Banco Santander/€SAN
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09:10
12:45
16:25
20:00
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About Banco Santander
Ticker
€SAN
Sector
Primary listing
BME
Employees
204,330
Headquarters
Website
Banco Santander Metrics
BasicAdvanced
€123B
10.03
€0.83
1.28
€0.17
2.05%
Price and volume
Market cap
€123B
Beta
1.28
52-week high
€8.98
52-week low
€4.26
Average daily volume
102K
Dividend rate
€0.17
Financial strength
Dividend payout ratio (TTM)
23.79%
Profitability
Net profit margin (TTM)
26.61%
Operating margin (TTM)
41.26%
Effective tax rate (TTM)
25.47%
Revenue per employee (TTM)
€250,000
Management effectiveness
Return on assets (TTM)
0.80%
Return on equity (TTM)
13.60%
Valuation
Price to earnings (TTM)
10.027
Price to revenue (TTM)
2.51
Price to book
1.25
Price to tangible book (TTM)
1.51
Price to free cash flow (TTM)
4.145
Free cash flow yield (TTM)
24.12%
Free cash flow per share (TTM)
2.003
Dividend yield (TTM)
2.05%
Growth
Revenue change (TTM)
6.89%
Earnings per share change (TTM)
17.05%
3-year revenue growth (CAGR)
7.93%
3-year earnings per share growth (CAGR)
17.54%
10-year earnings per share growth (CAGR)
4.76%
3-year dividend per share growth (CAGR)
0.06%
10-year dividend per share growth (CAGR)
-11.74%
What the Analysts think about Banco Santander
Analyst ratings (Buy, Hold, Sell) for Banco Santander stock.
Bulls say / Bears say
Santander posted a fifth consecutive quarterly record profit in Q2 2025, with net profit rising 7% year-on-year to €3.43 billion, supported by fee growth and strict cost control.
The bank increased its interim cash dividend by 15% to €0.115 per share and launched a €1.7 billion share buyback (about 25% of H1 profit), as part of a €10 billion program, highlighting strong capital generation and a commitment to shareholder returns.
Capital strength remains solid: Q2 2025 CET1 ratio stood at 13% and return on tangible equity reached 16.2%, both exceeding full-year 2025 targets, underlining the bank’s resilience.
In Q2 2025 Santander’s lending income declined 0.8% year-on-year as the ECB’s easing cycle and lower interest rates compressed net interest margins, putting pressure on core revenue.
Currency headwinds in key markets affected earnings, with profits in Mexico falling 6.8% and Brazil down 16% year-on-year in Q2 2025 due to peso and real depreciation, lessening the group’s contribution from Latin America.
The planned integration of TSB carries the risk of operational disruption and underlines persistent challenges in the UK, where Santander has traditionally struggled with lower returns and higher costs, further complicated by the planned departure of the UK CEO ahead of the merger.
Data summarised monthly by Lightyear AI. Last updated on 4 Oct 2025.
Banco Santander Financial Performance
Revenues and expenses
Banco Santander Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Banco Santander stock?
Banco Santander (SAN) has a market cap of €123B as of October 19, 2025.
What is the P/E ratio for Banco Santander stock?
The price to earnings (P/E) ratio for Banco Santander (SAN) stock is 10.03 as of October 19, 2025.
Does Banco Santander stock pay dividends?
Yes, the Banco Santander (SAN) stock pays dividends to shareholders. As of October 19, 2025, the dividend rate is €0.1701 and the yield is 2.05%. Banco Santander has a payout ratio of 23.79% on a trailing twelve-month basis.
When is the next Banco Santander dividend payment date?
The next Banco Santander (SAN) dividend payment date is unconfirmed.
What is the beta indicator for Banco Santander?
Banco Santander (SAN) has a beta rating of 1.28. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.