Simmons First National/$SFNC
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About Simmons First National
Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. The company's loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
Ticker
$SFNC
Sector
Primary listing
Employees
2,946
Headquarters
Website
SFNC Metrics
BasicAdvanced
$2.8B
15.35
$1.27
0.98
$0.85
4.36%
Price and volume
Market cap
$2.8B
Beta
0.98
52-week high
$24.85
52-week low
$17.20
Average daily volume
857K
Dividend rate
$0.85
Financial strength
Dividend payout ratio (TTM)
66.33%
Profitability
Net profit margin (TTM)
21.57%
Operating margin (TTM)
28.05%
Effective tax rate (TTM)
11.67%
Revenue per employee (TTM)
$250,000
Management effectiveness
Return on assets (TTM)
0.59%
Return on equity (TTM)
4.57%
Valuation
Price to earnings (TTM)
15.353
Price to revenue (TTM)
3.31
Price to book
0.69
Price to tangible book (TTM)
1.15
Price to free cash flow (TTM)
7.026
Free cash flow yield (TTM)
14.23%
Free cash flow per share (TTM)
2.775
Dividend yield (TTM)
4.35%
Forward dividend yield
4.36%
Growth
Revenue change (TTM)
2.18%
Earnings per share change (TTM)
6.86%
3-year revenue growth (CAGR)
-3.01%
3-year earnings per share growth (CAGR)
-12.67%
10-year earnings per share growth (CAGR)
0.97%
3-year dividend per share growth (CAGR)
4.52%
10-year dividend per share growth (CAGR)
6.50%
Bulls say / Bears say
Net income for Q2 2025 climbed to $54.8 million from $40.8 million in Q2 2024, with diluted EPS rising to $0.43 compared to $0.32 a year before, highlighting solid earnings growth.
Net interest margin improved to 2.95% in Q1 2025—its fourth consecutive quarterly increase—and rose further to 3.06% in Q2 2025, fueled by declining deposit costs and optimized funding.
The board increased its quarterly dividend by 1% to $0.2125 per share for Q3 2025, marking 116 straight years of payouts and the 14th consecutive annual rise, reinforcing shareholder returns.
Nonperforming loans increased to $152.4 million as of March 31, 2025, up from $110.8 million at December 31, 2024, with the company recognizing $26.8 million in provisions for credit losses, signaling specific but notable credit deterioration.
Simmons executed a follow-on offering of 16.2 million shares at $18.50 apiece for $300 million, representing a 7.9% discount and causing share dilution, leading to a 5.4% drop in the stock price before market open.
The nonperforming loan coverage ratio fell to 165% at March 31, 2025, from 212% at December 31, 2024, pointing to diminished capacity to absorb losses amid a growing level of problem loans.
Data summarised monthly by Lightyear AI. Last updated on 4 Oct 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Simmons First National stock?
Simmons First National (SFNC) has a market cap of $2.8B as of October 08, 2025.
What is the P/E ratio for Simmons First National stock?
The price to earnings (P/E) ratio for Simmons First National (SFNC) stock is 15.35 as of October 08, 2025.
Does Simmons First National stock pay dividends?
Yes, the Simmons First National (SFNC) stock pays dividends to shareholders. As of October 08, 2025, the dividend rate is $0.8475 and the yield is 4.36%. Simmons First National has a payout ratio of 66.33% on a trailing twelve-month basis.
When is the next Simmons First National dividend payment date?
The next Simmons First National (SFNC) dividend payment date is unconfirmed.
What is the beta indicator for Simmons First National?
Simmons First National (SFNC) has a beta rating of 0.98. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.