutive quarterly record profit in Q2 2025, with net profit rising 7% year-on-year to €3.43 billion, supported by fee growth and strict cost control.
The bank increased its interim cash dividend by 15% to €0.115 per share and launched a €1.7 billion share buyback (about 25% of H1 profit), as part of a €10 billion program, highlighting strong capital generation and a commitment to shareholder returns.
Capital strength remains solid: Q2 2025 CET1 ratio stood at 13% and return on tangible equity reached 16.2%, both exceeding full-year 2025 targets, underlining the bank’s resilience.
In Q2 2025 Santander’s lending income declined 0.8% year-on-year as the ECB’s easing cycle and lower interest rates compressed net interest margins, putting pressure on core revenue.
Currency headwinds in key markets affected earnings, with profits in Mexico falling 6.8% and Brazil down 16% year-on-year in Q2 2025 due to peso and real depreciation, lessening the group’s contribution from Latin America.
The planned integration of TSB carries the risk of operational disruption and underlines persistent challenges in the UK, where Santander has traditionally struggled with lower returns and higher costs, further complicated by the planned departure of the UK CEO ahead of the merger.
Data summarised monthly by Lightyear AI. Last updated on 4 Oct 2025.

Banco Santander Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Banco Santander Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.

Buy €SAN

Sign up or log in to buy
Capital at risk
Market closed

Upcoming events

No upcoming events
FAQs