Southside Bank/$SBSI
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Southside Bank
Southside Bancshares Inc is a bank holding company. Through its subsidiary, it operates as a financial institution offering various financial services to individuals, businesses, municipal entities, and nonprofit organizations. These services include consumer and commercial loans, deposit accounts, wealth management and trust services, brokerage services, and safe deposit services. The company's primary market areas are East Texas, Southeast Texas, and the greater Dallas-Fort Worth, Austin, and Houston, Texas.
- Ticker
- $SBSI
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 781
- Headquarters
- Tyler, United States
- Website
- www.southside.com
Southside Bank Metrics
BasicAdvanced
$1B
10.17
$3.31
-
$1.45
4.40%
Price and volume
Market cap
$1B
52-week high
$36.20
52-week low
$27.59
Average daily volume
147K
Dividend rate
$1.45
Financial strength
Profitability
Net profit margin (TTM)
35.94%
Operating margin (TTM)
45.51%
Effective tax rate (TTM)
17.39%
Revenue per employee (TTM)
$350,000
Management effectiveness
Return on assets (TTM)
1.15%
Return on equity (TTM)
11.81%
Valuation
Price to earnings (TTM)
10.165
Price to revenue (TTM)
3.638
Price to book
1.19
Price to tangible book (TTM)
1.57
Dividend yield (TTM)
4.31%
Forward dividend yield
4.40%
Growth
Revenue change (TTM)
16.63%
Earnings per share change (TTM)
43.91%
3-year revenue growth (CAGR)
2.96%
3-year earnings per share growth (CAGR)
2.07%
10-year earnings per share growth (CAGR)
6.17%
3-year dividend per share growth (CAGR)
1.42%
10-year dividend per share growth (CAGR)
5.18%
What the Analysts think about Southside Bank
Analyst ratings (Buy, Hold, Sell) for Southside Bank stock.
Analyst projections of the future price of Southside Bank stock.
Bulls say / Bears say
Earnings momentum improved in Q3: net interest income rose 5.2% from Q2 and the tax-equivalent net interest margin widened 12 basis points to 3.02%. Total deposit costs also eased to 1.89%. (Business Wire)
Credit metrics remain comparatively clean: nonperforming assets were 0.18% of assets, down from 0.42% a year earlier, and the $5.2 million delinquent commercial property loan behind much of the quarterly increase paid off on 1 October. Southside also recorded net loan recoveries in Q3. (Business Wire)
There is a path to further loan expansion: loans were 4.1% higher year on year in Q3, and management cited a $1.47 billion pipeline and a mid-single-digit loan growth target for 2026. Q3 growth was modest quarter on quarter, so delivery on that target remains important. (Business Wire, Investing.com)
Deposits fell 13.6% year on year to $6.01 billion and another 2.5% from Q2; an estimated 26.8% of deposits were uninsured or uncollateralised, excluding affiliate and public-fund balances. The sharp decline keeps deposit stability a key funding risk, even as deposit costs ease. (Business Wire)
Classified loans stood at $245.2 million at September end, up from $176.9 million at year end, despite falling from $260.1 million in Q2. This larger pool of weaker-rated loans could lead to higher credit costs if borrowers’ conditions worsen. (Business Wire)
The 469% year-on-year jump in Q3 net income overstates the underlying improvement: the year-ago quarter included a $24.4 million loss on the sale of securities, which drove much of the comparison. The headline growth rate therefore does not show a comparable rise in recurring earnings. (Business Wire)
Data summarised monthly by Lightyear AI. Last updated on 29 Oct 2026.
Southside Bank Financial Performance
Revenues and expenses
Southside Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
Southside Bank News
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Funds containing Southside Bank
Fund name | Fund size | $SBSI weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.05% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.05% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.04% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.04% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.03% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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