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Simmons First National/$SFNC

1D1W1M3M6MYTD1Y5YMAX

About Simmons First National

Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
Ticker
$SFNC
Sector
Finance
Primary listing
NASDAQ
Employees
2,712

SFNC Metrics

BasicAdvanced
$3.3B
12.95
$1.80
0.94
$0.86
3.69%

What the Analysts think about SFNC

Analyst ratings (Buy, Hold, Sell) for Simmons First National stock.
Analyst projections of the future price of Simmons First National stock.

Bulls say / Bears say

Second-quarter net interest margin was 3.84%, up 78 basis points year on year, and net interest income rose 17%. The improved spread reflects lower funding costs and the balance-sheet repositioning completed last year. (Simmons First National Corporation)
Loans grew 6% year on year, while committed loan production reached its highest quarterly level in almost four years. The $1.4 billion commercial pipeline offers scope for further growth, though some loans may not close. (Simmons First National Corporation)
Management says efficiency measures are more than funding planned investment in the business, which could support stronger operating leverage. Simmons also repurchased 0.7 million shares in the quarter, providing a direct route to lift per-share value. (Simmons First National Corporation)
Deposits fell to $19.7 billion from $21.8 billion a year earlier, leaving a smaller funding base. Management says deposit competition remains fierce, which may limit further reductions in funding costs. (Simmons First National Corporation, ROIC AI)
Nonperforming loans rose to $166 million from $142 million in the prior quarter, mainly because a real-estate construction loan relationship deteriorated further. Coverage of nonperforming loans also fell to 143% from 162%, raising the risk that further credit deterioration could require more reserves. (Simmons First National Corporation)
Second-quarter diluted EPS of 46 cents missed the 52-cent analyst consensus and was below the 47 cents reported in the prior quarter. That shortfall suggests the earnings recovery remains uneven despite year-on-year growth. (Arkansas Democrat-Gazette, Simmons First National Corporation)
Data summarised monthly by Lightyear AI. Last updated on 1 Oct 2026.

SFNC Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

SFNC Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing SFNC

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