Seacoast Banking/$SBCF

13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX

About Seacoast Banking

Seacoast Banking Corp of Florida is a holding company for Seacoast National Bank. The company provides integrated financial services including commercial and consumer banking, wealth management, and mortgage and insurance services to customers across Florida, and through mobile and online banking solutions. In addition, it provides services such as treasury management, brokerage and credit facilities.

Ticker

$SBCF
Sector
Primary listing

Employees

1,504

Seacoast Banking Metrics

BasicAdvanced
$2.7B
18.97
$1.63
0.99
$0.72
2.33%

What the Analysts think about Seacoast Banking

Analyst ratings (Buy, Hold, Sell) for Seacoast Banking stock.

Bulls say / Bears say

Seacoast signed a definitive agreement on May 29, 2025 to acquire Villages Bancorporation, which will add about $3.5 billion in deposits and $1.3 billion in loans from a rapidly growing Florida community; the deal is expected to be approximately 22% accretive to EPS in 2026.
After the VBI acquisition and the previously announced Heartland Bancshares deal, Seacoast will have pro forma total assets of $21 billion, deposits of $17 billion, and gross loans of $12 billion as of March 31, 2025—significantly expanding its scale and market presence in Florida.
As of September 30, 2024, Seacoast reported a solid funding base with $15.2 billion in assets and $12.2 billion in deposits, highlighting its liquidity and stable deposit franchise.
Loan growth at U.S. banks remains sluggish, with aggregate lending up only 0.5% quarter-on-quarter and 3% year-on-year in Q1 2025—well below the pre-pandemic average of 4.9%—which limits core revenue growth for regional lenders such as Seacoast.
Asset quality concerns are mounting as the rate of past-due commercial real estate loans rose to 1.49% in Q1 2025, the highest since 2014, increasing the risk of credit losses within Seacoast’s loan book.
Ongoing economic pressures like inflation, high interest rates, and tighter credit conditions continue to weigh on net interest margins and increase the risk of defaults for community banks.
Data summarised monthly by Lightyear AI. Last updated on 4 Oct 2025.

Seacoast Banking Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Seacoast Banking Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

Buy $SBCF

Sign up or log in to buy
Capital at risk
Market closed

Upcoming events

No upcoming events
FAQs