Seacoast Banking/$SBCF
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About Seacoast Banking
Seacoast Banking Corp of Florida is a holding company for Seacoast National Bank. The company provides integrated financial services including commercial and consumer banking, wealth management, and mortgage and insurance services to customers across Florida, and through mobile and online banking solutions. In addition, it provides services such as treasury management, brokerage and credit facilities.
Ticker
$SBCF
Sector
Primary listing
Employees
1,504
Headquarters
Website
Seacoast Banking Metrics
BasicAdvanced
$2.5B
17.94
$1.63
0.95
$0.72
2.46%
Price and volume
Market cap
$2.5B
Beta
0.95
52-week high
$32.33
52-week low
$21.36
Average daily volume
603K
Dividend rate
$0.72
Financial strength
Dividend payout ratio (TTM)
44.54%
Profitability
Net profit margin (TTM)
26.12%
Operating margin (TTM)
40.20%
Effective tax rate (TTM)
22.40%
Revenue per employee (TTM)
$350,000
Management effectiveness
Return on assets (TTM)
0.90%
Return on equity (TTM)
6.31%
Valuation
Price to earnings (TTM)
17.941
Price to revenue (TTM)
4.654
Price to book
1.09
Price to tangible book (TTM)
1.68
Price to free cash flow (TTM)
12.627
Free cash flow yield (TTM)
7.92%
Free cash flow per share (TTM)
2.316
Dividend yield (TTM)
2.46%
Forward dividend yield
2.46%
Growth
Revenue change (TTM)
5.40%
Earnings per share change (TTM)
19.16%
3-year revenue growth (CAGR)
13.53%
3-year earnings per share growth (CAGR)
-4.46%
10-year earnings per share growth (CAGR)
14.49%
3-year dividend per share growth (CAGR)
8.74%
What the Analysts think about Seacoast Banking
Analyst ratings (Buy, Hold, Sell) for Seacoast Banking stock.
Bulls say / Bears say
Seacoast signed a definitive agreement on May 29, 2025 to acquire Villages Bancorporation, which will add about $3.5 billion in deposits and $1.3 billion in loans from a rapidly growing Florida community; the deal is expected to be approximately 22% accretive to EPS in 2026.
After the VBI acquisition and the previously announced Heartland Bancshares deal, Seacoast will have pro forma total assets of $21 billion, deposits of $17 billion, and gross loans of $12 billion as of March 31, 2025—significantly expanding its scale and market presence in Florida.
As of September 30, 2024, Seacoast reported a solid funding base with $15.2 billion in assets and $12.2 billion in deposits, highlighting its liquidity and stable deposit franchise.
Loan growth at U.S. banks remains sluggish, with aggregate lending up only 0.5% quarter-on-quarter and 3% year-on-year in Q1 2025—well below the pre-pandemic average of 4.9%—which limits core revenue growth for regional lenders such as Seacoast.
Asset quality concerns are mounting as the rate of past-due commercial real estate loans rose to 1.49% in Q1 2025, the highest since 2014, increasing the risk of credit losses within Seacoast’s loan book.
Ongoing economic pressures like inflation, high interest rates, and tighter credit conditions continue to weigh on net interest margins and increase the risk of defaults for community banks.
Data summarised monthly by Lightyear AI. Last updated on 4 Oct 2025.
Seacoast Banking Financial Performance
Revenues and expenses
Seacoast Banking Earnings Performance
Company profitability
Seacoast Banking News
AllArticlesVideos
Seacoast Banking Corporation of Florida to Announce Third Quarter Earnings Results October 27, 2025
Business Wire2 weeks ago
Seacoast Completes Acquisition of Villages Bancorporation, Inc.
Business Wire2 weeks ago
Seacoast Receives Regulatory Approvals for the Acquisition of Villages Bancorporation, Inc.
Business Wire1 month ago
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Seacoast Banking stock?
Seacoast Banking (SBCF) has a market cap of $2.5B as of October 19, 2025.
What is the P/E ratio for Seacoast Banking stock?
The price to earnings (P/E) ratio for Seacoast Banking (SBCF) stock is 17.94 as of October 19, 2025.
Does Seacoast Banking stock pay dividends?
Yes, the Seacoast Banking (SBCF) stock pays dividends to shareholders. As of October 19, 2025, the dividend rate is $0.72 and the yield is 2.46%. Seacoast Banking has a payout ratio of 44.54% on a trailing twelve-month basis.
When is the next Seacoast Banking dividend payment date?
The next Seacoast Banking (SBCF) dividend payment date is unconfirmed.
What is the beta indicator for Seacoast Banking?
Seacoast Banking (SBCF) has a beta rating of 0.95. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.