Shawbrook Group/£SHAW
1D1W1MYTD1Y5YMAX
Capital at risk
About Shawbrook Group
- Ticker
- £SHAW
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 1,584
- Headquarters
- Brentwood, United Kingdom
- Website
- www.shawbrook.co.uk
Shawbrook Group Metrics
BasicAdvanced
£1.6B
8.25
£0.38
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-
Price and volume
Market cap
£1.6B
52-week high
£5.19
52-week low
£2.78
Average daily volume
391K
Financial strength
Dividend payout ratio (TTM)
6.30%
Profitability
Net profit margin (TTM)
34.79%
Operating margin (TTM)
47.56%
Effective tax rate (TTM)
26.84%
Revenue per employee (TTM)
£400,000
Management effectiveness
Return on assets (TTM)
1.02%
Return on equity (TTM)
11.74%
Valuation
Price to earnings (TTM)
8.249
Price to revenue (TTM)
2.541
Price to book
0.77
Price to tangible book (TTM)
0.83
Price to free cash flow (TTM)
-1.873
Free cash flow yield (TTM)
-53.38%
Free cash flow per share (TTM)
-1.682
Growth
Revenue change (TTM)
5.45%
Earnings per share change (TTM)
-12.26%
3-year revenue growth (CAGR)
9.05%
10-year earnings per share growth (CAGR)
4.00%
What the Analysts think about Shawbrook Group
Analyst ratings (Buy, Hold, Sell) for Shawbrook Group stock.
Analyst projections of the future price of Shawbrook Group stock.
Bulls say / Bears say
Shawbrook’s H1 2026 underlying profit before tax rose 16% to £195.5 million, while its loan book including originate-to-distribute assets grew 10% on an annualised basis to £20.1 billion. Management also reiterated its full-year guidance, including a loan book of about £21 billion and underlying ROTE of about 17%. (ADVFN)
Operating leverage is improving: the underlying cost-to-income ratio fell to 36.4% from 40.0% a year earlier as technology and AI investment helped income grow faster than costs. CET1 rose to 13.0%, total capital to 16.4%, and the bank reaffirmed its plan to pay a maiden ordinary dividend for 2026 in 2027. (Shareprices.com, ADVFN)
Shawbrook is broadening its SME distribution platform rather than relying on one lending channel. It moved new unsecured SME lending to acquired fintech Playter, while its Financial Sponsors team deployed more than £250 million in H1 2026 and grew that book above £1 billion despite subdued UK deal volumes. (The Intermediary, The Intermediary)
Credit costs are rising in a weak spot of the portfolio. H1 impairment losses increased to £50.7 million from £32.6 million, driven by further provisions against a small legacy development-finance cohort, while arrears edged up to 1.7% from 1.6%. (ADVFN, Bridging Loan Directory)
The valuation discount reflects risks that have not disappeared. RBC said Shawbrook trades at about 0.85 times forward tangible book value and 5.8 times forward earnings, while highlighting a private-equity overhang and securitisation risk as reasons it prefers some peers. (Sharecast)
The growth outlook beyond 2026 is less certain than the headline H1 numbers suggest. Ahead of the interim results, Cavendish raised its FY26 profit forecast by 1% but cut outer-year forecasts by 3–5% because of more conservative assumptions for originate-to-distribute activity and slower consumer-finance loan-book growth. (ADVFN)
Data summarised monthly by Lightyear AI. Last updated on 19 Sept 2026.
Shawbrook Group Financial Performance
Revenues and expenses
Shawbrook Group Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Shawbrook Group
AllGBPEUR
Fund name | Fund size | £SHAW weighting |
|---|---|---|
iShares FTSE 250£MIDD | £661M | 0.12% |
Vanguard FTSE 250£VMID | £1.6B | 0.11% |
Xtrackers MSCI Europe Small Cap€DX2J | €3.2B | 0.03% |
Xtrackers MSCI Europe Small Cap£XXSC | £2.8B | 0.03% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.