Banco Santander/€SAN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Banco Santander
- Ticker
- €SAN
- Sector
- Finance
- Primary listing
- BME
- Employees
- 185,279
- Headquarters
- Madrid, Spain
- Website
- www.santander.com
Banco Santander Metrics
BasicAdvanced
€173B
11.21
€1.08
0.93
€0.19
1.61%
Price and volume
Market cap
€173B
Beta
0.93
52-week high
€13.12
52-week low
€8.15
Average daily volume
22M
Dividend rate
€0.19
Financial strength
Dividend payout ratio (TTM)
21.54%
Profitability
Net profit margin (TTM)
33.46%
Operating margin (TTM)
42.33%
Effective tax rate (TTM)
24.56%
Revenue per employee (TTM)
€260,000
Management effectiveness
Return on assets (TTM)
0.78%
Return on equity (TTM)
13.11%
Valuation
Price to earnings (TTM)
11.21
Price to revenue (TTM)
3.636
Price to book
1.57
Price to tangible book (TTM)
1.9
Price to free cash flow (TTM)
-4.022
Free cash flow yield (TTM)
-24.86%
Free cash flow per share (TTM)
-3
Dividend yield (TTM)
1.61%
Growth
Revenue change (TTM)
-3.24%
Earnings per share change (TTM)
29.75%
3-year revenue growth (CAGR)
4.18%
3-year earnings per share growth (CAGR)
23.29%
10-year earnings per share growth (CAGR)
14.35%
3-year dividend per share growth (CAGR)
-3.82%
10-year dividend per share growth (CAGR)
2.70%
What the Analysts think about Banco Santander
Analyst ratings (Buy, Hold, Sell) for Banco Santander stock.
Analyst projections of the future price of Banco Santander stock.
Bulls say / Bears say
Underlying first-half profit rose 15% to €7.3 billion, while revenue grew 6% and customer activity expanded across the group. Santander also added 12 million customers year on year, supporting its aim to grow fees and lending. (Santander)
Cost reductions are improving operating leverage: Santander’s efficiency ratio fell to 42.8%, 2.9 percentage points better than a year earlier. This suggests its ONE Transformation programme is helping profit grow faster than costs. (Santander)
The TSB acquisition adds four million UK customers and a mortgage-led loan book, with at least £400 million of expected cost synergies. If integration delivers those savings, it could strengthen the UK franchise and lift future returns. (Santander)
Santander Brasil’s second-quarter profit fell 17.6% and missed analysts’ expectations as tighter lending spreads and higher bad-loan provisions weighed on earnings. Persistent weakness there could offset strength elsewhere in the group. (Reuters)
Santander UK increased its provision for motor-finance complaints by £179 million to £633 million in the first quarter. The bank said the final cost could still change with future legal or regulatory developments. (shareprices.com)
The TSB acquisition reduced Santander’s CET1 capital ratio by 55 basis points, and the bank says the Webster deal will also affect capital. That leaves less room for error as it targets a year-end CET1 ratio of 12.8–13% and works to integrate the acquisitions. (Santander)
Data summarised monthly by Lightyear AI. Last updated on 5 Oct 2026.
Banco Santander Financial Performance
Revenues and expenses
Banco Santander Earnings Performance
Company profitability
Upcoming events
Funds containing Banco Santander
AllEURGBPUSD
Fund name | Fund size | €SAN weighting |
|---|---|---|
iShares EURO STOXX Banks 30-15€EXX1 | €2.6B | 14.43% |
iShares EURO STOXX Banks 30-15€EXA1 | €257M | 14.43% |
iShares STOXX Europe 600 Banks€EXV1 | €3.7B | 8.90% |
iShares MSCI Europe Financials Sector€ESIF | €1.7B | 5.70% |
iShares MSCI Europe Financials Sector£ESIF | £1.5B | 5.70% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.